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Best Online Short-term Loans in Cerritos

Need quick cash without the hassle? That's where our Best Cash Advance Short-term Loans come in! Finding yourself in a financial jam can be stressful, and waiting for traditional loan approval isn't an option. Our service swiftly tackles this problem by offering short-term loans tailored to your immediate needs. Experience relief from financial burdens with our hassle-free application process and swift approvals. With our loans, you have a reliable solution that doesn't keep you waiting. Say goodbye to financial stress and apply now to get back on track with our speedy cash advance service!

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Best Online Short-term Loans in Cerritos

Del Mar Commercial Finance
Loan agency
5.00
1 reviews

Address: 20232 State Rd, Cerritos, CA 90703

Phone Number: +1 (562) 924-6767

OneMain Financial
Loan agency
4.50
1 reviews

Address: 13251 South St, Cerritos, CA 90703

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (562) 287-8005

Website: onemainfinancial.com/branches/ca/cerritos/90703/5209

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Amrock
Loan agency
1.80
8 reviews

Address: 17785 Center Ct Dr N # 760, Cerritos, CA 90703

Phone Number: +1 (562) 356-0712

Website: amrock.com

Services:

Business loans Title loans Appraisal Services Broker Services Commercial Real Estate Notary Services Personalized Service Real Estate Services Title Company Valuation Services
Intercity Bancorp
Loan agency

Address: 18000 Studebaker Rd Suite 700, Cerritos, CA 90703

Phone Number: +1 (562) 467-8994

Alternatives to Short-term Loans in Cerritos

Short-term loans include various options such as personal, installment, and title loans, each catering to different financial needs. Personal loans are unsecured loans that provide a lump sum of money to be repaid typically within a few months to a year, without the need for collateral. Installment loans offer a structured repayment schedule with fixed monthly payments and are suitable for those seeking predictable budgeting. Title loans, on the other hand, are short-term secured loans where the borrower uses their vehicle as collateral, often resulting in higher interest rates and a faster repayment period, making them a quick but risky option for immediate financial needs.

Best Personal Loan

Solve Lending & Realty
5.00
10 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Car Title Loan

New American Funding - Carmen Meraz
5.00
10 reviews

Title loans are a popular choice among those who can use their car as collateral to obtain funds. These loans enable individuals to leverage their vehicle's value to access quick cash, typically within a short borrowing period. The best title loans are those with transparent terms, reasonable interest rates, and a clear process for evaluating the vehicle's worth. Borrowers should be aware that defaulting on a title loan can result in the loss of their vehicle, so it is paramount to ensure that repayment terms align with their financial situation. Despite this risk, title loans can provide a viable solution for immediate financial needs due to their speedy approval process.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource when unexpected expenses arise across various local services. They can be utilized for covering medical bills at healthcare providers, addressing urgent car repairs at auto service centers, handling legal fees with law firms, managing funeral costs through local funeral homes, and purchasing or repairing household appliances. Utilizing these loans in such sectors can help individuals meet immediate financial demands effectively.

Car Repair and Service
18803 Studebaker Road, Cerritos, CA 90703
+1 (866) 939-5942
Car Wash
13909 Bettencourt Street, Cerritos, CA 90703
+1 (562) 926-6682
Club & Association
13234 166th Street, Cerritos, CA 90703
+1 (562) 888-3565
Community Center
11000 New Falcon Way, Cerritos, CA 90703
+1 (562) 204-6918
Dentist
13345 Artesia Boulevard, Cerritos, CA 90703
+1 (562) 926-3354
Doctor
13357 South Street, Cerritos, CA 90703
Government Office
18830 San Gabriel Avenue, Cerritos, CA 90703
+1 (562) 916-8580
Hospital
13357 South Street, Cerritos, CA 90703
+1 (562) 379-8000
Hotel
12725 Center Court Drive South, Cerritos, CA 90703
+1 (562) 809-1500
Library
18025 Bloomfield Avenue, Cerritos, CA 90703
+1 (562) 916-1350
Local Post Office
18122 Carmenita Road, Cerritos, CA 90703
+1 (800) 275-8777
Movie Theater
600 Los Cerritos Mall, Cerritos, CA 90703
+1 (562) 865-4140
Pharmacy
13825 Cerritos Corporate Drive, Cerritos, CA 90703
+1 (562) 926-0140
Real Estate Agent
13405 Artesia Boulevard, Cerritos, CA 90703
+1 (562) 283-4410
Rent-a-Car Facility
10901 Auto Square Drive, Cerritos, CA 90703
+1 (562) 860-3500

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few days to a few months. They are designed to meet urgent financial needs and are ideal for those looking to cover unexpected expenses quickly.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders provide options specifically for individuals with bad credit, but keep in mind that terms and conditions, such as interest rates, might be less favorable compared to those with good credit.

How do same-day loans work?

Same-day loans are designed to provide you with fast access to funds. Upon approval, the loan amount is generally deposited into your bank account on the same day. The ease and speed of this process make same-day loans an attractive option for urgent financial situations.

What are short-term loans?

Short-term loans are a type of short-term loan typically intended to cover urgent expenses until your next paycheck. They are generally smaller loans with high interest rates and are expected to be repaid in full on, or shortly after, your next payday.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender but typically ranges from $100 to $2,500. Short-term loans are designed to cover smaller, immediate financial needs, so borrowing limits are usually lower compared to traditional loans.

Are there risks associated with short-term loans?

Yes, there are risks associated with short-term loans, including high interest rates and fees, which can make them expensive over time. It's essential to carefully review the loan terms and ensure you can repay the loan as agreed to avoid falling into a cycle of debt.

How can I apply for a short-term loan?

Applying for a short-term loan can typically be done online or in person at a lender's physical location. The process usually involves filling out an application form, providing identification and income verification, and agreeing to the loan terms. Approval can often be obtained quickly, especially for same-day loans.

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Cerritos ZIP Codes

90703