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Best Online Short-term Loans in Bartlett

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Bartlett

Advance America
Financial institution
5.00
16 reviews

Address: 6092 Stage Rd, Bartlett, TN 38134

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (901) 380-9655

Website: advanceamerica.net/store-locations/tennessee/6092-stage-road-bartlett-38134

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Processing Loan Refinancing Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans Vehicle Insurance
CashSpot
Financial institution
5.00
1 reviews

Address: 5520 Summer Ave # 103, Bartlett, TN 38134

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (901) 383-8100

Website: cashspots.com

Services:

Payroll Check Advance
A-1 Fast Cash
Loan agency

Address: 6415 Summer Ave # 111, Bartlett, TN 38134

Phone Number: +1 (901) 380-4320

Alternatives to Short-term Loans in Bartlett

Short-term loans are financial solutions designed to provide quick access to funds and are typically paid back within a short period. Personal loans are unsecured, allowing borrowers to use them for various personal needs without the necessity for collateral. Installment loans require borrowers to pay back the loan in fixed amounts over a predetermined schedule, often accompanied by interest, making budgeting easier. Title loans, however, are secured by using the borrower's vehicle title as collateral, offering quick approval but posing a risk of losing the vehicle if repayments are not made timely. Each type of short-term loan has distinct characteristics, making them suitable for different financial situations and borrower requirements.

Best Personal Loan

Check Into Cash
5.00
7 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several key local services where these funds can be effectively utilized. Medical services might include paying for unexpected emergency treatments or medication needs. Car repair services are essential for maintaining reliable transportation, and legal services can help cover expenses related to navigating legal issues. Additionally, funeral services may require financial support for unforeseen expenses, while appliance services ensure essential home appliances are maintained or replaced as necessary.

Car Repair and Service
5861 Stage Road, Bartlett, TN 38134
+1 (901) 382-0193
Club & Association
2831 Shelby Street, Bartlett, TN 38134
+1 (901) 386-4464
College/University
5760 Stage Road, Bartlett, TN 38134
+1 (901) 380-4008
Community Center
Stage Road, Bartlett, TN 38134
+1 (901) 385-5515
Dentist
6425 Stage Road, Bartlett, TN 38134
+1 (901) 382-8500
Do-It-Yourself Centers
7780 US Highway 64, Bartlett, TN 38133
+1 (901) 384-9004
Doctor
6570 Stage Road, Bartlett, TN 38134
+1 (901) 591-1590
Fitness Club & Center
2996 Kate Bond Road, Bartlett, TN 38133
+1 (901) 748-5649
Government Office
Woodlawn Street, Bartlett, TN 38134
+1 (901) 373-2620
Hospital
2850 Stage Village Cove, Bartlett, TN 38134
+1 (901) 318-3887
Hotel
7380 US Highway 64, Bartlett, TN 38133
Library
6382 Stage Road, Bartlett, TN 38134
+1 (901) 415-2761
Movie Theater
7930 US Highway 64, Bartlett, TN 38133
+1 (901) 377-3108
Museum
2969 Court Street, Bartlett, TN 38134
+1 (901) 373-8433
Pharmacy
5675 Stage Road, Bartlett, TN 38134
+1 (901) 372-0787

FAQ

What are Short-term Loans?

Short-term loans are financial products designed to provide quick cash with a relatively short repayment period, usually ranging from a few weeks to a month. They are particularly useful for addressing unexpected expenses or urgent financial needs.

Can I Get a Short-term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders offer loans specifically designed for individuals with poor credit histories. However, these loans often come with higher interest rates to offset the risk to the lender. It’s important to compare different offers and read the terms and conditions carefully.

What is a Same-day Loan?

A same-day loan is a type of short-term loan where the funds are disbursed on the same day your application is approved. These loans are ideal for individuals who need immediate cash for urgent expenses. However, it’s crucial to have your documentation ready and meet all lender requirements to facilitate quick processing.

Is a Short-term Loan the Same as a Short-term Loan?

While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans are a specific type of short-term loan that is typically due in a lump sum on your next payday, hence the name. Other types of short-term loans may offer more flexible repayment options.

How Can I Apply for a Short-term Loan?

To apply for a short-term loan, start by researching and selecting a reputable lender who meets your needs. You can apply online or in person by providing personal information, proof of income, banking details, and any other documentation required by the lender. The approval process is usually quick, and you may receive funds as soon as the same day.

What are the Risks of Short-term Loans?

Short-term loans can be convenient, but they also come with risks. These loans generally have higher interest rates, which can make them expensive if not repaid on time. Failure to repay a short-term loan can result in additional fees, a negative impact on your credit score, and potential collection actions. It is crucial to assess your ability to repay before taking out a short-term loan.

How Do I Compare Short-term Loan Offers?

When comparing short-term loan offers, consider the interest rate, repayment terms, any fees, and the lender's reputation. Use online comparison tools to evaluate different options and ensure you understand the total cost of the loan. Reading customer reviews and verifying the lender’s credentials can also help in making an informed decision.

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Bartlett ZIP Codes

38002
38029
38133
38134
38135