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Best Online Short-term Loans in Cleveland

Need quick cash? You're not alone, and we've got your back! When unexpected expenses hit, waiting for payday isn't always an option. That's where our Best Cash Advance Short-term Loans step in, providing a fast financial lifeline that gets you through tight spots. Feeling stressed about those urgent bills? Worry no more! Our streamlined process ensures you receive the help you need without the hassle. Dive into a flexible and hassle-free solution designed for your peace of mind. Let us bridge the gap between need and payday with our trusted short-term loans.

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Best Online Short-term Loans in Cleveland

Approved Cash Corporate Office
Loan agency
5.00
1 reviews

Address: 1865 Executive Park Dr NW, Cleveland, TN 37312

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 614-2300

Website: approvedcashadvance.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Company Check Cashing New Loan Personal Checking Personal Finance Small Loan Tax Preperation Services
Cash Express
Loan agency
5.00
4 reviews

Address: 2755 Keith St NW, Cleveland, TN 37312

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (423) 473-7795

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Title loans Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
Advance America
Financial institution
5.00
17 reviews

Address: 2340 McGrady Dr SE c, Cleveland, TN 37323

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 559-2878

Website: advanceamerica.net/store-locations/tennessee/2340-mcgrady-drive-se-suite-c-cleveland-37323

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Car Repairs Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Easy Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Assistance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans Home Repairs In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Loan Same Day Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Soft Credit Checks Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Fast Payday Loans
Loan agency
5.00
2 reviews

Address: 1807 Keith St NW, Cleveland, TN 37311

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (423) 445-0429

Website: fastpdloans.com/locations/cleveland-2

Fast Bad Credit Loans
Loan agency

Address: 1560 Stuart Ave NW, Cleveland, TN 37311

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (423) 380-1536

Website: fastbcl.com

Advance Financial
Loan agency
4.80
23 reviews

Address: 1695 25th St NW, Cleveland, TN 37311

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 438-1417

Website: locations.af247.com/cleveland/1695-25th-st-nw

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Covington Credit
Loan agency
4.80
15 reviews

Address: 200 Grove Ave SW, Cleveland, TN 37311

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 614-3408

Website: heightsfinance.com/loan-office-location/cash-loans-cleveland-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Superior Financial Services
Loan agency
4.50
3 reviews

Address: 163 Stuart Rd NE, Cleveland, TN 37312

Today's Business Hours: 8:00 AM - 5:30 PM

Phone Number: +1 (423) 473-1552

Website: yoursuperiorfinance.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans ATV & UTV Loans Apply For Loans Atv Financing Atv Loans Auto Loans Bad Credit Vehicle Financing Boat Loan Car Loan Common Loan Credit Repair Customer Support Debt Consolidation Debt Consolidation Loans Debt Management Emergency Loan Establish Credit Extend Loans Financial Assistance Financing Loans Flexible Repayment Options Free Consultations Home Improvement Loans Home Remodeling Funds Home Renovation Loan House Improvement Loans Lending Options Lending Process Loan Repayment Options Loan for Medical Expenses Loan for a Motorcycle​ Loans Consolidate Loans For Bad Credit Loans Online Loans for wedding Medical Expense Loans Motorcycle Financing Motorcycle Loans New Car Payment Plans Personal Loans RV & Camper Trailer Loans Recreational Financing Recreational Loans Rv Financing Secured Loans Short-Term Loans Student Loans Term Lending Term Plans Trailer Loans Travel Loans Unexpected Expenses Unsecured Personal Loan Vacation Loans Wedding Financing
Citizens Savings & Loan
Loan agency
4.40
10 reviews

Address: 3368 Keith St NW, Cleveland, TN 37312

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 559-9472

Website: citizensloan.com/branch-locations/cleveland-tn

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loan Automobile Insurance Bad Credit Bill Consolidation Loans Car Loans Consumer Finance Credit Card Credit Education Credit Insurance Dealership Financing Debt Consolidation Debt Management Debt Relief Disability Insurance Easy Personal Loans Establish And Re Establish Credit Extended Auto Warranty Financial Assistance Financing Finance Home Improvements Life Insurance Loan Payments Loans Personal Loans Medical Bills Money Lender Online Consumer Loans Online Loan Application Property Insurance Quick Loan Secured Loans Small Dollar Loans Truck Loan Unsecured Loans Vacation Loans Vehicle Financing Vehicle Repairs Wrecker Service
American Trust Cash Advance
Loan agency
4.40
5 reviews

Address: 2540 Keith St NW, Cleveland, TN 37312

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 728-2980

Website: americantrustcash.com

Services:

Business loans Flex loans Line of credit Payday loans Signature loans Title loans Advance Cash Advance Build Credit Cash Advances Check Advance Check Cashing Credit Cards Financial Services Financial Solutions Loans Personal Loans Personal Check Small Personal Loan Tax Refunds Wire Transfers
Service Loan Co
Loan agency
3.90
8 reviews

Address: 2421 Keith St NW, Cleveland, TN 37311

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 339-1166

Website: serviceloansouth.com/pages/locations.aspx

Services:

Installment loans Payday loans Signature loans Financial Counseling Financial Education Loan Personal Loans Phone Service Short Term Lending Small Loans Tax Preparation
Courtesy Finance
Loan agency
3.70
10 reviews

Address: 4466 Frontage Rd NW, Cleveland, TN 37312

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (423) 476-7477

Website: courtesyfinance.net

Services:

Business loans Installment loans Signature loans Auto Insurance Auto Loans Car Loan Car Repairs Consolidation Loans Consumer Finance Debt Consolidation Debt Consolidation Loans Debt Relief Disability Insurance Existing Loan Finance Loans Financial Services Home Improvement Loan Home Repairs Loan Applications Loan Personal Loans New Car New Loan Notary Service Online Loan Personal Finance Personal Loans Quick Personal Loans Refinance An Existing Loan Repayment Plans Secure Loan Short-Term Loans Small Loans Student Loans Vacation Loans
American Trust Cash Advance
Loan agency
3.50
3 reviews

Address: 2540 Keith St NW, Cleveland, TN 37312

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 473-2996

Website: americantrustcash.com

Services:

Bill paying Flex loans Line of credit Money orders Money transfers Payday loans Payroll check cashing Signature loans Tax refund check cashing Title loans Advance Cash Advance Build Credit Check Advance Credit Cards Financial Solutions
Acceptance Now
Loan agency
2.30
4 reviews

Address: 4520 Frontage Rd NW, Cleveland, TN 37312

Phone Number: +1 (423) 473-5924

Website: acceptancenow.com

Services:

Flex loans Flexible Payment Options
Wofford's Check Cashing Services
Check cash

Address: 1621 Spring Place Rd SE, Cleveland, TN 37311

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 472-3456

Alternatives to Short-term Loans in Cleveland

Short-term loans come in various forms to meet different financial needs. Personal loans are unsecured loans typically offered by banks or online lenders and can be used for a variety of purposes, such as debt consolidation or unexpected expenses, with repayment terms often ranging from a few weeks to a year. Installment loans are a type of short-term loan that is repaid over a set term through regular payments, making them a predictable option for borrowers looking to manage their budget. Title loans involve using a vehicle title as collateral to secure the loan, providing borrowers with quick access to cash, but they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Tennessee Title Loans, Inc.
5.00
10 reviews

Short-term loans offer quick access to funds and are usually repaid within a short period, often ranging from a few weeks to a year. Among the various short-term loan options, personal loans are a popular choice. Personal loans are unsecured, meaning they don't require collateral, making them an attractive option for those who have a good credit score and need funds for personal expenses, such as medical bills or home renovations. They are typically provided by banks, credit unions, or online lenders, and offer fixed interest rates and monthly payments, which can help in budgeting and financial planning.

Best Installment Loan

Credit Central
5.00
18 reviews

Installment loans are another type of short-term loan where the borrower agrees to repay the loan amount along with interest in fixed, regular installments over a predetermined period. An excellent option for the best installment short-term loan is the personal installment loan offered by reputable banks or credit unions. These loans provide a structured repayment plan, typically within six months to a year, making them manageable for borrowers concerned about lump-sum payments.

Best Car Title Loan

TitleMax Title Loans
5.00
49 reviews

Title loans provide a fast cash solution for those who own a vehicle and require immediate financing. In this type of loan, the borrower uses their vehicle's title as collateral while still retaining possession of the vehicle itself. Title loans are a viable option for those with poor credit scores, as the lender primarily considers the value of the vehicle. However, these loans usually come with high interest rates and fees, and failing to repay could result in losing one's vehicle. They are best suited for short-term emergency expenses when other options are not available.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.

Car Repair and Service
1400 Church Street Southeast, Cleveland, TN 37311
+1 (423) 479-3232
Car Wash
2703 South Lee Highway, Cleveland, TN 37311
+1 (423) 478-2337
Club & Association
560 Johnson Boulevard Southeast, Cleveland, TN 37311
+1 (423) 479-4660
Community Center
1334 Church Street Southeast, Cleveland, TN 37311
+1 (423) 559-3322
Concert Hall
251 Keith Street Southwest, Cleveland, TN 37311
Dentist
115 Interstate Drive Northwest, Cleveland, TN 37312
+1 (423) 479-6005
Doctor
2175 Chambliss Avenue Northwest, Cleveland, TN 37311
+1 (423) 472-1140
Fast Food
2720 Keith Street Northwest, Cleveland, TN 37312
Fitness Club & Center
2091 Candies Lane Northwest, Cleveland, TN 37312
+1 (423) 718-6207
Government Office
3055 Fulbright Road Northeast, Cleveland, TN 37312
+1 (423) 476-1963
Hospital
4645 North Lee Highway, Cleveland, TN 37312
+1 (423) 790-1451
Hotel
185 James Asbury Drive Northwest, Cleveland, TN 37312
+1 (423) 559-1001
Library
3535 Adkisson Drive Northwest, Cleveland, TN 37312
+1 (423) 478-6209
Museum
Keith Street Northwest, Cleveland, TN 37311
+1 (423) 339-5745
Pharmacy
3443 Keith Street Northwest, Cleveland, TN 37312
+1 (423) 476-4312

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

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Cleveland ZIP Codes

37311
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37320
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37364