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Best Online Short-term Loans in Cordova

Say goodbye to unexpected financial stress! When life's surprises throw you a curveball, our Best Cash Advance Short-term Loans are here to help. Many struggle with cash flow issues, unsure where to turn. But don't worry – these short-term loans offer a quick and straightforward solution to your immediate money troubles. No more sleepless nights! Our fast, efficient service can get you the funds you need without hassle. Experience the peace of mind that comes with knowing a solution is just around the corner. Get started today and take control of your financial future with ease!

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Best Online Short-term Loans in Cordova

745 Cash
Loan agency
4.90
52 reviews

Address: 1425 N Germantown Pkwy, Cordova, TN 38016

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (901) 255-1539

Website: 745cash.com

Services:

Payday loans Title loans
OneMain Financial
Loan agency
4.30
10 reviews

Address: 1024 N Germantown Pkwy, Cordova, TN 38018

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (901) 754-1242

Website: onemainfinancial.com/branches/tn/cordova/38018/4097

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
1st Heritage Credit
Loan agency
3.20
5 reviews

Address: 1787 N Germantown Pkwy, Cordova, TN 38016

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (901) 737-1874

Website: 1stheritagecredit.com

Services:

Installment loans Payday loans Signature loans Account Services Auto Loan Car Repairs Debt Consolidation Employee Training Lending Services Loan Online Medical Bills Personal Loans
Truist
Bank
2.60
10 reviews

Address: 1136 N Germantown Pkwy, Cordova, TN 38018

Phone Number: +1 (901) 417-5500

Website: truist.com/locations

T M Commercial Lending LLC
Loan agency

Address: 1069 Links View Ln E, Cordova, TN 38018

Phone Number: +1 (901) 417-7440

Alternatives to Short-term Loans in Cordova

Short-term loans are financial products designed to be repaid within a relatively short time frame and include personal, installment, and title loans. Personal loans are unsecured, giving borrowers access to quick funding based on creditworthiness, typically used for unexpected expenses. Installment loans offer a structured repayment plan with fixed payments over the loan's term, providing borrowers with discipline and predictability. Title loans, on the other hand, require borrowers to use their vehicle title as collateral, allowing access to funds quickly but posing a higher risk if repayments are not met, as the lender can claim the vehicle.

Best Personal Loan

Regional Finance
5.00
11 reviews

Short-term loans are financial products designed to be repaid within a relatively short period, typically ranging from a few weeks to a year. These loans are often used by individuals to cover immediate needs or unexpected expenses. One option for the best personal short-term loan is the payday loan. Payday loans are unsecured loans that are usually small in amount and intended to be repaid by the borrower's next payday. They offer quick access to cash but often come with high interest rates and fees.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently utilize the funds across a range of essential local services. Medical facilities offer treatment and care, car repair shops can address urgent vehicle issues, and legal services provide critical assistance with legal matters. Additionally, funeral homes offer compassionate support during times of loss, while appliance service centers ensure necessary household equipment remains functional.

Car Wash
360 N Germantown Pkwy, Cordova, TN 38101
Club & Association
7790 Fischer Steel Road, Cordova, TN 38018
+1 (901) 756-1818
College/University
1769 North Germantown Parkway, Cordova, TN 38016
+1 (901) 309-7818
Community Center
36 Bazeberry Road, Cordova, TN 38018
+1 (901) 758-0060
Dentist
1890 North Germantown Parkway, Cordova, TN 38016
+1 (901) 753-2273
Fast Food
1295 North Germantown Parkway, Cordova, TN 38016
Fitness Club & Center
8066 Walnut Run Road, Cordova, TN 38018
+1 (901) 507-4527
Government Office
8001 Centerview Parkway, Cordova, TN 38018
+1 (901) 309-6772
Hospital
7865 Trinity Road, Cordova, TN 38018
+1 (901) 737-4035
Hotel
2220 Market Farms Drive, Cordova, TN 38016
Library
1017 North Sanga Road, Cordova, TN 38018
+1 (901) 754-8443
Local Post Office
8255 Macon Road, Cordova, TN 38018
+1 (800) 275-8777
Movie Theater
1080 North Germantown Parkway, Cordova, TN 38016
+1 (901) 309-8550
Museum
1017 North Sanga Road, Cordova, TN 38018
+1 (901) 757-4400
Pharmacy
1679 Bonnie Lane, Cordova, TN 38016
+1 (901) 757-9434

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick funds with the expectation of repayment over a brief period, generally ranging from a few weeks to a few months. They are often used to cover unexpected expenses or immediate cash flow gaps.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans typically have higher interest rates to offset the increased risk, but they can be an accessible option for those who need urgent funds and have a less-than-perfect credit history.

Are same-day loans available?

Yes, some lenders offer same-day loan options. These loans are designed to provide rapid access to funds, often within hours of approval. However, eligibility criteria may be strict, and fees and interest rates may be higher compared to longer-term loans.

What’s the difference between a short-term loan and other short-term loans?

Short-term loans are a type of short-term loan specifically intended to cover expenses until your next paycheck. They usually feature small loan amounts and high interest rates. Other short-term loans might offer slightly longer repayment terms or different fee structures.

How much can I borrow with a short-term loan?

The borrowing limit for short-term loans can vary depending on the lender and the borrower’s creditworthiness. Generally, short-term loans range from $100 to $5,000, but for short-term loans, the limit might be smaller.

What are the risks of taking a short-term loan?

Short-term loans often come with high interest rates and fees, making them costly over time if not managed carefully. Additionally, failing to repay these loans on time can lead to additional fees, potential harm to credit scores, and debt cycles.

How can I apply for a short-term loan?

Applying for a short-term loan typically involves completing an online application form, which requires personal, financial, and employment information. Once submitted, lenders review the application and, if approved, funds are usually deposited directly into the borrower’s bank account.

Find Short-term Loans Near Me

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