Home page Franklin

Best Online Short-term Loans in Franklin

Need quick cash relief? You've come to the right place. When unexpected expenses pop up, stress and worry can quickly follow. Short-term loans can bridge the gap without the headache of lengthy loan processes. At Best Cash Advance Short-term Loans, we understand your urgency and are here to help. Our streamlined service ensures you access funds as seamlessly as possible, so you can get back on track with minimal fuss. Experience fast approvals and a straightforward process with us, your reliable solution for cash advances when you need it most.

Table of content
Jump to

Best Online Short-term Loans in Franklin

Advance Financial
Check cash
5.00
1 reviews

Address: 302 5th Ave N, Franklin, TN 37064

Phone Number: +1 (615) 790-7255

Website: af247.com

Services:

Business check cashing Installment loans Money orders Money transfers Payday loans Personal check cashing Title loans Atm Services Car Repair Cash Advance Loans Financial Services Home Loans Instant Cash Online Loans Prepaid Cards Quick Cash Quick Loan Store Services Unsecured Loan Western Union Services
Kurt Johansson
Loan agency
5.00
2 reviews

Address: 2550 Meridian Blvd #100, Franklin, TN 37067

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (615) 482-7252

Advance Financial
Loan agency
4.50
10 reviews

Address: 331 5th Ave N, Franklin, TN 37064

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (615) 358-0005

Website: locations.af247.com/franklin/331-5th-ave-n

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Payday loans Signature loans Title loans Atm Services Cash Withdrawal Credit Card Financial Services Home Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Debit Cards Quick Cash Loans Unsecured Loan Western Union Wire Transfer
Truist
Bank
2.80
10 reviews

Address: 1109 Murfreesboro Rd, Franklin, TN 37064

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (615) 472-9501

Website: truist.com/locations

Truist
Bank
2.50
10 reviews

Address: 731 Cool Springs Blvd, Franklin, TN 37067

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (615) 472-9291

Website: truist.com/locations

Crowe LLP
Financial institution

Address: 720 Cool Springs Blvd #600, Franklin, TN 37067

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (615) 360-5500

Website: crowe.com/about-us/our-offices/nashville

Services:

Accounting audits Bankruptcy tax litigation Business consulting Debt management counseling Financial analysis of business plans Audit & Assurance Audited Financial Statements Bankruptcy & Insolvency Certification Services Data Analytics Due Diligence Services Employee Benefit Plan Audits Enterprise Risk Financial Advisory Financial Reporting Forensic Services Healthcare Insurance Information Technology Assurance Internal Audit It Risk Solutions Lease Management Mediation Services Mergers And Acquisitions Online Services Operational Advisory Paycheck Protection Program Ppp Consulting Ppp Loan Forgiveness Regulatory Compliance Restructuring Advisory Risk Consulting Services Risk Management Soc Reporting Supply Chain Management Transaction Advisory Services Valuation Services
Alternative Cash Solutions
Loan agency

Address: 133 Holiday Ct #207, Franklin, TN 37067

Phone Number: +1 (615) 538-7814

Website: alternativecashsolutions.com

Alternatives to Short-term Loans in Franklin

Short-term loans are diverse financial products designed to meet immediate cash needs. Personal loans are unsecured, typically based on creditworthiness, and offer quick access to funds with flexible terms. Installment loans, another form of short-term borrowing, allow borrowers to repay the loan amount over a set period through scheduled payments, making them ideal for managing larger, unforeseen expenses. Title loans, often used by individuals with less favorable credit, require the borrower to use their vehicle title as collateral, providing quick cash but with the risk of losing the vehicle if the loan is not repaid. Each type has unique benefits and risks, catering to the varied needs of borrowers facing short-term financial challenges.

Best Personal Loan

Adam Helton Realtor - Benchmark Realty, LLC
5.00
14 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Installment Loan

Homeland Title
4.90
10 reviews

Installment loans are another viable option for short-term borrowing needs, characterized by their structured repayment schedule over a specified period. These loans allow borrowers to receive a lump sum upfront and pay it back in regular installments, typically on a monthly basis. This predictability can help borrowers manage their finances and budget accordingly. Installment loans are usually available from traditional banks and credit unions, as well as online lenders, providing a range of options and competitive rates for those looking for a short-term lending solution.

Best Car Title Loan

Josh Jones - Cardinal Financial Mortgage Loan Officer NMLS#1892207
5.00
10 reviews

Title loans are a type of secured short-term loan where the borrower's vehicle title is used as collateral. The best title loans are characterized by their quick approval process and minimal credit requirements, making them accessible for those with poor credit histories. Borrowers can continue to use their vehicle while repaying the loan, though failure to repay can result in the lender repossessing it. Title loans typically come with higher interest rates, and because they are high-risk, they should be used cautiously. It's essential to understand the terms and fee structures before proceeding to ensure it aligns with one's ability to repay.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already taken out a short-term loan, they can effectively allocate the funds towards several essential local services. These include covering expenses for medical treatments, car repairs, legal fees, funeral arrangements, and appliance repairs or purchases. Utilizing the loan for these crucial needs can provide immediate relief and support when financial burdens arise unexpectedly.

Adventure Sports Facility
1113 Murfreesboro Road, Franklin, TN 37064
+1 (615) 807-1627
Car Repair and Service
1100 Hillsboro Road, Franklin, TN 37064
+1 (888) 998-2546
Car Wash
1004 Center Point Place, Franklin, TN 37064
+1 (615) 794-2410
Club & Association
3009 Old Hillsboro Road, Franklin, TN 37064
+1 (615) 972-1410
Community Center
303 South Royal Oaks Boulevard, Franklin, TN 37064
+1 (615) 591-5366
Dentist
1214 Murfreesboro Road, Franklin, TN 37064
+1 (615) 576-8374
Do-It-Yourself Centers
224 South Royal Oaks Boulevard, Franklin, TN 37064
+1 (615) 599-4578
Fitness Club & Center
331 Premier Court, Franklin, TN 37067
+1 (615) 260-3827
Government Office
Holiday Court, Franklin, TN 37067
+1 (615) 790-7992
Hospital
Carothers Parkway, Franklin, TN 37067
+1 (615) 794-8900
Movie Theater
419 Main Street, Franklin, TN 37064
+1 (615) 538-2075
Pharmacy
400 Downs Boulevard, Franklin, TN 37064
+1 (615) 472-8072
Pizzeria
1935 Mallory Lane, Franklin, TN 37067
+1 (615) 282-0222
Post Office
2000 Mallory Lane, Franklin, TN 37067
+1 (615) 771-2120
Rent-a-Car Facility
820 Crescent Centre Drive, Franklin, TN 37067
+1 (615) 771-4373

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

Find Short-term Loans Near Me

Jump to city name:

AdamsvilleAlamoAlcoaAlexandriaAlgoodAndersonvilleAntiochApisonArdmoreArlingtonAshland CityAthensAtokaAtwoodBartlettBean StationBellsBentonBerry HillBig SandyBlaineBlountvilleBolivarBon AquaBradyvilleBrentwoodBrightonBristolBrownsvilleBrucetonBulls GapBumpus MillsBurlisonBurnsByrdstownCalhounCamdenCarthageCaryvilleCastalian SpringsCelinaCentervilleChapel HillChattanoogaChuckeyChurch HillCityClarkrangeClarksvilleClevelandCliftonClintonCoalmontCollege GroveCollegedaleColliervilleCollinwoodColumbiaCookevilleCopperhillCordovaCornersvilleCorrytonCosbyCounceCovingtonCrockett MillsCross PlainsCrossvilleCrumpCulleokaCumberland CityCumberland FurnaceDandridgeDaytonDecaturDecaturvilleDecherdDicksonDoverDresdenDucktownDunlapDyersburgEadsEaglevilleEast RidgeElizabethtonEnglewoodErinErwinEstill SpringsEtowahFairfield GladeFairviewFarragutFayettevilleFrankewingFranklinFriendsvilleGadsdenGainesboroGallatinGatesGatlinburgGermantownGibsonGleasonGoodlettsvilleGordonsvilleGrand JunctionGrayGraysvilleGreenbrierGreenevilleGreenfieldGruetli laagerHallsHarrimanHarrogateHartsvilleHeiskellHelenwoodHendersonHendersonvilleHermitageHickory ValleyHillHixsonHohenwaldHollow RockHornbeakHumboldtHuntingdonHuntlandHuntsvilleJacksboroJacksonJamestownJasperJefferson CityJellicoJoeltonJohnson CityJohnsonvilleJonesboroughJulietKimballKingsportKingstonKingston SpringsKnoxvilleKodakLa VergneLafayetteLafolletteLakelandLawrenceburgLebanonLenoir CityLewisburgLexingtonLibertyLindenLivingstonLobelvilleLookout MountainLorettoLoudonLouisvilleLylesLynchburgLynnvilleMadisonMadisonvilleManchesterMartinMaryvilleMascotMasonMaury CityMaynardvilleMcewenMckenzieMclemoresvilleMcminnvilleMemphisMichieMiddletonMilanMillingtonMonteagleMontereyMorrisonMorristownMosheimMountain CityMt CarmelMt PleasantMt. JulietMunfordMurfreesboroNashvilleNew JohnsonvilleNew MarketNew TazewellNewbernNewportNiotaNolensvilleNorrisOak RidgeOaklandObionOld HickoryOliver SpringsOneidaOoltewahOrlindaPalmerParisParrottsvilleParsonsPegramPigeon ForgePikevillePiney FlatsPittsburgPlainsPleasant ViewPortlandPowellPulaskiPuryearReaganRed BankRed Boiling SpringsRicevilleRickmanRidgeRidgelyRidgetopRipleyRoan MountainRockwoodRocky TopRogersvilleRossvilleRutledgeSardisSavannahScotts HillSelmerSeviervilleSewaneeSeymourShelbyvilleSignal MountainSmithvilleSmyrnaSneedvilleSoddy DaisySomervilleSouth FultonSouth PittsburgSpartaSpeedwellSpencerSpring CitySpring HillSpringfieldStantonSummertownSurgoinsvilleSweetwaterTalbottTazewellTellico PlainsTennessee RidgeThompson's StationTiptonvilleTooneTownsendTracy CityTrentonTrezevantTrimbleTroyTullahomaTusculumUnicoiUnion CityVanleerViewViolaVonoreWartburgWashburnWatertownWaverlyWaynesboroWhite BluffWhite HouseWhite PineWhites CreekWhitevilleWhitwellWinchesterWinfieldWitheWoodburyWoodland Mills

Franklin ZIP Codes

37027
37064
37065
37067
37068
37069