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Best Online Short-term Loans in Shelbyville

Struggling with unexpected expenses? Short-term financial strains can cause stress, but you don't have to face them alone. Our Best Cash Advance Short-term Loans are designed to provide quick relief, helping you manage your cash flow without hassles. Say goodbye to the sleepless nights and endless worries. With our easy application process and fast approval, you'll have the funds you need in no time. Experience the freedom that comes with knowing you're covered for life's surprises. Let us be your reliable support for short-term loan solutions.

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Best Online Short-term Loans in Shelbyville

3D Financial
Loan agency
5.00
4 reviews

Address: 702 Madison St, Shelbyville, TN 37160

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (931) 684-0303

Website: 3dfinancial.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Check Loans Financial Loan Home Loans Industrial Loan Instant Cash Loans Instant Funding Online Application Online Loan Short-Term Loans
Security Finance
Loan agency
5.00
2 reviews

Address: 1205 N Main St Suite D, Shelbyville, TN 37160

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (931) 685-5077

Website: securityfinance.com/locations/shelbyville-tn-0709

Service Loan South
Loan agency
4.70
10 reviews

Address: 901 1/2, Madison St, Shelbyville, TN 37160

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 773-0121

Services:

Installment loans Payday loans Signature loans Financial Education Loan Application Online Loan Online Loan Application Personal Loans Tax Preparation Traditional Loans
Advance Financial
Loan agency
4.70
10 reviews

Address: 743 Madison St, Shelbyville, TN 37160

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (931) 488-7650

Website: locations.af247.com/shelbyville/743-madison-st

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Covington Credit
Loan agency
4.60
4 reviews

Address: 1731 N Main St, Shelbyville, TN 37160

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 685-9958

Website: heightsfinance.com/loan-office-location/cash-loans-shelbyville-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Advance America
Financial institution
4.60
10 reviews

Address: 1866 N Main St Suite A-7, Shelbyville, TN 37160

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (931) 684-6112

Website: advanceamerica.net/store-locations/tennessee/1866-north-main-street-suite-a-7-shelbyville-37160

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Car Repairs Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Easy Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Assistance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans Home Repairs In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Loan Same Day Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Soft Credit Checks Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Preferred Financial
Loan agency
4.50
2 reviews

Address: 206 Lane Pkwy, Shelbyville, TN 37160

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (931) 735-6427

Credit Central
Loan agency
3.70
2 reviews

Address: 1307-A Madison St, Shelbyville, TN 37160

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 684-0385

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Quick Cash
Loan agency
3.70
3 reviews

Address: 1305 A Madison St, Shelbyville, TN 37160

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (931) 684-7743

Pinnacle Financial Partners
Bank
3.40
4 reviews

Address: 604 N Main St, Shelbyville, TN 37160

Today's Business Hours: 8:00 AM - 4:00 PM

Phone Number: +1 (931) 680-0734

Website: pnfp.com

Alternatives to Short-term Loans in Shelbyville

Short-term loans are designed to provide temporary financial relief and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured, meaning no collateral is required, and they typically have a brief repayment period with fixed monthly payments. Installment loans require borrowers to repay the principal and interest in predetermined installments over a set period, offering more manageable repayment options. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, providing a quick loan option but risking vehicle ownership if the loan isn't repaid. Each loan type serves different borrower needs and carries its own risks and benefits.

Best Personal Loan

First Community Mortgage
5.00
10 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

Cash Express
3.00
3 reviews

Installment loans are a popular choice for short-term financing as they allow borrowers to repay in fixed installments over a set period. This type of loan offers predictability with scheduled payments, helping manage budgets effectively. The loan duration can be a few months to a couple of years, with interest rates and terms varying by lender. For those who need a more structured repayment plan, installment loans provide the convenience of stable payments and can improve credit scores with timely payments.

Best Car Title Loan

Carlene Smith- First Community Mortgage - NMLS # 769916
0.00
0 reviews

Title loans are a popular choice among those who can use their car as collateral to obtain funds. These loans enable individuals to leverage their vehicle's value to access quick cash, typically within a short borrowing period. The best title loans are those with transparent terms, reasonable interest rates, and a clear process for evaluating the vehicle's worth. Borrowers should be aware that defaulting on a title loan can result in the loss of their vehicle, so it is paramount to ensure that repayment terms align with their financial situation. Despite this risk, title loans can provide a viable solution for immediate financial needs due to their speedy approval process.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Car Repair and Service
202 East Highland Avenue, Shelbyville, TN 37160
+1 (931) 735-6677
Club & Association
212 Lane Parkway, Shelbyville, TN 37160
+1 (931) 205-3613
College/University
316 East Depot Street, Shelbyville, TN 37160
+1 (931) 684-8635
Community Center
239 South Maple Street, Shelbyville, TN 37160
+1 (931) 684-5837
Dentist
611 North Main Street, Shelbyville, TN 37160
+1 (931) 684-1430
General Practitioner
Highway 231 North, Shelbyville, TN 37160
+1 (931) 685-0840
Government Office
712 Blue Ribbon Parkway, Shelbyville, TN 37160
+1 (931) 684-2644
Hospital
2839 Highway 231 North, Shelbyville, TN 37160
+1 (615) 322-2318
Hotel/Motel
1207 North Main Street, Shelbyville, TN 37160
+1 (931) 684-5241
Library
220 South Jefferson Street, Shelbyville, TN 37160
+1 (931) 685-4806
Movie Theater
201 East Depot Street, Shelbyville, TN 37160
+1 (931) 684-7306
Museum
204 South Main Street, Shelbyville, TN 37160
+1 (931) 684-8359
Sports Equipment & Clothing
411 North Thompson Street, Shelbyville, TN 37160
+1 (931) 205-1676
Steak House
1609 North Main Street, Shelbyville, TN 37160
+1 (931) 680-7473
Theater
102 East Depot Street, Shelbyville, TN 37160
+1 (931) 684-7020

FAQ

What is a Short-Term Loan?

A short-term loan is a type of credit that is typically repaid within a short period, usually under a year. These loans are designed to provide quick access to funds for unexpected expenses or financial emergencies and often come with higher interest rates compared to long-term loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even with bad credit. Many lenders focus on your current financial situation and ability to repay rather than your credit history. Keep in mind that loans for individuals with bad credit might come with higher interest rates.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that aims to provide funds to borrowers on the same day they apply. These loans are convenient for those who need immediate financial assistance, but may carry higher fees and interest rates due to the rapid processing time.

How Do Short-term Loans Work?

Short-term loans are a common form of short-term loan where the borrower is expected to repay the loan on their next payday. These loans are typically small, high-interest loans that are easy to obtain but can lead to a cycle of debt if not managed carefully.

What Are the Risks of Short-Term Loans?

Short-term loans can be beneficial, but they also come with risks. High interest rates and short repayment periods can create a debt cycle if not managed properly. It's crucial to borrow only what you need and have a clear repayment plan to avoid financial strain.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out a loan application, either online or in-person, providing necessary financial information and documentation. After submission, the lender will assess your application and, if approved, disburse the funds to your account.

What Should I Consider Before Taking a Short-Term Loan?

Before taking out a short-term loan, consider the loan's total cost, including interest rates, fees, and repayment terms. Ensure that you have a reliable repayment strategy and only borrow the amount you need to avoid excessive debt.

Find Short-term Loans Near Me

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Shelbyville ZIP Codes

37160
37161
37162