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Best Online Short-term Loans in Portland

Feeling overwhelmed by unexpected expenses? Short-term loans could be your lifeline in a financial crunch. We understand that urgent needs require quick solutions, and that’s why Best Cash Advance Short-term Loans is here. With us, not only do you get fast cash, but also a manageable repayment plan tailored to your situation. Say goodbye to sleepless nights worrying about finances and hello to financial relief. Let us help you navigate life's surprises with confidence. Explore our service to see how we can make your financial stress disappear.

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Best Online Short-term Loans in Portland

Security Finance
Loan agency

Address: 634 N Broadway C, Portland, TN 37148

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (615) 325-5795

Website: securityfinance.com/locations/portland-tn-1811

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
5.00
10 reviews

Address: 142 W Knight St, Portland, TN 37148

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (615) 323-1690

Website: loansbyworld.com/locations/tennessee/portland/37148/858

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
3 D Financial
Loan agency
5.00
1 reviews

Address: 101 Reed St, Portland, TN 37148

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (615) 325-0880

Website: 3dfinancial.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Check Loans Financial Loan Home Loans Industrial Loan Instant Cash Loans Instant Funding Online Application Online Loan Short-Term Loans
Advance Financial
Loan agency
4.90
19 reviews

Address: 712 S Broadway, Portland, TN 37148

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (615) 657-3069

Website: locations.af247.com/portland/712-s.-broadway

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
LoanMaster
Loan agency
4.00
10 reviews

Address: 449 N Broadway, Portland, TN 37148

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (615) 323-8395

Website: loanmaster.xyz

Services:

Flex loans Installment loans Payday loans Title loans Check Loans

Alternatives to Short-term Loans in Portland

Short-term loans are designed to provide quick financial relief and come in several types. Personal loans are unsecured loans that require no collateral and are often used for various personal expenses, with repayment typically expected within a few months to a year. Installment loans allow borrowers to receive a lump sum and repay it in fixed monthly payments over a set period, making them more predictable but usually bearing higher interest rates. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral; these loans offer rapid access to funds but carry the risk of losing the vehicle if not repaid on time.

Best Personal Loan

The Farmers Bank
4.20
6 reviews

Short-term loans serve various immediate financial needs, and personal loans are one of the most versatile options available. Best suited for individuals needing quick access to funds without providing collateral, personal loans often come with a straightforward application process. They are typically unsecured, which means you don't need to offer any assets as security, making them an attractive choice for borrowers with a good credit history. The repayment period can range from a few months to a couple of years, offering flexibility depending on the lender's terms.

Best Installment Loan

Cash Express
2.00
2 reviews

Installment loans offer a reliable short-term financing option for those needing a lump sum of money paid back over a series of scheduled payments or installments. This type of loan is characterized by its predictable repayment plan, usually involving fixed interest rates and equal monthly payments over the loan's term. Installment loans are accessible through various financial institutions, including banks, credit unions, and online lenders, and they can cater to diverse needs like home improvements, medical expenses, or educational purposes.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already obtained a short-term loan, there are several local service providers where the funds can be effectively utilized. Medical services offer necessary treatments and consultations, while car repair shops can address urgent vehicle maintenance needs. Additionally, legal services can provide essential assistance, funeral services ensure a dignified process during difficult times, and appliance services handle unexpected home equipment malfunctions.

Car Repair and Service
133 Davis Street, Portland, TN 37148
+1 (615) 325-4410
Car Wash
421 North Broadway, Portland, TN 37148
+1 (615) 323-1020
Club & Association
614 Highway 52 East, Portland, TN 37148
+1 (615) 325-9178
Community Center
621 Jackson Road, Portland, TN 37148
+1 (615) 325-6554
Dentist
307 Reed Street, Portland, TN 37148
+1 (615) 325-4677
Fitness Club & Center
301 Portland Boulevard, Portland, TN 37148
+1 (615) 325-9282
General Practitioner
617 Highway 52 East, Portland, TN 37148
+1 (615) 325-7805
Government Office
122 Morningside Drive, Portland, TN 37148
+1 (615) 325-5338
Hospital
826 South Broadway Street, Portland, TN 37148
+1 (615) 323-0130
Hotel
5343 Long Road, Portland, TN 37148
+1 (615) 325-2005
Library
321 Victor Reiter Parkway, Portland, TN 37148
+1 (615) 325-4015
Local Post Office
130 Village Drive, Portland, TN 37148
+1 (615) 325-4755
Museum
303 Portland Boulevard, Portland, TN 37148
+1 (615) 325-2279
Pharmacy
705 South Broadway Street, Portland, TN 37148
+1 (615) 323-5050
Rent-a-Car Facility
606 North Broadway, Portland, TN 37148
+1 (615) 745-3083

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick funds with the expectation of repayment over a brief period, generally ranging from a few weeks to a few months. They are often used to cover unexpected expenses or immediate cash flow gaps.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans typically have higher interest rates to offset the increased risk, but they can be an accessible option for those who need urgent funds and have a less-than-perfect credit history.

Are same-day loans available?

Yes, some lenders offer same-day loan options. These loans are designed to provide rapid access to funds, often within hours of approval. However, eligibility criteria may be strict, and fees and interest rates may be higher compared to longer-term loans.

What’s the difference between a short-term loan and other short-term loans?

Short-term loans are a type of short-term loan specifically intended to cover expenses until your next paycheck. They usually feature small loan amounts and high interest rates. Other short-term loans might offer slightly longer repayment terms or different fee structures.

How much can I borrow with a short-term loan?

The borrowing limit for short-term loans can vary depending on the lender and the borrower’s creditworthiness. Generally, short-term loans range from $100 to $5,000, but for short-term loans, the limit might be smaller.

What are the risks of taking a short-term loan?

Short-term loans often come with high interest rates and fees, making them costly over time if not managed carefully. Additionally, failing to repay these loans on time can lead to additional fees, potential harm to credit scores, and debt cycles.

How can I apply for a short-term loan?

Applying for a short-term loan typically involves completing an online application form, which requires personal, financial, and employment information. Once submitted, lenders review the application and, if approved, funds are usually deposited directly into the borrower’s bank account.

Find Short-term Loans Near Me

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Portland ZIP Codes

37148