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Best Online Short-term Loans in Collierville

Need cash fast? Life can throw unexpected expenses your way, leaving you stressed and strapped for cash. Traditional loans take time, adding stress to the situation. Our Best Cash Advance Short-term Loans offer a quick, hassle-free solution, perfect for when you're in a financial pinch. We understand that you need money now, not later! With our service, you can bridge the gap until your next paycheck without the lengthy loan process. Say goodbye to financial worry and hello to peace of mind today! Discover the fast and flexible financial assistance you need with our short-term loans.

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Best Online Short-term Loans in Collierville

Collierville Quick Cash
Loan agency
5.00
3 reviews

Address: 151 US-72, Collierville, TN 38017

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (901) 853-7210

Cash Quick
Loan agency

Address: 610 W Poplar Ave, Collierville, TN 38017

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (901) 607-8118

Services:

Payday loans
World Finance
Loan agency
4.40
5 reviews

Address: 628 W Poplar Ave, Collierville, TN 38017

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (901) 861-8070

Website: loansbyworld.com/locations/tennessee/collierville/38017/1811

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
FSNB
Bank
2.30
3 reviews

Address: 560 W Poplar Ave, Collierville, TN 38017

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (901) 854-7496

Website: fsnb.com

Alternatives to Short-term Loans in Collierville

Short-term loans can be broadly categorized into personal, installment, and title loans, each serving distinct financial needs. Personal loans are unsecured loans that generally do not require collateral and may be used for various purposes, from consolidating debt to unexpected expenses, offering flexible terms. Installment loans, similar to personal loans, are usually repaid in fixed payments over a short period and often come with fixed interest rates, making them predictable and easy to budget for. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, often providing quick access to cash but typically carry higher interest rates and risk of repossession if not repaid on time. Each loan type has its advantages and considerations, making it essential for borrowers to assess their financial situation and repayment ability before committing.

Best Personal Loan

Hope Personal Loans
5.00
6 reviews

Short-term personal loans are often utilized for immediate financial needs and tend to have a faster approval process compared to long-term loans. These loans typically range in amount from a few hundred to a few thousand dollars and are paid back over a short period, often within months. Due to the quick turnaround, interest rates can be higher than other loan types. However, they offer flexibility in use, allowing borrowers to address various urgent expenses.

Best Installment Loan

Independent Bank
4.90
10 reviews

Installment loans are another type of short-term loan where the borrower agrees to repay the loan amount along with interest in fixed, regular installments over a predetermined period. An excellent option for the best installment short-term loan is the personal installment loan offered by reputable banks or credit unions. These loans provide a structured repayment plan, typically within six months to a year, making them manageable for borrowers concerned about lump-sum payments.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, there are several essential services where these funds can be judiciously applied. In the realm of health and well-being, the loan can facilitate payment for unforeseen medical expenses or necessary treatments. It can also cover the costs of urgent car repairs, legal consultations, funeral services, and essential appliance maintenance or replacements, ensuring timely and efficient access to crucial local services.

Car Wash
374 East Poplar Avenue, Collierville, TN 38017
+1 (901) 350-5428
Club & Association
475 East South Street, Collierville, TN 38017
+1 (901) 854-8724
College/University
1109 Halle Park Circle, Collierville, TN 38017
+1 (901) 853-3117
Community Center
1111 East Old Hearthstone Circle, Collierville, TN 38017
+1 (901) 316-5658
Dentist
242 Poplar View Parkway, Collierville, TN 38017
+1 (901) 853-3800
Fitness Club & Center
118 East Mulberry Street, Collierville, TN 38017
+1 (901) 457-7951
Government Office
1502 Wolf Ridge Drive, Collierville, TN 38017
+1 (901) 854-9214
Hospital
2028 West Poplar Avenue, Collierville, TN 38017
+1 (901) 459-2650
Hotel
4640 Merchants Park Circle, Collierville, TN 38017
+1 (901) 850-9390
Library
501 Poplar View Parkway, Collierville, TN 38017
+1 (901) 457-2600
Museum
196 North Main Street, Collierville, TN 38017
Pharmacy
3689 South Houston Levee Road, Collierville, TN 38017
+1 (901) 850-1531
Post Office
875 West Poplar Avenue, Collierville, TN 38017
+1 (901) 854-5950
Rent-a-Car Facility
1990 West Poplar Avenue, Collierville, TN 38017
+1 (901) 853-9505
Shopping Center
255 New Byhalia Road, Collierville, TN 38017

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

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Collierville ZIP Codes

38017
38027
38125
38139