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Best Online Short-term Loans in Bolivar

Struggling to manage unexpected expenses? Let us ease your financial stress with our Best Cash Advance Short-term Loans! Unforeseen bills can wreak havoc on your budget, and waiting for your next paycheck isn't always an option. Don't let short-term financial gaps disrupt your peace of mind. Our tailored short-term loan solutions offer quick, hassle-free access to the cash you need, right when you need it. With a focus on convenience and speed, we provide a seamless process designed to bridge the gap and get you back on track. Get the financial flexibility you deserve today!

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Best Online Short-term Loans in Bolivar

World Finance
Loan agency
5.00
3 reviews

Address: 704 W Market St B, Bolivar, TN 38008

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (731) 659-2424

Website: loansbyworld.com/locations/tennessee/bolivar/38008/868

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Bolivar Credit, LLC
Loan agency
5.00
2 reviews

Address: 309 W Market St, Bolivar, TN 38008

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (731) 658-9600

Website: bolivarcredit.com

Services:

Installment loans Signature loans Auto Loan Bill Consolidation Car Repair Consumer Loans Holiday Loans Home Improvement Personal Loans
State Finance
Loan agency
5.00
19 reviews

Address: 221 S Main St #6, Bolivar, TN 38008

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (731) 658-6789

Website: wallacefinance.com

Services:

Installment loans Line of credit Payday loans Signature loans Title loans Build Credit Car Repair Loans Consumer Finance Emergency Loans School Loans Small Consumer Loan Starter Loans Vacation Loans
First Heritage Credit
Loan agency

Address: 221 S Main St #1, Bolivar, TN 38008

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (731) 658-9690

Website: 1stheritagecredit.com

Services:

Installment loans Signature loans Personal Loans
Fast Track Financial Services, Inc.
Loan agency
1.00
1 reviews

Address: 18130 TN-125, Bolivar, TN 38008

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (731) 658-6119

Website: fastrackfinancial.wix.com/fasttrackfinancial

Services:

Business loans Payday loans Financial Services Home Services
Universal Finance LLC
Loan agency

Address: 16170 TN-18, Bolivar, TN 38008

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (731) 658-0890

Alternatives to Short-term Loans in Bolivar

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

Centennial Bank
5.00
1 reviews

When it comes to short-term personal loans, one of the best options is typically online personal loans. These loans are often sought after for their convenience and speed, as they can be accessed through various financial technology companies. With minimal paperwork and the possibility of receiving funds quickly, these loans can be a lifesaver for those in need of immediate financing. However, it's essential to compare interest rates and terms, as they can vary widely among different lenders, ensuring you get the most favorable deal.

Best Installment Loan

Cash Express
5.00
0 reviews

Installment loans are another form of short-term borrowing that allows borrowers to repay the loan in scheduled increments or installments over a specified period. These loans are often used for significant one-time expenses such as medical bills or home improvements, as they provide the borrower with a lump sum up front. Borrowers need to be mindful of repayment terms, as defaulting on these payments can lead to financial penalties and affect credit scores. The fixed payment structure helps in planning finances better, making them suitable for those who prefer predictable payment schedules.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several key local services where these funds can be effectively utilized. Medical services might include paying for unexpected emergency treatments or medication needs. Car repair services are essential for maintaining reliable transportation, and legal services can help cover expenses related to navigating legal issues. Additionally, funeral services may require financial support for unforeseen expenses, while appliance services ensure essential home appliances are maintained or replaced as necessary.

Car Wash
15070 Highway 64, Bolivar, TN 38008
+1 (731) 212-3060
Club & Association
104 Warren Street, Bolivar, TN 38008
+1 (731) 212-3286
Dentist
10825 Old Highway 64, Bolivar, TN 38008
+1 (731) 658-5291
Doctor
610 Nuckolls Road, Bolivar, TN 38008
Electrical Appliances Shop
119 North Main Street, Bolivar, TN 38008
+1 (731) 658-4583
Fast Food
512 West Market Street, Bolivar, TN 38008
Fitness Club & Center
116 East Jackson Street, Bolivar, TN 38008
+1 (731) 518-9110
Government Office
502 East Jackson Street, Bolivar, TN 38008
+1 (731) 658-5894
Hospital
650 Nuckolls Road, Bolivar, TN 38008
+1 (731) 658-3100
Library
213 North Washington Street, Bolivar, TN 38008
+1 (731) 658-3436
Local Post Office
118 East Market Street, Bolivar, TN 38008
+1 (731) 658-3231
Motel
626 West Market Street, Bolivar, TN 38008
+1 (731) 658-3372
Movie Theater
219 North Main Street, Bolivar, TN 38008
+1 (731) 228-9007
Museum
109 North Main Street, Bolivar, TN 38008
+1 (731) 403-0002
Pharmacy
622 West Market Street, Bolivar, TN 38008
+1 (731) 658-3973

FAQ

What is a Short-Term Loan?

A short-term loan is a financial product designed to provide quick cash to borrowers who need to address urgent expenses. These loans are generally repaid within a short period, typically ranging from a few weeks to a few months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans for borrowers with bad credit. These lenders tend to focus on your ability to repay the loan rather than your credit score, making it possible for individuals with poor credit histories to access the funds they need.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. These loans are typically processed quickly, allowing you to receive the money within the same day that you apply, provided your application is approved.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that is often used to cover immediate expenses until the borrower's next payday. These loans usually have a high interest rate and must be repaid in full by the borrower's next pay date.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online through a lender's website or in person at a physical location. The application process typically involves providing personal information, details about your employment, and bank information for deposit and repayment purposes.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans come with several risks, including high-interest rates and fees, which can make them expensive if not managed properly. Additionally, failure to repay these loans on time can lead to debt cycles, additional fees, and negatively affect your credit score.

Are There Alternatives to Short-Term Loans?

Yes, there are alternatives to short-term loans that you might consider, such as borrowing from friends or family, negotiating payment plans with creditors, or exploring credit counseling services to manage your financial situation more effectively.

Find Short-term Loans Near Me

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Bolivar ZIP Codes

38008