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Best Online Short-term Loans in Maynardville

Need cash fast? Life can throw unexpected expenses your way, leaving you stressed and strapped for cash. Traditional loans take time, adding stress to the situation. Our Best Cash Advance Short-term Loans offer a quick, hassle-free solution, perfect for when you're in a financial pinch. We understand that you need money now, not later! With our service, you can bridge the gap until your next paycheck without the lengthy loan process. Say goodbye to financial worry and hello to peace of mind today! Discover the fast and flexible financial assistance you need with our short-term loans.

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Best Online Short-term Loans in Maynardville

Cash Express
Loan agency
5.00
3 reviews

Address: 3624 Maynardville Hwy Suite 1, Maynardville, TN 37807

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (865) 745-1123

Services:

Business loans Cash for gift cards Flex loans Government benefits check cashing Line of credit Payday loans Payroll check cashing Personal check cashing Tax refund check cashing Title loans Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
World Finance
Loan agency
4.70
3 reviews

Address: 2945 Maynardville Hwy Ste 4, Maynardville, TN 37807

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (865) 992-5262

Website: loansbyworld.com/locations/tennessee/maynardville/37807/852

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns

Alternatives to Short-term Loans in Maynardville

Short-term loans are financial products designed to provide immediate cash with a short repayment period. For personal loans, borrowers typically receive a lump sum which they must repay over a short duration, usually with higher interest rates. Installment loans, on the other hand, allow borrowers to receive a set amount of money which is then paid back in scheduled installments over a set period, often providing a slightly more flexible repayment option. Title loans require the borrower to use their vehicle title as collateral, granting the lender rights to the vehicle if the loan is not repaid; these loans typically offer quick access to funds but come with significant risk of losing one's vehicle.

Best Personal Loan

Union Pawn Company
4.90
10 reviews

Short-term personal loans are typically unsecured loans offered by banks, credit unions, or online lenders. They are designed to be a quick financial solution for individuals needing immediate funds to cover unexpected expenses or emergencies. The best personal loans offer competitive interest rates, flexible repayment terms, and quick access to funds, making them an attractive option for borrowers with good credit.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Club & Association
2945 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-2010
Computer & Computer Supplies
1505 Little Valley Road, Maynardville, TN 37807
+1 (865) 992-9282
Dentist
3802 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-5821
Doctor
3459 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-3031
Fitness Club & Center
2725 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-8778
Library
296 Main Street, Maynardville, TN 37807
+1 (865) 992-0202
Museum
3824 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-2136
Pharmacy
2959 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-9993
Resort
1360 Hickory Star Road, Maynardville, TN 37807
+1 (865) 992-5241
Sandwich Restaurant
3781 Maynardville Highway, Maynardville, TN 37807
+1 (865) 992-2555
Shopping Center
155 Durham Drive, Maynardville, TN 37807
+1 (865) 745-1561

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

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Maynardville ZIP Codes

37807