Home page Livingston

Best Online Short-term Loans in Livingston

Stuck in a financial crunch? Tackle those unexpected expenses head-on with our Best Cash Advance Short-term Loans. Unlike traditional lenders, we know time is of the essence and a short-term solution is what you need. Don't let mounting bills and urgent costs add stress to your life. Our service is designed to provide quick, hassle-free access to the funds you need right now. Explore an easier way to manage your finances by applying for a short-term loan today. Find out how we stand out by offering reliability and speed when you need it most!

Table of content
Jump to

Best Online Short-term Loans in Livingston

Volunteer Cash Advance
Check cash

Address: 509 E Main St A, Livingston, TN 38570

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (931) 823-3325

Covington Credit
Loan agency
3.30
6 reviews

Address: 430 Market Square Plaza, Livingston, TN 38570

Phone Number: +1 (931) 823-3040

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans Quick Credit
Security Finance
Loan agency
2.50
5 reviews

Address: 802 W Main St, Livingston, TN 38570

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (931) 313-3471

Website: securityfinance.com/locations/livingston-tn-1043

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Advantage Check Cashing
Check cash

Address: 527 N Church St, Livingston, TN 38570

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (931) 823-9933

Alternatives to Short-term Loans in Livingston

Short-term loans are financial instruments designed to provide quick access to funds that require repayment within a short period, often under a year. Personal loans offer flexibility for borrowers to use the funds for various purposes, typically requiring repayment in a structured schedule. Installment loans allow borrowers to repay the amount borrowed in regular, manageable payments over the loan term, making it easier to handle the financial obligation with consistent monthly payments. Title loans, on the other hand, use the borrower's vehicle title as collateral, usually providing fast cash but at the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan serves different financial situations, offering specific advantages and risks that must be carefully considered.

Best Personal Loan

First National Bank of Tennessee
3.90
3 reviews

Short-term loans serve various immediate financial needs, and personal loans are one of the most versatile options available. Best suited for individuals needing quick access to funds without providing collateral, personal loans often come with a straightforward application process. They are typically unsecured, which means you don't need to offer any assets as security, making them an attractive choice for borrowers with a good credit history. The repayment period can range from a few months to a couple of years, offering flexibility depending on the lender's terms.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already secured a short-term loan, they have the flexibility to allocate funds toward crucial services provided by local experts. This can include covering costs for medical treatments, getting a vehicle repaired, obtaining legal assistance, arranging funeral services, or purchasing and fixing home appliances. Access to these essential services ensures that the individual can address pressing needs promptly and efficiently.

Car Repair and Service
1006 East Main Street, Livingston, TN 38570
+1 (931) 319-5964
Car Wash
1555 West Main Street, Livingston, TN 38570
Club & Association
103 West Henson Street, Livingston, TN 38570
+1 (931) 403-4003
College/University
317 East University Street, Livingston, TN 38570
+1 (931) 823-8864
Community Center
1513 Bradford Hicks Drive, Livingston, TN 38570
+1 (931) 823-1268
Dentist
508 North Church Street, Livingston, TN 38570
+1 (931) 823-3754
Fitness Club & Center
7384 Bradford Hicks Drive, Livingston, TN 38570
+1 (931) 823-3488
General Practitioner
420 West Main Street, Livingston, TN 38570
+1 (931) 403-5440
Government Office
Melvin Johnson Drive, Livingston, TN 38570
+1 (931) 823-5911
Hospital
315 Oak Street, Livingston, TN 38570
+1 (931) 823-5611
Library
107 East Main Street, Livingston, TN 38570
+1 (931) 823-1888
Local Post Office
2415 Celina Highway, Livingston, TN 38541
+1 (931) 823-5054
Motel
1035 East Main Street, Livingston, TN 38570
+1 (931) 823-2075
Museum
318 West Broad Street, Livingston, TN 38570
+1 (931) 403-0909
Pharmacy
718 West Main Street, Livingston, TN 38570
+1 (931) 403-6337

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Find Short-term Loans Near Me

Jump to city name:

AdamsvilleAlamoAlcoaAlexandriaAlgoodAndersonvilleAntiochApisonArdmoreArlingtonAshland CityAthensAtokaAtwoodBartlettBean StationBellsBentonBerry HillBig SandyBlaineBlountvilleBolivarBon AquaBradyvilleBrentwoodBrightonBristolBrownsvilleBrucetonBulls GapBumpus MillsBurlisonBurnsByrdstownCalhounCamdenCarthageCaryvilleCastalian SpringsCelinaCentervilleChapel HillChattanoogaChuckeyChurch HillCityClarkrangeClarksvilleClevelandCliftonClintonCoalmontCollege GroveCollegedaleColliervilleCollinwoodColumbiaCookevilleCopperhillCordovaCornersvilleCorrytonCosbyCounceCovingtonCrockett MillsCross PlainsCrossvilleCrumpCulleokaCumberland CityCumberland FurnaceDandridgeDaytonDecaturDecaturvilleDecherdDicksonDoverDresdenDucktownDunlapDyersburgEadsEaglevilleEast RidgeElizabethtonEnglewoodErinErwinEstill SpringsEtowahFairfield GladeFairviewFarragutFayettevilleFrankewingFranklinFriendsvilleGadsdenGainesboroGallatinGatesGatlinburgGermantownGibsonGleasonGoodlettsvilleGordonsvilleGrand JunctionGrayGraysvilleGreenbrierGreenevilleGreenfieldGruetli laagerHallsHarrimanHarrogateHartsvilleHeiskellHelenwoodHendersonHendersonvilleHermitageHickory ValleyHillHixsonHohenwaldHollow RockHornbeakHumboldtHuntingdonHuntlandHuntsvilleJacksboroJacksonJamestownJasperJefferson CityJellicoJoeltonJohnson CityJohnsonvilleJonesboroughJulietKimballKingsportKingstonKingston SpringsKnoxvilleKodakLa VergneLafayetteLafolletteLakelandLawrenceburgLebanonLenoir CityLewisburgLexingtonLibertyLindenLivingstonLobelvilleLookout MountainLorettoLoudonLouisvilleLylesLynchburgLynnvilleMadisonMadisonvilleManchesterMartinMaryvilleMascotMasonMaury CityMaynardvilleMcewenMckenzieMclemoresvilleMcminnvilleMemphisMichieMiddletonMilanMillingtonMonteagleMontereyMorrisonMorristownMosheimMountain CityMt CarmelMt PleasantMt. JulietMunfordMurfreesboroNashvilleNew JohnsonvilleNew MarketNew TazewellNewbernNewportNiotaNolensvilleNorrisOak RidgeOaklandObionOld HickoryOliver SpringsOneidaOoltewahOrlindaPalmerParisParrottsvilleParsonsPegramPigeon ForgePikevillePiney FlatsPittsburgPlainsPleasant ViewPortlandPowellPulaskiPuryearReaganRed BankRed Boiling SpringsRicevilleRickmanRidgeRidgelyRidgetopRipleyRoan MountainRockwoodRocky TopRogersvilleRossvilleRutledgeSardisSavannahScotts HillSelmerSeviervilleSewaneeSeymourShelbyvilleSignal MountainSmithvilleSmyrnaSneedvilleSoddy DaisySomervilleSouth FultonSouth PittsburgSpartaSpeedwellSpencerSpring CitySpring HillSpringfieldStantonSummertownSurgoinsvilleSweetwaterTalbottTazewellTellico PlainsTennessee RidgeThompson's StationTiptonvilleTooneTownsendTracy CityTrentonTrezevantTrimbleTroyTullahomaTusculumUnicoiUnion CityVanleerViewViolaVonoreWartburgWashburnWatertownWaverlyWaynesboroWhite BluffWhite HouseWhite PineWhites CreekWhitevilleWhitwellWinchesterWinfieldWitheWoodburyWoodland Mills

Livingston ZIP Codes

38570