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Best Online Short-term Loans in Etowah

Stuck in a financial bind? Short on cash before payday? Our Best Cash Advance Short-term Loans are your quick and easy solution! Unexpected expenses can throw your budget off track, leaving you stressed and worried about how to make ends meet. Don't let financial hiccups keep you up at night. Our short-term loans provide fast funds to cover your immediate needs, freeing you from financial pressure. Apply today and get back on solid ground with our simple, user-friendly service designed to get cash in your hands when you need it most. Your financial peace of mind is just a click away!

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Best Online Short-term Loans in Etowah

TVFCU - Etowah Food City
Credit union
5.00
1 reviews

Address: 841 US 411 N, Etowah, TN 37331

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (423) 634-3600

Website: tvfcu.com

Check Into Cash
Financial institution
4.90
10 reviews

Address: 924-B Highway 411 North, Etowah, TN 37331

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 263-7728

Website: local.checkintocash.com/us/tn/etowah/924-b-highway-411-north

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
American Trust Cash Advance
Loan agency
4.50
2 reviews

Address: 870 US-411, Etowah, TN 37331

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 263-4242

Website: americantrustcash.com

Services:

Bill paying Flex loans Line of credit Money orders Money transfers Payday loans Signature loans Title loans Advance Cash Advance Build Credit Check Advance Credit Cards Financial Solutions

Alternatives to Short-term Loans in Etowah

Short-term loans are financial solutions designed to provide quick access to funds, and they come in various forms such as personal, installment, and title loans. Personal loans are typically unsecured, allowing borrowers to receive a fixed amount of money, which they repay with interest over a brief period, often without putting up collateral. Installment loans, on the other hand, enable borrowers to repay the borrowed amount in scheduled increments and may require collateral depending on the lender. Title loans require the borrower to use a vehicle title as collateral, allowing them to access funds based on the vehicle's value, though these loans tend to have high interest rates and short repayment terms, risking asset loss if not repaid timely.

Best Personal Loan

Tegridy Pawn
5.00
0 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, various local service providers can help address immediate needs. The loan can be used to cover expenses such as medical services for unexpected healthcare costs, car repair to ensure reliable transportation, legal services for urgent legal matters, funeral services for unforeseen bereavements, and appliance repair or replacement to maintain home essentials.

Car Wash
2062 Highway 411 South, Etowah, TN 37331
+1 (423) 263-2697
Club & Association
914 8th Street, Etowah, TN 37331
+1 (423) 263-2646
Drive-In Movies
2131 Highway 30 East, Etowah, TN 37331
+1 (423) 263-2632
Electrical Appliances Shop
1600 Tennessee Avenue, Etowah, TN 37331
+1 (423) 781-7495
Fitness Club & Center
225 9th Street, Etowah, TN 37331
+1 (423) 263-1503
General Practitioner
250 Grady Road, Etowah, TN 37331
+1 (423) 263-4500
Government Office
108 Sunrise Lane, Etowah, TN 37331
+1 (423) 263-7031
Hospital
886 Highway 411 North, Etowah, TN 37331
+1 (423) 263-3600
Hotel
600 North Tennessee Avenue, Etowah, TN 37331
+1 (423) 781-7459
Library
723 Ohio Avenue, Etowah, TN 37331
+1 (423) 263-9475
Local Post Office
517 Tennessee Avenue, Etowah, TN 37331
+1 (423) 263-7339
Museum
727 Tennessee Avenue, Etowah, TN 37331
+1 (423) 263-7840
Pharmacy
733 Lawrence Street, Etowah, TN 37331
+1 (423) 263-4313
Rent-a-Car Facility
2331 Highway 30 East, Etowah, TN 37331
+1 (423) 781-7154
Restaurant
327 Tennessee Avenue, Etowah, TN 37331
+1 (423) 781-7317

FAQ

What are short-term loans?

Short-term loans are financial products designed to be repaid relatively quickly, typically ranging from a few weeks to a few months. They are often used to cover unexpected expenses or bridge financial gaps until the next payday.

Can I get a short-term loan with bad credit?

Yes, it's possible to obtain a short-term loan even with bad credit. Many lenders offer products specifically tailored for individuals with less-than-perfect credit scores. However, interest rates might be higher compared to those for individuals with good credit.

What is a same-day loan?

A same-day loan is a type of short-term loan where the application, approval, and funding process are expedited so that the borrower receives the funds on the same day they apply. These loans are useful in urgent financial situations.

Are short-term loans the same as short-term loans?

Short-term loans are a type of short-term loan. They are typically due on the borrower's next payday and are known for their high-interest rates and fees. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

How can I apply for a short-term loan?

You can apply for a short-term loan through various lenders, including banks, credit unions, and online lenders. The application process usually involves submitting personal, financial, and employment information, and it can often be completed online.

What are the typical requirements to qualify for a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a steady source of income, be a resident of the country where you're applying, and have a valid bank account. Specific requirements can vary between lenders.

What are the risks associated with short-term loans?

The risks of short-term loans include high-interest rates, potential for debt cycles if not repaid on time, and additional fees and charges. It's essential to understand the terms and ensure you can repay the loan by the due date to avoid financial challenges.

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Etowah ZIP Codes

37329
37331