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Best Online Short-term Loans in Elizabethton

Struggling to manage unexpected expenses? Let us ease your financial stress with our Best Cash Advance Short-term Loans! Unforeseen bills can wreak havoc on your budget, and waiting for your next paycheck isn't always an option. Don't let short-term financial gaps disrupt your peace of mind. Our tailored short-term loan solutions offer quick, hassle-free access to the cash you need, right when you need it. With a focus on convenience and speed, we provide a seamless process designed to bridge the gap and get you back on track. Get the financial flexibility you deserve today!

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Best Online Short-term Loans in Elizabethton

Appalachian Lending
Loan agency
5.00
3 reviews

Address: 1970 W Elk Ave, Elizabethton, TN 37643

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (423) 542-3353

Website: appalachianlending.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Auto Equity Loans Auto Purchase Loans Auto Repair Automobile Loan Confidential Loan Consumer Finance Existing Loan Financial Services Lending Loan Loan Online Monthly Payment Loans New Loan Secured Loans Small Personal Loan Starter Loan Traditional Loans Vacation Loans
Advance Financial
Loan agency
4.90
24 reviews

Address: 369 W Elk Ave, Elizabethton, TN 37643

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 761-0191

Website: locations.af247.com/elizabethton/369-west-elk-ave

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Title loans Atm Services Auto Repair Financial Loans Instant Cash Advance Online Lending Online Loan Apply Online Loans Prepaid Cards
Credit Central
Loan agency
4.80
2 reviews

Address: 545 E Elk Ave, Elizabethton, TN 37643

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 542-5915

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Covington Credit
Loan agency
4.80
10 reviews

Address: 505 Broad St, Elizabethton, TN 37643

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 542-6099

Website: heightsfinance.com/loan-office-location/cash-loans-elizabethton-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Cash Express
Loan agency
4.80
2 reviews

Address: 1825 W Elk Ave, Elizabethton, TN 37643

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (423) 542-0009

Services:

Business loans Cash for gift cards Flex loans Government benefits check cashing Line of credit Payday loans Payroll check cashing Personal check cashing Tax refund check cashing Title loans Cash Advance Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
1st Franklin Financial
Loan agency
4.60
10 reviews

Address: 137 Hudson Dr, Elizabethton, TN 37643

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 542-2748

Website: locations.1ffc.com/tn/elizabethton/137-hudson-dr.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Payment Plans Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
World Finance
Loan agency
4.30
5 reviews

Address: 731 W Elk Ave Ste B2A, Elizabethton, TN 37643

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (423) 542-9886

Website: loansbyworld.com/locations/tennessee/elizabethton/37643/821

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Service Loan Co.
Loan agency
4.00
1 reviews

Address: 602 E Elk Ave, Elizabethton, TN 37643

Phone Number: +1 (423) 543-3116

Website: serviceloansouth.com/pages/loan-office.aspx

Services:

Installment loans Payday loans Signature loans Financial Counseling Financial Education Holiday Shopping Home Improvements Loan Personal Loans Short Term Lending Small Loans Tax Preparation Traditional Loans Vacations Home Vehicle Repairs
Service Business Loan Co
Loan agency
3.40
7 reviews

Address: 727 W Elk Ave, Elizabethton, TN 37643

Phone Number: +1 (423) 482-8446

Website: serviceloansouth.com/pages/loan-office.aspx

Services:

Installment loans Payday loans Signature loans Financial Counseling Financial Education Holiday Shopping Home Improvements Loan Personal Loans Short Term Lending Small Loans Tax Preparation Vacations Home Vehicle Repairs
Security Finance
Loan agency
2.30
3 reviews

Address: 104-b Broad St, Elizabethton, TN 37643

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 542-0448

Website: securityfinance.com/locations/elizabethton-tn-0932

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help

Alternatives to Short-term Loans in Elizabethton

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

Check Into Cash
5.00
10 reviews

Short-term personal loans are often utilized for immediate financial needs and tend to have a faster approval process compared to long-term loans. These loans typically range in amount from a few hundred to a few thousand dollars and are paid back over a short period, often within months. Due to the quick turnaround, interest rates can be higher than other loan types. However, they offer flexibility in use, allowing borrowers to address various urgent expenses.

Best Car Title Loan

Carter County Bank
3.10
6 reviews

Title loans are a unique short-term loan type where the borrower provides their vehicle's title as collateral. These loans are generally quicker to obtain due to their secured nature, as lenders are more willing to offer them even to those with poor credit. The best title loans often offer low-interest rates and give borrowers the flexibility to maintain usage of their vehicle while repaying the loan. Borrowers should, however, remain cautious as defaulting on the loan could lead to repossession of their vehicle.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Repair and Service
2226 West Elk Avenue, Elizabethton, TN 37643
+1 (423) 542-4136
Car Wash
2214 West Elk Avenue, Elizabethton, TN 37643
+1 (423) 542-4136
Club & Association
301 South Watauga Avenue, Elizabethton, TN 37643
+1 (423) 542-6512
College/University
386 Highway 91, Elizabethton, TN 37643
+1 (423) 547-8450
Community Center
428 East G Street, Elizabethton, TN 37643
+1 (423) 543-4362
Dentist
417 Hudson Drive, Elizabethton, TN 37643
+1 (423) 543-4141
Doctor
401 Hudson Drive, Elizabethton, TN 37643
+1 (423) 543-2721
Drive-In Movies
2306 State Line Road, Elizabethton, TN 37643
+1 (423) 542-5422
Fast Food
207 Broad Street, Elizabethton, TN 37643
Fitness Club & Center
768 West Elk Avenue, Elizabethton, TN 37643
+1 (423) 543-4247
Government Office
150 Airport Road, Elizabethton, TN 37643
+1 (423) 543-1101
Hospital
1501 West Elk Avenue, Elizabethton, TN 37643
+1 (423) 542-1300
Hotel
1515 Highway 19E Bypass, Elizabethton, TN 37643
+1 (423) 542-4466
Library
201 North Sycamore Street, Elizabethton, TN 37643
+1 (423) 547-6360
Museum
2866 Siam Road, Elizabethton, TN 37643
+1 (585) 406-3255

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few weeks to several months. These loans are designed to provide quick financial assistance for immediate needs.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit score may impact the loan's terms and interest rates, alternative lenders often consider factors beyond credit scores to assess your eligibility.

What is a Short-term Loan and How Does it Work?

A short-term loan is a type of short-term loan intended to cover expenses until your next payday. It is usually a small, unsecured loan with a high interest rate, meant to be repaid in a single lump sum on your next payday.

Are Same-Day Loans Available for Short-Term Needs?

Yes, same-day loans are a type of short-term loan designed to be processed quickly, often with funds disbursed on the same day or within 24 hours. These loans provide immediate financial relief for urgent situations.

What Are the Risks of Taking Out a Short-Term Loan?

Short-term loans can carry high interest rates and fees, leading to potential debt pitfalls if not managed properly. Ensure you can meet the repayment terms to avoid a cycle of debt and potential harm to your credit.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a lender that offers these services. The application process generally requires personal information, employment details, and banking information to assess your eligibility and facilitate fund transfer upon approval.

What Should I Consider Before Taking Out a Short-Term Loan?

Before applying for a short-term loan, evaluate your financial needs, explore alternative options, and understand the loan terms carefully. Make sure you have a clear plan for repayment to avoid unnecessary financial strain.

Find Short-term Loans Near Me

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Elizabethton ZIP Codes

37601
37643
37644
37682