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Best Online Short-term Loans in Chattanooga

Need cash and can’t wait for payday? Short-term loans are your quick fix. Life’s unexpected expenses can be a real headache. But fret not! Our Best Cash Advance Short-term Loans service steps in to save the day, providing you with fast and hassle-free access to funds when you need them the most. Don’t let money troubles weigh you down—get back on your feet in no time. With us, solving financial hiccups is simple and stress-free. Explore our services today and experience the convenience of timely financial support.

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Best Online Short-term Loans in Chattanooga

Advanced Check Cash Advance
Check cash

Address: 5611 Ringgold Rd #80, Chattanooga, TN 37412

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 894-5551

Website: advancedcheckcash.com

Services:

Business check cashing Payday loans Title loans Cash Advance
American Trust Cash Advance
Financial institution
5.00
1 reviews

Address: 5701 Brainerd Rd, Chattanooga, TN 37411

Phone Number: +1 (423) 710-3059

Website: americantrustcash.com/contact

Farm Credit Mid-America
Financial institution
5.00
1 reviews

Address: 7605 Hamilton Park Dr, Chattanooga, TN 37421

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (423) 510-9429

Website: e-farmcredit.com

Services:

Ag Lending Agricultural Financing Agricultural Lending Agriculture Real Estate Loans Appraisal Services Business Loans Business Online Banking Commercial Lending Crop Insurance Equipment Financing Equipment Loans Farm Cash Management® Farm Credit Farm Loans Financial Services Floating Rate Loans Home Mortgages Leasing Mobile Banking Operating Line Of Credit Operating Loans Personal Loans Risk Management Short Term Loans Technology Services
BrightBridge Capital
Loan agency
5.00
1 reviews

Address: 506 Broad St, Chattanooga, TN 37402

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 424-4220

Website: brightbridgeinc.org

Services:

Business loans Line of credit Microloans Signature loans Advisory Services CDFI loan programs Commercial Lending Community Services Conventional Financing Debt Relief LImprovements Loan Programs New Markets Tax Credit SBA loans Sba 504 Loan Small business loans Tax Credits
Advance America
Financial institution
5.00
10 reviews

Address: 5250 Brainerd Rd Ste. 102, Chattanooga, TN 37411

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 855-1903

Website: advanceamerica.net/store-locations/tennessee/5250-brainerd-road-ste-102-chattanooga-37411

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Processing Loan Refinancing Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans Vehicle Insurance
Check Advance
Check cash

Address: 4830 TN-58, Chattanooga, TN 37416

Phone Number: +1 (423) 855-1981

Website: fastcash24.club

Pros Payday Loans
Loan agency
5.00
6 reviews

Address: 9731 Shadow Valley Cir, Chattanooga, TN 37421

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (423) 840-8294

Website: personalloanspros.com/locations/chattanooga-2

Services:

Installment loans Payday loans Signature loans Bad Credit Loans Cash Loan Easy Loan Loans Personal Loans No Credit Check Loans Personal Loans Online Quick Loans Short-Term Loan Unsecured Loans
Quick Loans of TN
Loan agency
5.00
76 reviews

Address: 2009 Dayton Blvd #103, Chattanooga, TN 37415

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 870-9557

Website: kinsmithloans.com

Services:

Installment loans Signature loans Car Repairs Consumer Lending Current Loan Loan Origination Personal Loans Senior Loan Simple Loan Small Loan
Cash Now Advance -
Financial institution

Address: 5750 Brainerd Rd, Chattanooga, TN 37411

Phone Number: +1 (423) 510-9218

Loan Simple, Inc.
Loan agency
5.00
6 reviews

Address: 8052 Standifer Gap Rd suite a, Chattanooga, TN 37421

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 490-0086

Cash Express
Loan agency
5.00
1 reviews

Address: 4925 Brainerd Rd, Chattanooga, TN 37411

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (423) 899-0118

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Title loans Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
Fast Bad Credit Loans
Loan agency

Address: 807 Dodds Ave, Chattanooga, TN 37404

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (423) 205-5715

Website: fastbcl.com/locations/chattanooga

Tennessee Business Development Corporation
Loan agency

Address: 535 Chestnut St # 300, Chattanooga, TN 37402

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (423) 799-3949

Advance Financial
Loan agency
4.90
10 reviews

Address: 3516 Dayton Blvd, Chattanooga, TN 37415

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 254-5117

Website: locations.af247.com/chattanooga/3516-dayton-blvd

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Student loan check cashing Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Credit Central
Loan agency
4.80
10 reviews

Address: 6219 Lee Hwy Suite 145, Chattanooga, TN 37421

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 296-0415

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
World Finance
Loan agency
4.80
10 reviews

Address: 3829 Ringgold Rd, Chattanooga, TN 37412

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (423) 622-6400

Website: loansbyworld.com/locations/tennessee/chattanooga/37412/1806

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Covington Credit
Loan agency
4.80
6 reviews

Address: 4011 Brainerd Rd, Chattanooga, TN 37411

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 698-1629

Website: heightsfinance.com/loan-office-location/cash-loans-chattanooga-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Heights Finance
Loan agency
4.70
12 reviews

Address: 6231 Lee Hwy Ste 215, Chattanooga, TN 37421

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 296-9919

Website: heightsfinance.com/loan-office-location/heights-finance-in-chattanooga

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan
Advance Financial
Loan agency
4.70
10 reviews

Address: 3401 Rossville Blvd, Chattanooga, TN 37407

Phone Number: +1 (423) 388-4468

Website: locations.af247.com/chattanooga/3401-rossville-blvd

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
World Finance
Loan agency
4.70
5 reviews

Address: 6215 Lee Hwy Ste D, Chattanooga, TN 37421

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (423) 855-0464

Website: loansbyworld.com/locations/tennessee/chattanooga/37421/825

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance Financial
Loan agency
4.60
14 reviews

Address: 3536 Brainerd Rd Suite 108, Chattanooga, TN 37411

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 353-9290

Website: locations.af247.com/chattanooga/3536-brainerd-rd

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Advance Financial
Loan agency
4.60
15 reviews

Address: 4727 TN-58, Chattanooga, TN 37416

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 426-5123

Website: locations.af247.com/chattanooga/4727-hwy-58

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
CreditHub®
Loan agency
4.60
9 reviews

Address: 200 W M.L.K. Blvd Suite#1000, Chattanooga, TN 37402

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (404) 692-6574

Website: credithubaccess.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Receivable Loans Alternative Financing Bridge Loans Car Loans Commercial Property Loan Commercial Real Estate Financing Commercial Real Estate Loans Credit Builder Financing Credit Education Equipment Financing And Leasing Financing Transactions Hard Money Loans Heavy Equipment Financing Home Equity Loans Lender Loan Loan Programs Mortgage Loan P O Financing Personal Finance Private Investor Financing Property Financing Purchase Order Financing Real Estate Acquisition Revolving Credit Sba Loans Securities Financing Traditional Financing
Fast Bad Credit Loans
Loan agency

Address: 1990 Broad St, Chattanooga, TN 37408

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (423) 436-9573

Website: fastbcl.com/locations/chattanooga-tn

Security Finance
Loan agency
4.50
9 reviews

Address: 5515 Ringgold Rd, Chattanooga, TN 37412

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 892-3311

Website: securityfinance.com/locations/chattanooga-tn-1756

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Courtesy Finance
Loan agency
4.40
15 reviews

Address: 3536 Cummings Hwy, Chattanooga, TN 37419

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (423) 821-9890

Website: courtesyfinance.net

Services:

Business loans Installment loans Payday loans Signature loans Title loans Auto Insurance Car Loan Car Repairs Consumer Finance Debt Consolidation Loans Debt Relief Disability Insurance Finance Loans Home Improvement Loan Home Repairs Loan Applications Loan Personal Loans New Car New Loan Personal Finance Quick Personal Loans Refinance An Existing Loan Repayment Plans Secure Loan Short-Term Loans Small Loans Student Loans Vacation Loans
OneMain Financial
Loan agency
4.40
8 reviews

Address: 6231 Perimeter Dr #183, Chattanooga, TN 37421

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (423) 899-2456

Website: onemainfinancial.com/branches/tn/chattanooga/37421/4105

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Service Finance
Loan agency
4.30
1 reviews

Address: 5841 Brainerd Rd Suite A, Chattanooga, TN 37411

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (423) 893-4823

Website: servicefinancetn.com

Services:

Installment loans Microloans Auto Repairs Cash loans Fast approvals Online application
American Trust Cash Advance
Loan agency
4.30
4 reviews

Address: 3631 Dayton Blvd, Chattanooga, TN 37415

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 870-5987

Website: americantrustcash.com

Services:

Bill paying Business check cashing Flex loans Government benefits check cashing Line of credit Money orders Payday loans Payroll check cashing Signature loans Tax refund check cashing Title loans Advance Cash Advance Build Credit Check Advance Credit Cards Financial Solutions
Easy Money
Financial institution
4.20
8 reviews

Address: 5707 Brainerd Rd, Chattanooga, TN 37411

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (423) 805-9177

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
American Trust Cash Advance
Loan agency
4.00
5 reviews

Address: 3536 Cummings Hwy #172, Chattanooga, TN 37419

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 825-1194

Website: americantrustcash.com

Services:

Flex loans Line of credit Payday loans Signature loans Title loans Advance Cash Advance Build Credit Check Advance Check Cashing Credit Cards Financial Solutions Loans Personal Loans Personal Check Small Personal Loan Tax Refunds Wire Transfers
Advance Financial
Loan agency
4.00
10 reviews

Address: 3975 Hixson Pike, Chattanooga, TN 37415

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 389-9087

Website: locations.af247.com/chattanooga/3975-hixson-pike

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Americash
Check cash

Address: 4011 Brainerd Rd #139, Chattanooga, TN 37411

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 629-7545

Website: easyloans.pw

TVFCU - Highway 58
Financial institution
3.70
10 reviews

Address: 4974 TN-58, Chattanooga, TN 37416

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 634-3600

Website: tvfcu.com

Truist
Bank
3.40
10 reviews

Address: 4323 Ringgold Rd, Chattanooga, TN 37412

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 242-0117

Website: truist.com/locations

Courtesy Finance
Loan agency
3.40
3 reviews

Address: 6429 Lee Hwy #103, Chattanooga, TN 37421

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (423) 954-2774

Website: courtesyfinance.net

Services:

Business loans Installment loans Payday loans Signature loans Title loans Auto Insurance Car Loan Car Repairs Consumer Finance Debt Consolidation Loans Debt Relief Disability Insurance Finance Loans Home Improvement Loan Home Repairs Loan Applications Loan Personal Loans New Car New Loan Personal Finance Quick Personal Loans Refinance An Existing Loan Repayment Plans Secure Loan Short-Term Loans Small Loans Student Loans Vacation Loans
Regional Finance
Loan agency
3.00
2 reviews

Address: 5716 Ringgold Rd Unit 106, Chattanooga, TN 37412

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 296-8301

Website: branches.regionalfinance.com/tn/chattanooga/5716-ringgold-road.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Metro Check Cashing
Check cash
1.60
5 reviews

Address: 4330 Ringgold Rd, Chattanooga, TN 37412

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (423) 622-2600

LoanSpot LLC
Loan agency
1.00
2 reviews

Address: 2288 Gunbarrel Rd #154-169, Chattanooga, TN 37421

Phone Number: +1 (423) 521-4100

Website: loanspot.us

$ Payday Advance
Loan agency

Address: 6101 Ringgold Rd, Chattanooga, TN 37412

Website: fastcash24.club

Tri-State Finance
Loan agency

Address: 5911 Ringgold Rd, Chattanooga, TN 37412

Phone Number: +1 (423) 954-9683

Cornerstone Bancshares Inc
Loan agency

Address: 835 Georgia Ave, Chattanooga, TN 37402

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (423) 385-3000

Services:

Business loans Signature loans Checking Account Investment Services Mobile Banking Mortgages Personal Loans Online Banking Personal Banking Personal Checking Personal Savings Ppp Loan Refinancing Your Home Sba Loans
Dynamic Payment Innovations
Loan agency

Address: 651 E 4th St #100, Chattanooga, TN 37403

Phone Number: +1 (423) 648-9877

C & C Loans
Loan agency

Address: 3921 Ringgold Rd, Chattanooga, TN 37412

Phone Number: +1 (423) 493-9107

Alternatives to Short-term Loans in Chattanooga

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

Quick Loans
5.00
111 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Installment Loan

Chattanooga Mobile Notary Services
5.00
13 reviews

Installment loans are another type of short-term financing that allows borrowers to receive a lump sum of money upfront, which is then repaid over a set period through scheduled installments. This type of loan is ideal for individuals who prefer to have predictable payments and clearly defined terms. The repayment schedule can range from a few months to a couple of years, and the loan amounts usually depend on the borrower's financial situation and credit score. Installment loans may require a more thorough credit check compared to payday loans, but they often come with lower interest rates and more flexible repayment options.

Best Car Title Loan

Easy Money Title Pawn
5.00
2 reviews

Title loans are a type of secured short-term loan where the borrower uses their vehicle title as collateral. This option is suitable for individuals who own their car outright and are seeking a quick funding solution. Title loans can provide fast access to cash, often within the same day, but they come with the risk of losing the vehicle if the loan is not repaid. These loans generally have high interest rates and short repayment periods, making them most suitable for borrowers confident in their ability to repay promptly. It's crucial for borrowers to carefully consider their financial situation before opting for a title loan.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have availed a short-term loan can utilize it for essential services provided by local businesses. This includes medical services for healthcare needs, car repair services for vehicle maintenance, legal services for any legal obligations, funeral services for managing last rites, and appliance services for purchasing or repairing essential household electronics.

Adventure Sports Facility
Tremont Street, Chattanooga, TN 37405
+1 (423) 321-2505
Car Glass Replacement Shop
8126 East Brainerd Road, Chattanooga, TN 37421
+1 (423) 708-8494
Car Wash
651 East 4th Street, Chattanooga, TN 37403
+1 (423) 390-0523
Club & Association
1001 Riverside Drive, Chattanooga, TN 37406
+1 (423) 622-6846
College/University
5600 Brainerd Road, Chattanooga, TN 37411
+1 (423) 305-7781
Community Center
2200 Morris Hill Road, Chattanooga, TN 37421
+1 (423) 499-2367
Do-It-Yourself Centers
2515 Lifestyle Way, Chattanooga, TN 37421
+1 (423) 485-8897
Doctor
1200 Mountain Creek Road, Chattanooga, TN 37405
+1 (877) 417-4551
Fitness Club & Center
4295 Cromwell Road, Chattanooga, TN 37421
+1 (423) 296-0282
Government Office
1110 Market Street, Chattanooga, TN 37402
+1 (423) 643-6702
Hospital
Riverside Drive, Chattanooga, TN 37406
+1 (423) 698-3999
Library
1001 Broad Street, Chattanooga, TN 37402
+1 (423) 643-7700
Motel
103 Patten Chapel Road, Chattanooga, TN 37419
Movie Theater
5080 S Terrace, Chattanooga, TN 37412
Museum
1400 Market Street, Chattanooga, TN 37402

FAQ

What is a Short-Term Loan?

A short-term loan is a type of borrowing option with a relatively brief repayment period, typically ranging from a few weeks to a few months. These loans are designed to be quick and accessible for individuals who need immediate financial assistance for emergencies or unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, it is important to note that the interest rates may be higher compared to those offered to individuals with better credit scores, as lenders perceive a higher risk.

What Are Same-Day Loans?

Same-day loans refer to short-term loans that are processed quickly, often within a single day. These loans are ideal for urgent financial needs as they promise speedy application, approval, and fund disbursement processes. However, availability may vary based on the lender's policies and cutoff times.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loan intended to be repaid on the borrower's next payday. Typically, the loan amount is small, and the repayment is expected in one lump sum, including fees and interest. Borrowers should carefully consider the terms, as these loans often come with high interest rates and charges.

What Do I Need to Qualify for a Short-Term Loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, a steady source of income, and an active bank account. Some lenders may have additional requirements, so it is advisable to check their guidelines before applying.

How Can I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person through a lender. The process usually involves filling out an application form, providing personal details, and sometimes, documentation for income verification. Once submitted, the lender reviews your application and decides on approval based on their criteria.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans can be helpful, but they come with risks such as high interest rates and fees. Borrowers may get trapped in a cycle of debt if they cannot repay on time. Understanding the terms of the loan, planning for repayment, and considering alternatives when possible can help mitigate these risks.

Find Short-term Loans Near Me

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Chattanooga ZIP Codes

37341
37343
37351
37363
37377
37401
37402
37403
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