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Best Online Short-term Loans in Jefferson City

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Jefferson City

Security Finance
Loan agency
5.00
4 reviews

Address: 613 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (865) 475-5116

Website: securityfinance.com/locations/jefferson-city-tn-1177

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Check Into Cash
Financial institution
5.00
8 reviews

Address: 228 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (865) 475-9788

Website: local.checkintocash.com/us/tn/jefferson-city/228-e-broadway-boulevard

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Advance America
Financial institution
4.90
10 reviews

Address: 609 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (865) 471-0999

Website: advanceamerica.net/store-locations/tennessee/609-east-broadway-blvd-jefferson-city-37760

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Car Repairs Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Easy Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Assistance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans Home Repairs In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Loan Same Day Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Soft Credit Checks Term Lending Terms Finance Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.70
10 reviews

Address: 617 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (865) 475-2705

Website: loansbyworld.com/locations/tennessee/jefferson-city/37760/835

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance Financial
Loan agency
4.60
10 reviews

Address: 275 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (865) 350-8994

Website: locations.af247.com/jefferson-city/275-e.-broadway-blvd

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Covington Credit
Loan agency
4.30
6 reviews

Address: 258 E Broadway Blvd Suite 8, Jefferson City, TN 37760

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (865) 475-9894

Website: heightsfinance.com/loan-office-location/cash-loans-jefferson-city-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Fast Cash Plus
Check cash
4.00
1 reviews

Address: 228 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (865) 471-6420

Cash Express
Loan agency
2.80
5 reviews

Address: 460 E Broadway Blvd, Jefferson City, TN 37760

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (865) 475-6272

Services:

Business check cashing Business loans Cash for gift cards Flex loans Government benefits check cashing Installment loans Line of credit Payday loans Payroll check cashing Personal check cashing Tax refund check cashing Title loans Cash Advance Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card

Alternatives to Short-term Loans in Jefferson City

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

FirstBank Mortgage
5.00
10 reviews

Short-term personal loans are typically unsecured loans granted based on the borrower's creditworthiness. This makes them an attractive option for borrowers who may not own collateral. The best personal short-term loans often have lower interest rates compared to payday loans and offer more flexibility in repayment terms. These loans are generally used for emergencies or unexpected expenses and can be obtained quickly from online lenders or financial institutions.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After securing a short-term loan, individuals can utilize these funds with various local service providers to address urgent needs. For instance, they can cover expenses related to medical treatments, car repairs, legal consultations, funeral arrangements, and purchasing or repairing home appliances. These essential services allow for immediate action and resolution during unexpected or critical situations.

Car Repair and Service
446 East Broadway Boulevard, Jefferson City, TN 37760
+1 (865) 475-9380
Car Wash
500 East Broadway Boulevard, Jefferson City, TN 37760
+1 (865) 475-1998
College/University
1646 Russell Avenue, Jefferson City, TN 37760
Community Center
1310 North Highway 92, Jefferson City, TN 37760
+1 (865) 475-1692
Dentist
154 West Broadway Boulevard, Jefferson City, TN 37760
+1 (865) 350-0038
Fast Food
281 East Broadway Boulevard, Jefferson City, TN 37760
Fitness Club & Center
711 East Highland Street, Jefferson City, TN 37760
+1 (865) 548-9103
Government Office
112 West Broadway Boulevard, Jefferson City, TN 37760
+1 (865) 475-9071
Hospital
110 Hospital Drive, Jefferson City, TN 37820
+1 (865) 471-2500
Hotel/Motel
2308 North Ridge Drive, Jefferson City, TN 37760
+1 (865) 475-6992
Library
108 City Center Drive, Jefferson City, TN 37760
+1 (865) 475-9094
Local Post Office
101 East Old Andrew Johnson Highway, Jefferson City, TN 37760
+1 (865) 475-2955
Movie Theater
650 E Broadway Blvd, Jefferson City, TN 37760
+1 (865) 475-0881
Museum
1417 George Avenue, Jefferson City, TN 37760
+1 (865) 397-7337
Pharmacy
139 East Broadway Boulevard, Jefferson City, TN 37760
+1 (865) 475-9002

FAQ

What is a Short-Term Loan?

A short-term loan is a type of credit that is usually repaid within a year. These loans are designed to cover immediate financial needs and can be approved quickly, sometimes on the same day. They are ideal for emergencies or situations where waiting for funds isn't an option.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders offer products specifically tailored for individuals with poor credit scores. However, these loans often come with higher interest rates and fees, so it's important to compare options thoroughly before proceeding.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and release of funds happen within the same day. These loans are particularly useful in emergencies where funds are needed immediately. However, they may come with higher interest rates due to the quick processing time involved.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on your income. Typically due on your next payday, they are generally used to cover immediate financial gaps. Due to their high interest rates and fees, they should be considered only as a last resort for short-term financial needs.

What Are the Risks of Short-Term Loans?

Short-term loans can be useful for quick cash but come with disadvantages. They often carry high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's crucial to read the terms carefully and ensure you can meet the repayment schedule to avoid financial difficulties.

How Much Can I Borrow with a Short-Term Loan?

The amount you can borrow with a short-term loan typically ranges from a few hundred to several thousand dollars, depending on the lender and your financial situation. For short-term loans specifically, the loan amount is usually smaller and may be determined by your monthly income.

Do I Need Collateral for a Short-Term Loan?

Most short-term loans, particularly short-term loans, are unsecured, meaning they do not require collateral. However, some lenders may offer secured short-term loans for those with poor credit scores. In these cases, collateral such as a car or valuable goods will be required to secure the loan.

Find Short-term Loans Near Me

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Jefferson City ZIP Codes

37760
37820
37877