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Best Online Short-term Loans in Columbia

Struggling with unexpected expenses? Short-term financial strains can cause stress, but you don't have to face them alone. Our Best Cash Advance Short-term Loans are designed to provide quick relief, helping you manage your cash flow without hassles. Say goodbye to the sleepless nights and endless worries. With our easy application process and fast approval, you'll have the funds you need in no time. Experience the freedom that comes with knowing you're covered for life's surprises. Let us be your reliable support for short-term loan solutions.

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Best Online Short-term Loans in Columbia

Advance America
Financial institution
5.00
13 reviews

Address: 1202 S James Campbell Blvd Ste 20, Columbia, TN 38401

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (931) 388-8186

Website: advanceamerica.net/store-locations/tennessee/1202-s-james-campbell-blvd-ste-20-columbia-38401

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Processing Loan Refinancing Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans Vehicle Insurance
Credit Central
Loan agency
5.00
7 reviews

Address: 1904 Shady Brook St, Columbia, TN 38401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 490-9986

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Columbia Check Advance
Loan agency

Address: 1407 Carmack Blvd, Columbia, TN 38401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (931) 381-9620

Website: neighborhoodcash.com

Speedy Payday Loans
Loan agency
5.00
9 reviews

Address: 975 Riverview Ln, Columbia, TN 38401

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (931) 486-8812

Website: speedypdl.com/locations/columbia

Services:

Installment loans Payday loans Signature loans Bad Credit Loans Loans Personal Loans No Credit Check Loans Personalised Service Quick Online Loan Short-Term Loan Unsecured Loans
Check Into Cash
Financial institution
4.90
10 reviews

Address: 1904-A Shady Brook St, Columbia, TN 38401

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (931) 840-4970

Website: local.checkintocash.com/us/tn/columbia/1904-a-shadybrook-street

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
State Finance
Loan agency
4.90
10 reviews

Address: 1907 Carmack Blvd A, Columbia, TN 38401

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (931) 388-2468

Website: wallacemgt.com

Services:

Installment loans Line of credit Payday loans Title loans Build Credit Car Repair Loans Consumer Finance Emergency Loans School Loans Small Consumer Loan Starter Loans Vacation Loans
Advance Financial
Loan agency
4.80
10 reviews

Address: 2304 Carmack Blvd, Columbia, TN 38401

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (931) 287-2234

Website: locations.af247.com/columbia/2304-carmack-blvd

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Student loan check cashing Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Advance Financial
Loan agency
4.60
12 reviews

Address: 1100 Nashville Hwy, Columbia, TN 38401

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (931) 241-4364

Website: locations.af247.com/columbia/1100-nashville-hwy

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Title loans Atm Services Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Covington Credit
Loan agency
4.40
7 reviews

Address: 105 E James Campbell Blvd, Columbia, TN 38401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 840-4932

Website: heightsfinance.com/loan-office-location/cash-loans-columbia-tennessee-james-campbell-blvd

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
World Finance
Loan agency
4.20
8 reviews

Address: 119 Nashville Hwy Ste 127, Columbia, TN 38401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (931) 388-0200

Website: loansbyworld.com/locations/tennessee/columbia/38401/805

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Regional Finance
Loan agency
3.50
3 reviews

Address: 136 Bear Creek Pike Suite E, Columbia, TN 38401

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (931) 548-2045

Website: branches.regionalfinance.com/tn/columbia/136-bear-creek-pike.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Plus Pawn Shop
Loan agency
3.00
1 reviews

Address: 1802 Carmack Blvd, Columbia, TN 38401

Today's Business Hours: 10:00 AM - 5:29 PM

Phone Number: +1 (931) 840-6205

Security Finance
Loan agency
2.20
8 reviews

Address: 1907 Carmack Blvd Suite E, Columbia, TN 38401

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (931) 388-1244

Website: securityfinance.com/locations/columbia-tn-0744

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
All American Cash
Check cash

Address: 804 Nashville Hwy, Columbia, TN 38401

Phone Number: +1 (931) 388-9531

Alternatives to Short-term Loans in Columbia

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

Top Cash Advance
5.00
4 reviews

Short-term loans are financial products that offer a temporary solution for individuals seeking quick access to funds. Best personal loans under this category are designed to cover immediate expenses such as emergencies or unexpected bills. They are usually unsecured, meaning they don't require collateral, and offer a lump sum that is repaid over a short period, typically ranging from a couple of months to a year. These loans often have higher interest rates compared to long-term loans, but they offer a fast approval process and quick access to cash, beneficial for borrowers in urgent need of money.

Best Installment Loan

3D Financial
3.00
2 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

Auto Titles of Columbia
5.00
1 reviews

Title loans, which use the borrower's vehicle title as collateral, are another type of short-term loan, typically chosen by those who need quick cash and may not have another borrowing option due to poor credit. One of the best and widely used options for title loans is the single-payment title loan. In this type, borrowers provide the title of their vehicle and receive a loan amount that is a percentage of their car’s value. While these loans offer an easy and fast approval process, they come with high-interest rates and the risk of losing the vehicle if the loan is not repaid on time. Borrowers should ensure they can meet the repayment terms before opting for this type of loan.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource when unexpected expenses arise across various local services. They can be utilized for covering medical bills at healthcare providers, addressing urgent car repairs at auto service centers, handling legal fees with law firms, managing funeral costs through local funeral homes, and purchasing or repairing household appliances. Utilizing these loans in such sectors can help individuals meet immediate financial demands effectively.

Car Glass Replacement Shop
100 Nicholas Long Drive, Columbia, TN 38401
+1 (931) 381-7333
Car Wash
105 Nashville Highway, Columbia, TN 38401
+1 (931) 490-0600
Club & Association
123 Theta Pike, Columbia, TN 38401
+1 (931) 388-3970
College/University
1665 Hampshire Pike, Columbia, TN 38401
+1 (931) 540-2722
Community Center
501 Armstrong Street, Columbia, TN 38401
+1 (931) 380-2738
Concert Hall
2000 Donra Way, Columbia, TN 38401
+1 (931) 922-2616
Dentist
104 Berrywood Drive, Columbia, TN 38401
+1 (931) 380-1101
Fast Food
1202 South James Campbell Boulevard, Columbia, TN 38401
Government Office
1401 South Main Street, Columbia, TN 38401
+1 (803) 737-4228
Hotel
1548 Bear Creek Pike, Columbia, TN 38401
+1 (931) 381-1410
Library
1665 Hampshire Pike, Columbia, TN 38401
+1 (931) 540-2556
Local Post Office
417 West 7th Street, Columbia, TN 38401
+1 (931) 388-6161
Mobile Phone Shop
375 South James Campbell Boulevard, Columbia, TN 38401
+1 (931) 381-0898
Movie Theater
1907 Shady Brook Street, Columbia, TN 38401
+1 (931) 381-7469
Museum
Hill Street, Columbia, TN 38401
+1 (931) 223-6337

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few weeks to several months. These loans are designed to provide quick financial assistance for immediate needs.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit score may impact the loan's terms and interest rates, alternative lenders often consider factors beyond credit scores to assess your eligibility.

What is a Short-term Loan and How Does it Work?

A short-term loan is a type of short-term loan intended to cover expenses until your next payday. It is usually a small, unsecured loan with a high interest rate, meant to be repaid in a single lump sum on your next payday.

Are Same-Day Loans Available for Short-Term Needs?

Yes, same-day loans are a type of short-term loan designed to be processed quickly, often with funds disbursed on the same day or within 24 hours. These loans provide immediate financial relief for urgent situations.

What Are the Risks of Taking Out a Short-Term Loan?

Short-term loans can carry high interest rates and fees, leading to potential debt pitfalls if not managed properly. Ensure you can meet the repayment terms to avoid a cycle of debt and potential harm to your credit.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a lender that offers these services. The application process generally requires personal information, employment details, and banking information to assess your eligibility and facilitate fund transfer upon approval.

What Should I Consider Before Taking Out a Short-Term Loan?

Before applying for a short-term loan, evaluate your financial needs, explore alternative options, and understand the loan terms carefully. Make sure you have a clear plan for repayment to avoid unnecessary financial strain.

Find Short-term Loans Near Me

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Columbia ZIP Codes

37174
38401
38402