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Best Online Short-term Loans in Lexington

Feeling the pinch before payday? You're not alone. Short-term financial hiccups can happen to anyone, but they don't have to derail your life. That's where our come in. Designed to tackle unexpected expenses quickly, these loans offer an easy and fast solution when you need it most. Say goodbye to the stress of sudden bills and hello to financial peace of mind. Let us help bridge your financial gap with a hassle-free loan experience tailored just for you.

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Best Online Short-term Loans in Lexington

Advance Financial
Loan agency
5.00
12 reviews

Address: 11 W Church St, Lexington, TN 38351

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (731) 227-6383

Website: locations.af247.com/lexington/11-west-church-st

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Money Tree Loan Co
Loan agency

Address: 106 S Broad St, Lexington, TN 38351

Phone Number: +1 (731) 968-9333

Website: moneytreeinc.com

Services:

Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Title loans Auto Equity Loans Online Consumer Loans Credit Counseling Financial Solution Lending Services Money Management Money Orders Personal Loans Prepaid Card Short Term Loan Wire Transfers
Cashmaster
Loan agency

Address: 297 W Church St, Lexington, TN 38351

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (731) 968-4799

Website: yourcashmaster.com/lexington

Services:

Payday loans Title loans Cash Loan Short-Term Loan
State Finance
Loan agency
5.00
10 reviews

Address: 455 W Church St STE 4, Lexington, TN 38351

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (731) 968-1146

Website: wallacefinance.com

Services:

Installment loans Line of credit Payday loans Signature loans Title loans Build Credit Car Repair Loans Consumer Finance Emergency Loans School Loans Small Consumer Loan Starter Loans Vacation Loans
1st Franklin Financial
Loan agency
4.90
9 reviews

Address: 541 W Church St, Lexington, TN 38351

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (731) 249-0433

Website: locations.1ffc.com/tn/lexington/541-west-church-street.html

Services:

Installment loans Signature loans Financial Investments Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loans Residential Mortgage Retail Sales Financing Sales Financing
Security Finance
Loan agency
3.70
1 reviews

Address: 759 W Church St Ste 3, Lexington, TN 38351

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (731) 967-1300

Website: securityfinance.com/locations/lexington-tn-0832

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Speedee Cash
Loan agency
2.30
4 reviews

Address: 558 W Church St, Lexington, TN 38351

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (731) 967-1963

Website: speedeecash.net

Services:

Installment loans Microloans Payday loans Signature loans Title loans Appliance Repairs Car Pawn Loan Car Repairs Consumer Loans Easy Loans Home Repairs Installmentlending Paycheck Advances Personal Loans Preferred Loan Quick Loans Short-Term Loans Single Payment Loans Small Loan Traditional Loan Unsecured Loan
Dodge's Money Center
Check cash

Address: 46 S Broad St, Lexington, TN 38351

Phone Number: +1 (731) 968-5617

Alternatives to Short-term Loans in Lexington

Short-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

First Heritage Credit
5.00
0 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Car Wash
31 North Broad Street, Lexington, TN 38351
Club & Association
87 South Main Street, Lexington, TN 38351
+1 (731) 968-9049
College/University
932 East Church Street, Lexington, TN 38351
+1 (731) 968-5722
Community Center
145 South Main Street, Lexington, TN 38351
+1 (731) 968-4222
Dentist
115 South Broad Street, Lexington, TN 38351
+1 (731) 968-6112
Fast Food
615 West Church Street, Lexington, TN 38351
Fitness Club & Center
591 West Church Street, Lexington, TN 38351
+1 (731) 249-5854
Government Office
109 McKnight Drive, Lexington, TN 38351
+1 (731) 967-0322
Hospital
200 West Church Street, Lexington, TN 38351
+1 (731) 968-3646
Hotel
799 West Church Street, Lexington, TN 38351
+1 (731) 968-8585
Library
932 East Church Street, Lexington, TN 38351
+1 (731) 968-5722
Museum
26 South Broad Street, Lexington, TN 38351
+1 (731) 967-0306
Other Repair Shops
19675 Highway 412 East, Lexington, TN 38351
+1 (731) 968-4868
Pharmacy
148 West Church Street, Lexington, TN 38351
+1 (731) 968-4201
Rent-a-Car Facility
16615 Highway 104 North, Lexington, TN 38351
+1 (731) 249-7029

FAQ

What is a Short-Term Loan?

A short-term loan is a financial product designed to provide quick cash to borrowers who need to address urgent expenses. These loans are generally repaid within a short period, typically ranging from a few weeks to a few months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans for borrowers with bad credit. These lenders tend to focus on your ability to repay the loan rather than your credit score, making it possible for individuals with poor credit histories to access the funds they need.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. These loans are typically processed quickly, allowing you to receive the money within the same day that you apply, provided your application is approved.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that is often used to cover immediate expenses until the borrower's next payday. These loans usually have a high interest rate and must be repaid in full by the borrower's next pay date.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online through a lender's website or in person at a physical location. The application process typically involves providing personal information, details about your employment, and bank information for deposit and repayment purposes.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans come with several risks, including high-interest rates and fees, which can make them expensive if not managed properly. Additionally, failure to repay these loans on time can lead to debt cycles, additional fees, and negatively affect your credit score.

Are There Alternatives to Short-Term Loans?

Yes, there are alternatives to short-term loans that you might consider, such as borrowing from friends or family, negotiating payment plans with creditors, or exploring credit counseling services to manage your financial situation more effectively.

Find Short-term Loans Near Me

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Lexington ZIP Codes

38351