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Best Online Short-term Loans in Oak Ridge

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Oak Ridge

Advance America
Financial institution
4.80
18 reviews

Address: 868 Oak Ridge Turnpike, Oak Ridge, TN 37830

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (865) 483-1671

Website: advanceamerica.net/store-locations/tennessee/868-oak-ridge-turnpike-oak-ridge-37830

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Processing Loan Refinancing Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.80
10 reviews

Address: 262 E Main St, Oak Ridge, TN 37830

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (865) 483-8610

Website: loansbyworld.com/locations/tennessee/oak-ridge/37830/884

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance Financial
Loan agency
4.50
10 reviews

Address: 214 S Illinois Ave, Oak Ridge, TN 37830

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (865) 229-6303

Website: locations.af247.com/oak-ridge/214-s-illinois-ave

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Check Into Cash
Loan agency
4.20
6 reviews

Address: 361 S Illinois Ave, Oak Ridge, TN 37830

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (865) 482-7101

Website: local.checkintocash.com/us/tn/oak-ridge/361-so-illinois-avenue

Services:

Bad Credit Cash Advance Cash Today Check Into Cash Loans Checking Account Credit Card Customer Support Dollar Loans Easy Loan Home Improvements Home Loans Identity Verification Loan Lending Loans Funds New Loan Online Lending Payment Plan Pre Paid U.s. Money Visa Debit Card Prepaid Debit Card Quick Cash Refinance Your Loan Registration Loan Retail Loans Short-Term Loans Small Loan
T & M Investments
Loan agency
3.70
2 reviews

Address: 480 S Illinois Ave, Oak Ridge, TN 37830

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (865) 694-0745

Dr. Loan Q. to, MD
Loan agency

Address: 221 W Tyrone Rd, Oak Ridge, TN 37830

Phone Number: +1 (865) 483-6343

World Finance Loans & Taxes
Loan agency

Address: 745 Main St W, Oak Ridge, TN 37830

Today's Business Hours: 9:00 AM - 6:00 PM

T & M Investments
Loan agency

Address: 480 S Illinois Ave, Oak Ridge, TN 37830

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (865) 694-0745

Alternatives to Short-term Loans in Oak Ridge

Short-term loans are financial products designed to provide quick monetary assistance and are typically repaid within a year or less. Personal loans are unsecured, meaning they don’t require collateral, and are often used for general, unforeseen expenses, with terms varying by lender. Installment loans offer a set amount of money with a fixed repayment schedule, allowing borrowers to pay back the loan over several months in equal payments, making budgeting easier. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, generally allowing quick access to a small amount of cash but with the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan has distinct features and potential risks that borrowers should evaluate before proceeding.

Best Personal Loan

TNBANK
5.00
7 reviews

Short-term loans are financial arrangements designed to be repaid quickly, often within a year, and they can come in various forms depending on the borrower’s needs. One popular option for best personal loans is the unsecured personal loan, which doesn't require collateral and can be used for a variety of personal expenses. These loans typically have fixed interest rates and set terms, making them easily manageable for borrowers who have a good credit score. They provide flexibility and can be a great option for individuals needing quick funds without putting up personal assets as collateral.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized to cover essential expenses from various local service providers, ensuring the swift resolution of urgent needs. For instance, these funds can address medical bills, offer financial relief for necessary legal services, or facilitate car repairs. Additionally, the loan can be allocated towards urgent funeral costs or essential appliance repairs, providing much-needed support in times of immediate financial pressure.

American Restaurant
204 South Illinois Avenue, Oak Ridge, TN 37830
+1 (865) 483-1324
Car Wash
133 Tulsa Road, Oak Ridge, TN 37830
+1 (865) 272-3364
Club & Association
115 Lafayette Drive, Oak Ridge, TN 37830
+1 (865) 483-9285
College/University
Badger Road, Oak Ridge, TN 37830
+1 (865) 576-3149
Community Center
148 Carver Avenue, Oak Ridge, TN 37830
+1 (865) 425-3950
Concert Hall
227 Jackson Square, Oak Ridge, TN 37830
+1 (865) 482-9999
Dentist
150 East Division Road, Oak Ridge, TN 37830
Do-It-Yourself Centers
175 Laboratory Road, Oak Ridge, TN 37830
+1 (865) 425-0493
Doctor
103 Donner Drive, Oak Ridge, TN 37830
+1 (865) 685-0941
Government Office
100 Woodbury Lane, Oak Ridge, TN 37830
+1 (865) 425-1809
Hospital
990 Oak Ridge Turnpike, Oak Ridge, TN 37830
+1 (865) 835-1000
Hotel
Bus Terminal Road, Oak Ridge, TN 37830
+1 (865) 425-9966
Library
1401 Oak Ridge Turnpike, Oak Ridge, TN 37830
+1 (865) 425-3455
Local Post Office
108 Administration Road, Oak Ridge, TN 37830
+1 (865) 481-0471
Movie Theater
1130 Oak Ridge Turnpike, Oak Ridge, TN 37830
+1 (865) 481-8823

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

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Oak Ridge ZIP Codes

37716
37748
37763
37830
37831
37840