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Best Online Short-term Loans in Kingsport

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Kingsport

Security Finance
Loan agency
5.00
1 reviews

Address: 421 W Stone Dr STE 5, Kingsport, TN 37660

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 245-1429

Website: securityfinance.com/locations/kingsport-tn-0820

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
5.00
10 reviews

Address: 1101 E Stone Dr Suite 7, Kingsport, TN 37660

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (423) 251-8745

Website: loansbyworld.com/locations/tennessee/kingsport/37660/1818

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance Financial
Loan agency
5.00
10 reviews

Address: 4270 Fort Henry Dr, Kingsport, TN 37663

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 438-1435

Website: locations.af247.com/kingsport/4270-fort-henry-dr

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Auto Repair Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Advance Financial
Loan agency
5.00
10 reviews

Address: 2357 Fort Henry Dr, Kingsport, TN 37664

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 972-4796

Website: locations.af247.com/kingsport/2357-fort-henry-dr

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Auto Repair Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Advance America
Financial institution
5.00
12 reviews

Address: 1425 E Stone Dr Suite 4, Kingsport, TN 37660

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 392-1994

Website: advanceamerica.net/store-locations/tennessee/1425-e-stone-dr-suite-4-kingsport-37660

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bank Transfers Child Tax Credit Christmas Loans Consumers Loans Credit Counseling Debt Management Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Applications Loan Processing Money Loans Money Management Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans Vehicle Insurance
Credit Central
Loan agency
4.90
10 reviews

Address: 1567 N Eastman Rd Suite 3B, Kingsport, TN 37664

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 245-2840

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Advance America
Financial institution
4.90
10 reviews

Address: 1233 N Eastman Rd Ste. 320, Kingsport, TN 37664

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (423) 245-1031

Website: advanceamerica.net/store-locations/tennessee/1233-n-eastman-rd-ste-320-kingsport-37664

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Processing Loan Refinancing Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans Vehicle Insurance
Mariner Finance
Loan agency
4.90
10 reviews

Address: 1233 N Eastman Rd Suite 325, Kingsport, TN 37664

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (423) 245-1350

Website: marinerfinance.com/locations/tennessee/mariner-finance-location-in-kingsport-tn

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinance Auto Refinancing Loans Auto Repairs Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loans Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans
Tennessee's Best Finance
Loan agency
4.80
10 reviews

Address: 1409 E Stone Dr, Kingsport, TN 37664

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (423) 578-2378

Appalachian Lending
Loan agency
4.70
8 reviews

Address: 2705 Fort Henry Dr, Kingsport, TN 37664

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 530-7213

Website: appalachianlending.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Auto Equity Loans Auto Purchase Loans Auto Repair Automobile Loan Confidential Loan Consumer Finance Existing Loan Financial Services Lending Loan Loan Online Monthly Payment Loans New Loan Secured Loans Small Personal Loan Starter Loan Traditional Loans Vacation Loans
1st Franklin Financial
Loan agency
4.60
10 reviews

Address: 1001 E Stone Dr Suite C, Kingsport, TN 37660

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 230-6482

Website: locations.1ffc.com/tn/kingsport/1001-e.-stone-drive.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Service business Loan Co
Loan agency
4.60
10 reviews

Address: 1425 E Stone Dr #5, Kingsport, TN 37660

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 840-8238

Website: serviceloansouth.com/pages/loan-office.aspx

Services:

Installment loans Payday loans Signature loans Financial Counseling Financial Education Holiday Shopping Home Improvements Loan Personal Loans Short Term Lending Small Loans Tax Preparation Vacations Home Vehicle Repairs
Advance Financial
Loan agency
4.50
12 reviews

Address: 1104 E Stone Dr, Kingsport, TN 37660

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (423) 438-1765

Website: locations.af247.com/kingsport/1104-east-stone-dr

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Title loans Atm Services Auto Repair Financial Loans Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
World Finance
Loan agency
4.40
10 reviews

Address: 1001 E Stone Dr Ste F, Kingsport, TN 37660

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (423) 378-0098

Website: loansbyworld.com/locations/tennessee/kingsport/37660/817

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Covington Credit
Loan agency
3.40
6 reviews

Address: 1732 N Eastman Rd Suite 2-A, Kingsport, TN 37664

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 245-1097

Website: heightsfinance.com/loan-office-location/cash-loans-kingsport-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Southeastern Lending
Loan agency
1.00
1 reviews

Address: 711 W Stone Dr, Kingsport, TN 37660

Phone Number: +1 (423) 343-7700

Just Check It
Loan agency

Address: 1664 E Stone Dr STE E, Kingsport, TN 37660

Phone Number: +1 (423) 245-1210

Southern Finance & Thrift Corp. of Kingsport
Loan agency

Address: 246 E Center St, Kingsport, TN 37660

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (423) 247-1191

Alternatives to Short-term Loans in Kingsport

Short-term loans come in various forms, each serving different financial needs. Personal loans are versatile and unsecured, allowing individuals to borrow a set amount of money for a specific term with a fixed repayment schedule. Installment loans, similar to personal loans, are repaid over a series of scheduled payments or installments, but they often come with shorter terms and can be used for specific purposes like home renovations or medical expenses. Title loans, on the other hand, are secured loans using the borrower's vehicle title as collateral; they typically offer quick access to funds but usually come with higher interest rates and the risk of losing the vehicle in case of default.

Best Personal Loan

Peoples Home Equity - Arrowood Team
5.00
12 reviews

Short-term loans are financial products designed to be repaid within a relatively short period, typically ranging from a few weeks to a year. These loans are often used by individuals to cover immediate needs or unexpected expenses. One option for the best personal short-term loan is the payday loan. Payday loans are unsecured loans that are usually small in amount and intended to be repaid by the borrower's next payday. They offer quick access to cash but often come with high interest rates and fees.

Best Installment Loan

Lendmark Financial Services LLC
3.80
10 reviews

Installment loans are another prominent type of short-term loan, ideal for those who prefer predictable monthly payments. Borrowers receive a lump sum upfront and repay it over a set term with fixed monthly installments, ensuring easy budgeting. This type of loan is typically used for larger expenses that require more extended repayment periods than payday loans, such as medical bills or home repairs. The best installment loans are those with transparent terms, competitive interest rates, and no hidden fees, providing peace of mind to the borrower.

Best Car Title Loan

Tennessee Title Loans, Inc.
4.70
10 reviews

Title loans, secured by the borrower's vehicle, provide another short-term borrowing option, ideal for those with poor credit who might struggle to secure a personal loan. The most favorable title loans come from providers that balance the need for fast cash access with ethical lending practices, including clear disclosure of fees and terms. Given the inherently higher risks, borrowers should seek lenders who offer lower interest rates and offer flexibility with repayment schedules if possible. It's vital to only borrow against a vehicle owned outright to avoid jeopardizing ownership of the collateral.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan may find it particularly beneficial to allocate the funds towards essential services offered by local providers. These include obtaining urgent medical care, covering necessary car repair costs, handling legal fees, addressing funeral expenses, or purchasing or repairing home appliances. Each of these services plays a vital role in addressing immediate needs and ensuring well-being and functionality in day-to-day life.

Car Accessories
5240 Sullivan Gardens Parkway, Kingsport, TN 37660
+1 (423) 349-1011
Car Wash
1401 East Stone Drive, Kingsport, TN 37660
+1 (423) 230-4383
Club & Association
1820 Meadowview Parkway, Kingsport, TN 37660
+1 (423) 343-9758
College/University
1501 University Boulevard, Kingsport, TN 37660
+1 (423) 392-8080
Community Center
1200 East Center Street, Kingsport, TN 37660
+1 (423) 392-8400
Dentist
1741 Moreland Drive, Kingsport, TN 37663
+1 (423) 247-1994
Fast Food
813 Lynn Garden Drive, Kingsport, TN 37660
Fitness Club & Center
2450 Memorial Boulevard, Kingsport, TN 37664
+1 (423) 765-0952
General Practitioner
West Sevier Avenue, Kingsport, TN 37660
+1 (423) 224-3110
Government Office
1213 Konnarock Road, Kingsport, TN 37664
+1 (423) 392-0052
Library
170 East Center Street, Kingsport, TN 37660
+1 (423) 229-9366
Local Post Office
320 West Center Street, Kingsport, TN 37660
+1 (800) 275-8777
Mobile Phone Shop
2608 East Stone Drive, Kingsport, TN 37660
+1 (423) 245-4500
Motel
Kingsport, TN 37663
+1 (423) 239-3400
Movie Theater
Fort Henry Drive, Kingsport, TN 37664
+1 (423) 723-8202

FAQ

What are short-term loans?

Short-term loans are financial products that allow borrowers to access a small amount of money quickly, typically to cover unexpected expenses or emergencies. These loans usually have brief repayment terms, often ranging from a few weeks to a few months.

Can I apply for a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit history may be considered, it is usually not the sole factor in the approval process. Lenders may also consider your income and ability to repay the loan when making a decision.

What is the difference between short-term loans and other short-term loans?

Short-term loans are a type of short-term loan that are typically due on your next payday, hence the name. They usually feature higher interest rates compared to other short-term loans, which may have more flexible repayment terms. Short-term loans are often sought for their convenience and quick approval process.

How quickly can I receive a same-day loan?

Same-day loans can be disbursed as quickly as a few hours after your application is approved, depending on the lender and your bank’s processing times. This makes them a popular choice for those requiring immediate access to funds in emergency situations.

What are the typical fees and interest rates for short-term loans?

The fees and interest rates for short-term loans can vary significantly depending on the lender, your creditworthiness, and the loan amount. It's crucial to read the loan's terms and conditions carefully to understand the total cost of borrowing. These loans often have higher interest rates to account for the short repayment terms.

Are there any alternatives to short-term loans?

Yes, alternatives to short-term loans include borrowing from friends or family, negotiating payment plans with creditors, or using personal savings. It’s essential to assess your financial situation and explore all available options before committing to a short-term loan.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at financial institutions offering these services. The application process typically requires basic information such as your name, address, employment details, and banking information. Be prepared to provide evidence of income and to consent to a credit check if required by the lender.

Find Short-term Loans Near Me

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Kingsport ZIP Codes

37617
37659
37660
37662
37663
37664
37665
37669
37857