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Best Online Short-term Loans in Union City

Need quick cash before your next paycheck? Best Cash Advance Short-term Loans have got you covered! Life's unexpected expenses can be stressful, and waiting for your next payday just isn’t an option. That's where our dependable short-term loans come in. Our fast, easy process eliminates the wait and hassle, offering a straightforward solution to your financial worries. Tailored to meet your urgent needs, our loans ensure you stay on track without unnecessary stress. Choose Best Cash Advance and conquer financial emergencies with confidence today!

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Best Online Short-term Loans in Union City

Credit Central
Loan agency
5.00
3 reviews

Address: 206 E Reelfoot Ave Suite 9, Union City, TN 38261

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (731) 885-4408

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
World Finance
Loan agency
5.00
8 reviews

Address: 1313 W Reelfoot Ave C, Union City, TN 38261

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (731) 885-5751

Website: loansbyworld.com/locations/tennessee/union-city/38261/850

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Money Tree Loan Co
Loan agency

Address: 115 W Church St, Union City, TN 38261

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (731) 885-4330

Services:

Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Title loans Auto Equity Loans Bill Pay Consumer Loans Credit Counseling Financial Services Personal Loans Prepaid Cards Short Term Loan Wire Transfers
World Finance
Loan agency
5.00
10 reviews

Address: 1311 W Reelfoot Ave, Union City, TN 38261

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (731) 884-1823

Website: loansbyworld.com/locations/tennessee/union-city/38261/894

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
OneMain Financial
Loan agency
5.00
2 reviews

Address: 1441 S 1st St, Union City, TN 38261

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (731) 885-2144

Website: onemainfinancial.com/branches/tn/union-city/38261/4112

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Bill Consolidation Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Card Debt Credit Cards Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Fixed Loan Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Bills Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Rebuild Credit Refinance Home Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
State Finance of Union City
Loan agency
5.00
10 reviews

Address: 1313 W Reelfoot Ave, Union City, TN 38261

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (731) 885-3087

Discount Cash Advance
Check cash

Address: 906 Perkins St, Union City, TN 38261

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (731) 885-3999

Website: discountcashadvanceloans.com

Services:

Installment loans Payday loans Signature loans Cash Advance Loans Services Short-Term Loans Signature Loans
Check Into Cash
Financial institution
4.90
22 reviews

Address: 1307West Reelfoot Avenue, Union City, TN 38261

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (731) 884-1111

Website: local.checkintocash.com/us/tn/union-city/1307west-reelfoot-avenue

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Heights Finance
Loan agency
4.90
10 reviews

Address: 1700 W Reelfoot Ave, Union City, TN 38261

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (731) 885-2331

Website: heightsfinance.com/loan-office-location/heights-finance-in-union-city

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan Secured Borrowing Student Loans Unsecured Borrowing Vehicle Financing
Advance Financial
Loan agency
4.80
13 reviews

Address: 1704 W Reelfoot Ave, Union City, TN 38261

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (731) 330-4224

Website: locations.af247.com/union-city/1704-w-reelfoot-ave

Services:

Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Student loan check cashing Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Covington Credit
Loan agency
4.60
10 reviews

Address: 1700 W Reelfoot Ave Ste 240, Union City, TN 38261

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (731) 599-0180

Website: heightsfinance.com/loan-office-location/cash-loans-union-city-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Security Finance
Loan agency
4.40
4 reviews

Address: 206 E Reelfoot Ave Suite 5, Union City, TN 38261

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (731) 885-7707

Website: securityfinance.com/locations/union-city-tn-0941

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Preferred Payday
Check cash

Address: 1401 W Reelfoot Ave #109, Union City, TN 38261

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (731) 885-8770

Alternatives to Short-term Loans in Union City

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

Commercial Bank and Trust Co
5.00
0 reviews

Short-term personal loans are a type of financing designed to be repaid within a short period, typically ranging from a few weeks to a few months. These loans are often unsecured, meaning you don't need to provide collateral to qualify. They are best used for immediate, small-scale financial needs like emergency expenses or quick purchases. One of the best options for a short-term personal loan might be from an online lender like LendingClub, known for its quick approval process and competitive interest rates, allowing you to access funds swiftly without the need for extensive paperwork.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

Buffet Restaurant
1225 West Reelfoot Avenue, Union City, TN 38261
+1 (731) 885-9889
Car Wash
100 South 1st Street, Union City, TN 38261
+1 (731) 886-0830
College/University
201 West Main Street, Union City, TN 38261
+1 (731) 884-0859
Community Center
515 South 1st Street, Union City, TN 38261
+1 (731) 885-9431
Concert Hall
118 South 1st Street, Union City, TN 38261
Construction Material & Equipment
411 South 5th Street, Union City, TN 38261
+1 (731) 885-8709
Dentist
1301 Medical Park Circle, Union City, TN 38261
Doctor
1109 East Reelfoot Avenue, Union City, TN 38261
+1 (731) 885-6300
Fitness Club & Center
319 South 2nd Street, Union City, TN 38261
+1 (731) 599-9599
Government Office
210 East Doctor Martin Luther King Drive, Union City, TN 38261
+1 (731) 884-3939
Hospital
1201 Bishop Street, Union City, TN 38261
+1 (731) 885-2410
Hotel
810 Bream Boulevard, Union City, TN 38261
+1 (731) 599-7990
Library
1221 East Reelfoot Avenue, Union City, TN 38261
+1 (731) 885-9411
Movie Theater
1800 West Reelfoot Avenue, Union City, TN 38261
+1 (731) 885-0780
Museum
624 East Reelfoot Avenue, Union City, TN 38261

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to funds for a temporary financial need. They are often easier to qualify for than traditional loans and typically have shorter repayment terms, often ranging from a few weeks to several months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more flexible credit requirements, which can make them accessible to those who may not qualify for other types of financing. However, it's important to note that these loans may come with higher interest rates due to the increased risk to the lender.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the approval and disbursement of funds occur on the same day of application. These loans are particularly beneficial for individuals who need immediate financial assistance for emergencies or unexpected expenses.

How Do Short-term Loans Work?

Short-term loans are short-term loans that provide small amounts of money and are typically due on your next payday. These loans are often used for emergency expenses, and the repayment is usually expected in one lump sum. Short-term loans are known for their quick processing times but often come with higher fees and interest rates.

What Are the Eligibility Criteria for Short-Term Loans?

Eligibility criteria for short-term loans can vary by lender, but commonly include being at least 18 years old, having a steady source of income, possessing an active checking account, and providing a valid ID. Some lenders may also evaluate credit scores, although many are willing to work with bad-credit applicants.

How Fast Can I Receive Funds from a Short-Term Loan?

Funds from a short-term loan can often be received as quickly as the same day or within a few business days, depending on the lender and the time of application. Online lenders tend to provide faster turnaround times than traditional financial institutions.

Are There Risks Associated with Short-Term Loans?

Yes, short-term loans can come with several risks, including high interest rates, short repayment terms, and significant penalties for late or missed payments. It's important to fully understand the terms and conditions of the loan before agreeing, and ensure that you can reasonably meet the repayment obligations.

Find Short-term Loans Near Me

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Union City ZIP Codes

38261
38281