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Best Online Short-term Loans in Cookeville

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Cookeville

Regional Finance
Loan agency
5.00
2 reviews

Address: 516 S Willow Ave, Cookeville, TN 38501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (931) 528-5955

Website: branches.regionalfinance.com/tn/cookeville/516-s--willow-avenue.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Advance Cash
Loan agency
5.00
10 reviews

Address: 740 S Willow Ave, Cookeville, TN 38501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (931) 372-1221

Website: advance-cash.business.site

Services:

Cash for gift cards Flex loans Payday loans Title loans Check Cashing as low as 1% Free No Fee Money Orders Netspend cards reloads Western Union
Credit Central
Loan agency
4.80
10 reviews

Address: 696 S Willow Ave Suite 1, Cookeville, TN 38501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 372-1919

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Cash 1
Loan agency
4.80
10 reviews

Address: 149 W Jackson St, Cookeville, TN 38501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (931) 528-6975

Website: website--318665085242750769143-loanagency.business.site

Services:

Flex loans Line of credit Payday loans Title loans ATM Cash Advance Cash Loan Check Cashing Free Money Orders Government Check Cashing Insurance Check Cashing Money Transfer Services Special Promotions
Service Loan Co
Loan agency
4.60
5 reviews

Address: 155 E Spring St Suite B, Cookeville, TN 38501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 528-2088

Website: serviceloansouth.com/pages/locations.aspx

Services:

Installment loans Payday loans Signature loans Financial Counseling Financial Education Loan Personal Loans Phone Service Short Term Lending Small Loans Tax Preparation
1st Franklin Financial
Loan agency
4.50
10 reviews

Address: 124 S Willow Ave, Cookeville, TN 38501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 526-3240

Website: locations.1ffc.com/tn/cookeville/124-s.-willow-avenue.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Heights Finance
Loan agency
4.20
10 reviews

Address: 530 W Jackson St, Cookeville, TN 38501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 372-0222

Website: heightsfinance.com/loan-office-location/heights-finance-in-cookeville

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan
Cash Express
Loan agency
3.70
1 reviews

Address: 263 W Spring St, Cookeville, TN 38501

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (931) 520-0049

Services:

Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Personal check cashing Title loans Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
Advance Financial
Loan agency
3.60
10 reviews

Address: 820 S Jefferson Ave S, Cookeville, TN 38501

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (931) 563-0045

Website: locations.af247.com/cookeville/820-jefferson-ave-s

Services:

Bill paying Business check cashing Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Title loans Atm Services Instant Cash Advance Online Lending Online Loan Apply Prepaid Cards
Covington Credit
Loan agency
3.50
10 reviews

Address: 620 S Jefferson Ave Ste 106, Cookeville, TN 38501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (931) 525-6232

Website: heightsfinance.com/loan-office-location/cash-loans-cookeville-tennessee

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Easy Money
Loan agency

Address: 1010 S Jefferson Ave, Cookeville, TN 38501

Phone Number: +1 (931) 284-4886

Alternatives to Short-term Loans in Cookeville

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

SouthEast Bank
5.00
10 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Installment Loan

KWIK-KASH Pawn Shop
4.40
10 reviews

Installment loans are a type of short-term loan where the borrower agrees to pay back the loan amount in fixed monthly payments over a predetermined period. This predictability can ease the financial burden on the borrower, as they can budget their payments more effectively. The best installment loans offer competitive interest rates and flexible terms to meet the borrower's needs. These loans are typically available from banks, credit unions, and online lenders, making them quite accessible.

Loan Regulations in Tennessee

Tennessee’s short-term loan regulations have been established to ensure fair lending practices while providing consumers with quick access to cash. The state allows a maximum short-term loan amount of $500. The term of these loans can extend up to 31 days, offering a short-term financial solution for borrowers. When it comes to fees and interest rates, Tennessee permits payday lenders to charge a maximum fee of 15% of the total principal amount. Additionally, there are no restrictions on the annual percentage rates (APRs) that lenders can charge. To qualify for a short-term loan in Tennessee, borrowers generally need to provide proof of income, a valid bank account, and identification. These regulations are designed to balance the immediate financial needs of borrowers with consumer protection.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Glass Replacement Shop
1650 South Jefferson Avenue, Cookeville, TN 38506
+1 (931) 528-0444
Club & Association
525 North Walnut Avenue, Cookeville, TN 38501
+1 (931) 526-2810
College/University
317 North Hickory Avenue, Cookeville, TN 38501
+1 (931) 528-7527
Community Center
South Walnut Avenue, Cookeville, TN 38501
+1 (931) 372-8086
Dentist
303 North Willow Avenue, Cookeville, TN 38501
+1 (931) 528-7668
Fitness Club & Center
444 South Jefferson Avenue, Cookeville, TN 38501
+1 (931) 528-8446
Government Office
10 East Broad Street, Cookeville, TN 38501
+1 (931) 520-5201
Hospital
228 West 4th Street, Cookeville, TN 38501
+1 (615) 875-6741
Hotel
440 Neal Street, Cookeville, TN 38501
+1 (931) 854-9790
Library
208 Minnear Street, Cookeville, TN 38501
+1 (931) 526-4016
Local Post Office
900 South Willow Avenue, Cookeville, TN 38501
+1 (931) 526-7141
Movie Theater
1181 South Jefferson Avenue, Cookeville, TN 38506
+1 (931) 526-4422
Museum
40 East Broad Street, Cookeville, TN 38501
+1 (931) 520-5455
Optician
600 Jeffrey Circle, Cookeville, TN 38501
+1 (888) 848-0741
Pharmacy
225 North Willow Avenue, Cookeville, TN 38501
+1 (931) 528-8899

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Find Short-term Loans Near Me

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Cookeville ZIP Codes

38501
38502
38503
38505
38506