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Best Online Short-term Loans in Dumas

Struggling with unexpected expenses? You’re not alone! When immediate financial needs arise, it’s easy to feel overwhelmed. Short-term loans can bridge the gap, offering quick, flexible support when you need it most. Our "Best Cash Advance Short-term Loans" service aims to alleviate your stress by providing fast and reliable solutions tailored to your unique situation. Don’t let short-term cash flow problems hold you back from achieving your goals. Explore our streamlined loan options today and regain control of your finances with confidence and ease. We're here to help you navigate life's little hiccups without a hitch.

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Best Online Short-term Loans in Dumas

Security Finance
Loan agency
3.50
2 reviews

Address: 424 E 1st St, Dumas, TX 79029

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (806) 935-4177

Website: securityfinance.com/locations/dumas-tx-0782

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Dalhart Federal Savings & Loan
Bank
3.00
1 reviews

Address: 202 E 7th St, Dumas, TX 79029

Today's Business Hours: 9:00 AM - 3:00 PM

Phone Number: +1 (806) 935-7161

Website: dalhartfederal.com

World Finance
Loan agency
2.00
3 reviews

Address: 601 S Dumas Ave, Dumas, TX 79029

Phone Number: +1 (806) 934-2646

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Building Credit Car Repairs Debt Consolidation Loans Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Preparation Services Tax Returns
Midwest Finance Loans
Loan agency

Address: Dumas, TX 79029

AgTexas Farm Credit Services
Bank

Address: 1315 E 1st St, Dumas, TX 79029

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (806) 935-6851

Website: agtexas.com/dumas

Credit Bureau
Loan agency

Address: 500 E 1st St #216, Dumas, TX 79029

Phone Number: +1 (806) 935-6404

Alternatives to Short-term Loans in Dumas

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

Cash Store
5.00
3 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, there are several essential services where these funds can be judiciously applied. In the realm of health and well-being, the loan can facilitate payment for unforeseen medical expenses or necessary treatments. It can also cover the costs of urgent car repairs, legal consultations, funeral services, and essential appliance maintenance or replacements, ensuring timely and efficient access to crucial local services.

Car Glass Replacement Shop
1729 South Dumas Avenue, Dumas, TX 79029
+1 (806) 935-9545
Car Wash
2700 South Dumas Avenue, Dumas, TX 79029
+1 (806) 935-9301
Club & Association
524 South Porter Avenue, Dumas, TX 79029
+1 (806) 935-6371
College/University
1220 East 1st Street, Dumas, TX 79029
+1 (806) 934-7220
Convenience Store
1321 South Dumas Avenue, Dumas, TX 79029
+1 (806) 934-2222
Dentist
1401 East 1st Street, Dumas, TX 79029
+1 (806) 935-2725
Fast Food
1523 South Dumas Avenue, Dumas, TX 79029
Fitness Club & Center
114 East 7th Street, Dumas, TX 79029
+1 (806) 935-3549
Government Office
1830 South Maddox Avenue, Dumas, TX 79029
+1 (806) 934-2268
Hospital
224 E 2Nd St, Dumas, TX 79029
+1 (806) 935-7171
Hotel
119 West 17th Street, Dumas, TX 79029
+1 (806) 935-6222
Library
118 East 5th Street, Dumas, TX 79029
+1 (806) 948-5501
Local Post Office
315 South Bliss Avenue, Dumas, TX 79029
+1 (806) 935-2219
Movie Theater
705 South Bliss Avenue, Dumas, TX 79029
+1 (806) 935-4005
Museum
1820 South Dumas Avenue, Dumas, TX 79029
+1 (806) 935-3113

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide borrowers with quick access to cash. These loans typically have a short repayment period that can range from a few weeks to a few months. They are often used to cover unexpected expenses or tide over until the next paycheck.

Can I get a short-term loan with bad credit?

Yes, it is possible to secure a short-term loan even if you have bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit histories. However, these loans might come with higher interest rates and fees to offset the increased risk to the lender.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often being processed and approved within a single day. Once approved, the loan amount is typically deposited into the borrower's bank account, allowing immediate use of the funds. Applicants need to ensure they meet the lender's requirements for timely processing.

What is a short-term loan?

A short-term loan is a type of short-term loan that is usually due to be paid back on the borrower's next payday. This type of loan is often used for immediate financial needs and can provide quick access to cash. However, short-term loans often come with high interest rates and fees, so it's important to carefully read the terms and conditions.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider the following: your ability to repay the loan on time, the total cost of the loan including any fees and interest, and whether the loan is the best solution for your financial situation. Understanding these factors can help you make an informed decision and avoid potential financial pitfalls.

Are there alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. These include borrowing from credit unions, seeking financial assistance programs, using peer-to-peer lending platforms, or negotiating payment plans with creditors. It's important to explore these options to find a solution that minimizes financial risks.

What happens if I can't repay my short-term loan on time?

If you are unable to repay your short-term loan on time, it's crucial to contact your lender immediately to discuss your options. Some lenders may offer extensions or payment plans, but these can come with additional fees and interest. Failing to repay a loan could lead to increased debt, damage to your credit score, and potential legal action from the lender.

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Dumas ZIP Codes

79029