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Best Online Short-term Loans in South Houston

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

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Best Online Short-term Loans in South Houston

DolEx Dollar Express
Financial institution
5.00
2 reviews

Address: 202 1/2 N Perez Rd, South Houston, TX 77587

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (800) 892-0210

Website: dolex.com

Services:

Bill paying Cashier's checks Payroll check cashing Personal check cashing Signature loans Personal Loans Top Ups
Payday Advance
Check cash

Address: 910 Spencer Hwy, South Houston, TX 77587

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (713) 943-8681

Instant Cash
Check cash

Address: 1402 Houston Blvd, South Houston, TX 77587

Phone Number: +1 (713) 378-0902

Alternatives to Short-term Loans in South Houston

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Oportun
5.00
23 reviews

Personal loans are a versatile type of short-term loan that allows borrowers to meet various financial needs such as consolidating debt, covering unexpected expenses, or funding large one-time purchases. These loans are typically unsecured, which means they do not require collateral, and are available through banks, credit unions, or online lenders. They often come with fixed interest rates and structured monthly payments, making it easier for borrowers to budget and plan their finances effectively.

Best Car Title Loan

TitleBucks
5.00
39 reviews

Title loans, secured by the borrower's vehicle, provide another short-term borrowing option, ideal for those with poor credit who might struggle to secure a personal loan. The most favorable title loans come from providers that balance the need for fast cash access with ethical lending practices, including clear disclosure of fees and terms. Given the inherently higher risks, borrowers should seek lenders who offer lower interest rates and offer flexibility with repayment schedules if possible. It's vital to only borrow against a vehicle owned outright to avoid jeopardizing ownership of the collateral.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan and are considering how to allocate it, several local service providers can benefit from immediate financial support. Consider allocating funds toward urgent medical expenses, necessary car repairs, or essential legal services that facilitate critical life matters. Additionally, the loan may assist with covering funeral costs or purchasing essential household appliances, ensuring essential needs are addressed promptly.

Cabins & Lodges
1112 Dallas Street, South Houston, TX 77587
+1 (713) 944-1295
Car Wash
610 Palestine Street, South Houston, TX 77587
Club & Association
1112 Dallas Street, South Houston, TX 77587
+1 (713) 944-1295
Community Center
1007 State Street, South Houston, TX 77587
+1 (713) 977-7700
Fitness Club & Center
701 Avenue F, South Houston, TX 77587
+1 (713) 946-7464
Government Office
901 El Paso Street, South Houston, TX 77587
+1 (713) 944-0836
Hardware Store
902 Houston Boulevard, South Houston, TX 77587
+1 (713) 947-0686
Hospital
1611 Spencer Hwy, South Houston, TX 77587
+1 (832) 773-2141
Library
607 Avenue A, South Houston, TX 77587
+1 (713) 941-2385
Local Post Office
315 North Allen Genoa Road, South Houston, TX 77587
+1 (800) 275-8777
Museum
506 Virginia Street, South Houston, TX 77587
Theater
2512 Houston Boulevard, South Houston, TX 77587
+1 (832) 940-2276
Tourist Information Office
Iowa Street, South Houston, TX 77587
+1 (713) 955-1025

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

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South Houston ZIP Codes

77260
77587