What is a short-term loan?

A short-term loan is a type of loan that is scheduled to be repaid in a shorter time frame, typically within a year. It is designed to provide quick financial assistance, often for unexpected expenses or bridge gaps between paychecks.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. These loans may come with higher interest rates, but they provide an opportunity for those with poor credit histories to secure the funds they need.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the funds on the same day of application approval. They are an ideal solution for emergency financial needs where funds are required quickly.

How do short-term loans work?

Short-term loans are a type of short-term loan intended to be paid back on the borrower's next payday. They are usually small amounts and come with high fees. These loans are accessible even to those with bad credit but must be used cautiously due to their high cost.

What is the typical amount I can borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your personal circumstances but typically ranges from $100 to $5,000. Many lenders have a maximum limit, and loans are often based on your income and ability to repay.

What are the requirements to qualify for a short-term loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a valid ID, proof of income, a bank account, and a reachable contact number. Different lenders have different requirements, so it's important to check the specific criteria of the lender you are considering.

How quickly can I receive funds from a short-term loan?

The speed at which you can receive funds from a short-term loan is one of its key benefits. Many lenders offer same-day or next-day disbursement once your application is approved and you have signed the loan agreement.

Fast & Easy Best Online Short-term Loans in Fort Worth, TX

Best Online Short-term Loans in Fort Worth

Direct Bad Credit Loans

Loan agency

Apply Online View Details

Address: 801 W Magnolia Ave, Fort Worth, TX 76104

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (682) 688-2675

Website: directbadcl.com/locations/fort-worth-3

Online Payday Loans

Loan agency

5.00

5 reviews

Apply Online View Details

Address: 501 Bryan Ave, Fort Worth, TX 76104

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (682) 688-3969

Website: onlineploans.com/locations/fort-worth

Southwest Funding LP

Loan agency

5.00

1 reviews

Apply Online View Details

Address: 1401 N Beach St, Fort Worth, TX 76111

Website: southwestfunding.com

Services:

Business loans Payday loans Signature loans Buy A Home Buying Or Refinancing Home Lending Home Loan Process Home Refinance Home Refinancing Loan Programs Mortgage Refinance Personalized Services Purchase Or Refinance Purchases Or Refinancing Purchasing A Home Residential Mortgage Loan Tax Deductions

World Finance

Loan agency

5.00

10 reviews

Apply Online View Details

Address: 2901 Alta Mere Dr Ste 500, Fort Worth, TX 76116

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (817) 570-6004

Website: loansbyworld.com/locations/texas/fort-worth/76116/1616

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns

DolEx Dollar Express

Financial institution

Apply Online View Details

Address: 3806 E Rosedale St, Fort Worth, TX 76105

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (888) 246-2527

Website: dolex.com

Services:

Bill paying Cashier's checks Payroll check cashing Personal check cashing Signature loans Personal Loans Top Ups

1FirstCashAdvance

Loan agency

4.90

5 reviews

Apply Online View Details

Address: 4500 Mercantile Plaza Suite 300, Fort Worth, TX 76137

Today's Business Hours: 8:00 AM - 10:00 PM

Phone Number: +1 (817) 934-4446

Website: 1firstcashadvance.org/locations/4500-mercantile-plaza-fort-worth-tx-76137

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Bad Credit Payday Loans Emergency Cash Loans Quick Payday Loans Small Dollar Loans Online Loans Alternative Lending Build Credit Car Repairs Cash Transfer Child Support Conventional Loans Credit Card Cash Advances Credit Card Loan Credit Reporting Current Loan Debt Consolidation Dollar Loan Faxless Cash Advance Flexible Repayment Options For Poor Credit Personal Loans Home Improvements Home Renovations Home Repairs House Renovations Instant Cash Advance Money Loan New Lending New Loan Online Lending Online Loan Application Online Personal Loans Personal Loans For Bad Credit Quick Cash Loan Retirement Planning Short Term Loans Online Short Term Unsecured Loan Simple Lending Small Loans Standard Loans Student Loans Term Financing Term Lending Traditional Bank Loans Traditional Lending Tribal Loans Apply For Loans Cash Funding Check Cashing Credit Card Financial Advising Financial Planning Lender's Loan One Hour Loans Online Online Payroll Loans Personal Loans Short-Term Lending Soft Credit Checks Traditional Bank Loan Traditional Credit Loans Alternatives Online Loan Request Secured Loans Bad Credit Personal Loans No Credit Check Loans

Alternatives to Short-term Loans in Fort Worth

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

FranFund

5.00

19 reviews

Short-term loans serve as a quick financial solution for individuals needing immediate funds. Best personal loans are often chosen for their flexibility, unsecured nature, and speedy approval process. These loans typically have higher interest rates than long-term options but provide a practical solution for unexpected expenses or urgent small-scale purchases. Borrowers should consider their credit score, loan terms, and potential fees when selecting a personal loan to ensure it meets their needs effectively.

Best Installment Loan

OneMain Financial

3.80

10 reviews

Installment loans require the borrower to repay the loan in equal installments over a predetermined period, making them a good option for those looking to manage consistent payments. The best installment loans are often credited for their flexibility in terms and the variety of lenders offering them. They are commonly used for planned expenses like home renovations, weddings, or other large purchases. The key factors that define the best installment loans include low-interest rates, longer repayment periods without penalties for early repayment, and the ability to accommodate the borrower's financial situation. Comparing multiple lenders to find the most favorable terms is advisable before committing to an installment loan.

Best Car Title Loan

The Holland Team - Cardinal Financial

5.00

10 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral in exchange for immediate cash. These loans are beneficial for individuals who might not qualify for traditional loans due to poor credit but own a vehicle outright. The best title loans offer lower interest rates compared to industry standards, quick approval processes, and customer-friendly terms, allowing borrowers to access the funds they need while still retaining the use of their vehicle.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

Loan Amount:

Loan Term:

day(s)

Interest Rate:

Origination Fee:

Estimated Payment

$327.12

Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Get Started

Where to Use Short-term Loan

If you've taken out a short-term loan, knowing how to effectively use it on essential services can greatly influence your financial planning. Local service providers offer various options where these funds might be allocated to crucial needs like medical bills, car repairs, legal fees, funeral costs, and appliance services. Prioritizing these needs ensures that your loan is used responsibly to meet immediate necessities without derailing your financial stability.

Adventure Sports Facility

West Lancaster Avenue, Fort Worth, TX 76107

+1 (682) 708-3359

Car Repair and Service

7800 Camp Bowie West Boulevard, Fort Worth, TX 76116

+1 (817) 244-6984

Car Wash

8880 Camp Bowie West Boulevard, Fort Worth, TX 76116

+1 (682) 204-7171

Club & Association

301 Northeast 6th Street, Fort Worth, TX 76164

+1 (817) 332-2287

Community Center

Martin Street, Fort Worth, TX 76119

+1 (817) 392-3737

Concert Hall

131 East Exchange Avenue, Fort Worth, TX 76164

Dentist

5656 Edwards Ranch Road, Fort Worth, TX 76109

+1 (817) 735-1981

Doctor

800 7th Avenue, Fort Worth, TX 76104

Fitness Club & Center

2600 Alemeda Street, Fort Worth, TX 76108

+1 (817) 367-7800

Government Office

4100 International Plaza, Fort Worth, TX 76109

+1 (817) 570-9247

Hospital

5700 Edwards Ranch Road, Fort Worth, TX 76109

+1 (817) 806-1498

Library

5318 Trail Lake Drive, Fort Worth, TX 76133

+1 (817) 346-2255

Local Post Office

819 Taylor Street, Fort Worth, TX 76102

+1 (800) 275-8777

Movie Theater

223 Northeast 4th Street, Fort Worth, TX 76164

+1 (817) 717-7767

Museum

2900 West Berry Street, Fort Worth, TX 76109

+1 (817) 257-2588

Table of Content

Best Online Short-term Loans in Fort Worth
Alternatives to Short-term Loans in Fort Worth
Loan Regulations in Texas
Short-Term Loan Calculator
Where to Use Short-term Loan

Best Online Short-term Loans in Fort Worth

Best Online Short-term Loans in Fort Worth

Alternatives to Short-term Loans in Fort Worth

Best Personal Loan

Best Installment Loan

Best Car Title Loan

Loan Regulations in Texas

Short-Term Loan Calculator

Where to Use Short-term Loan

Table of Content

Short-term Loans by State

FAQ

What is a short-term loan?

Can I get a short-term loan with bad credit?

What are same-day loans?

How do short-term loans work?

What is the typical amount I can borrow with a short-term loan?

What are the requirements to qualify for a short-term loan?

How quickly can I receive funds from a short-term loan?

Find Short-term Loans Near Me

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