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Best Online Short-term Loans in The Colony

Stuck in a financial crunch? Tackle those unexpected expenses head-on with our Best Cash Advance Short-term Loans. Unlike traditional lenders, we know time is of the essence and a short-term solution is what you need. Don't let mounting bills and urgent costs add stress to your life. Our service is designed to provide quick, hassle-free access to the funds you need right now. Explore an easier way to manage your finances by applying for a short-term loan today. Find out how we stand out by offering reliability and speed when you need it most!

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Best Online Short-term Loans in The Colony

ACE Cash Express
Loan agency
4.90
10 reviews

Address: 3800 Main St Ste 103, The Colony, TX 75056

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (214) 469-2407

Website: acecashexpress.com/locations/texas/the-colony/1849

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
World Finance
Loan agency
4.20
2 reviews

Address: 4300 Main St Ste 500, The Colony, TX 75056

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (214) 469-1292

Website: loansbyworld.com/locations/texas/the-colony/75056/1794

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns

Alternatives to Short-term Loans in The Colony

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

AVULA PROPERTY SOLUTIONS (APS)-MORTGAGE
5.00
10 reviews

Short-term loans are financial instruments designed to address immediate cash needs. For personal loans, which are unsecured and awarded based on creditworthiness, the best option often involves lenders offering competitive interest rates, flexibility in repayment terms, and minimal fees. Online lenders and credit unions are popular choices, as they frequently provide lower rates than traditional banks. They also offer a faster application process, which is particularly important for those in urgent need of funds. Evaluating terms and conditions carefully is essential to ensure the best deal.

Best Installment Loan

James E StClair Mortgage Loan Officer/ Ameridream Mortgage Group
0.00
0 reviews

Installment loans are another form of short-term financing where the borrower receives a lump sum of money upfront and repays it through regular, fixed payments over a set period of time. This consistency makes budgeting easier, and is ideal for those who need a large sum of money but want to avoid a revolving credit option like a credit card. One well-regarded installment loan option is available through Marcus by Goldman Sachs, which offers no fees and fixed interest rates that can help save money over the loan term.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

Car Repair and Service
5270 Memorial Drive, The Colony, TX 75056
+1 (972) 987-1757
Car Wash
5000 State Highway 121, The Colony, TX 75056
+1 (214) 469-1234
Dentist
4679 State Highway 121, The Colony, TX 75056
+1 (469) 933-2536
Fitness Club & Center
4408 Shadowridge Drive, The Colony, TX 75056
+1 (972) 897-5756
Government Office
6301 Main Street, The Colony, TX 75056
+1 (972) 625-1756
Hospital
4815 State Highway 121, The Colony, TX 75056
+1 (972) 865-6356
Hotel
4301 Paige Road, The Colony, TX 75056
+1 (469) 384-8165
Library
6800 Main Street, The Colony, TX 75056
+1 (972) 625-1900
Mobile Phone Shop
5020 State Highway 121, The Colony, TX 75056
+1 (469) 238-7002
Movie Theater
5740 Grandscape Boulevard, The Colony, TX 75056
+1 (888) 407-9874
Pharmacy
3800 Main Street, The Colony, TX 75056
+1 (214) 469-2244
Post Office
3751 Main Street, The Colony, TX 75056
+1 (972) 370-1525
Rent-a-Car Facility
3705 Main Street, The Colony, TX 75056
+1 (210) 964-4351
Restaurant
4750 South Colony Boulevard, The Colony, TX 75056
+1 (214) 407-8303
Shopping Center
6225 North Josey Lane, The Colony, TX 75056

FAQ

What is a short-term loan?

A short-term loan is a type of loan designed to be repaid over a short period, typically within a few months. These loans are often used to cover immediate financial needs and are available in smaller amounts compared to traditional loans.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While a poor credit score may limit your options, some lenders specialize in providing loans to those with less-than-perfect credit histories.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the loan amount on the same day they apply. These loans are particularly useful in emergency situations where quick access to funds is necessary.

How do short-term loans work?

Short-term loans are short-term, small-dollar loans that are typically due on your next payday. They are intended to cover urgent expenses and are often a popular choice for borrowers needing quick access to cash. However, they usually come with high fees or interest rates.

What is the typical amount I can borrow with a short-term loan?

With short-term loans, you can typically borrow amounts ranging from a few hundred to a few thousand dollars. The exact amount depends on the lender and your financial situation.

Are there any alternatives to short-term loans for bad credit?

Yes, alternatives include credit unions, personal installment loans, and peer-to-peer lending platforms. These may offer more favorable terms and lower interest rates compared to traditional short-term loans.

What should I consider before applying for a short-term loan?

Before applying, consider the interest rates, repayment terms, and any additional fees. Ensure the loan is affordable and that you have a plan to repay it on time to avoid additional debt or financial strain.

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The Colony ZIP Codes

75024
75036
75056