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Best Online Short-term Loans in Hereford

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Hereford

Western Finance
Loan agency
4.80
5 reviews

Address: 233 Main St, Hereford, TX 79045

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (806) 363-6544

Website: westernshamrock.com/locations/texas/western-finance-hereford-tx

Services:

Business loans Flex loans Income tax return filing Installment loans Line of credit Payday loans Signature loans Title loans Appliance Repair Auto Repair Loans Boat Loans Build Credit Building Credit Car Repair Loans Cash Advance College Loans Credit Builder Loans Credit Card Debt Credit Reporting Debt Relief Easy Loans Financial Advisor Financial Advisory Holiday Loans Home Improvement Home Loans Home Mortgages Loans Financing Loans For Bad Credit Loans For Debt Consolidation Loans Personal Loans Medical Bills Medical Loans Mortgage Loans Mortgage Payments Online Loans Payment Loans Property Improvements Repayment Plan Secured Loans Small Dollar Loans Starter Loans Tax Deductions Tax Filing Tax Help Tax Loans Tax Prep Tax Preparation Services Tax Refund Tax Return Travel Loans Vacation Loans
World Finance
Loan agency
4.70
7 reviews

Address: 308 N 25 Mile Ave, Hereford, TX 79045

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (806) 363-1468

Website: loansbyworld.com/locations/texas/hereford/79045/581

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Security Finance
Loan agency
4.30
2 reviews

Address: 600 N 25 Mile Ave Suite 200, Hereford, TX 79045

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (806) 364-6981

Website: securityfinance.com/locations/hereford-tx-0786

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Midwest Finance Corporation
Loan agency

Address: 508 S 25 Mile Ave, Hereford, TX 79045

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (806) 391-8050

Website: loansbymidwest.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Alternative Loan Auto Repairs Car Repairs Credit Card Debt Dependable Loan Services Establish Credit Finance Loans Financial Services Flexible Payment Plans Home Improvement Home Repairs Income Tax Services Loan Apply Loan Payments Local Financing Medical Bills New Credit Online Loan Application Online Tax Preparation Pay Off Credit Card Personal Loan Online Preferred Loan Quick Loan Rebuild Credit Same-Day Loans Short-Term Loan Simple Loan Standard Personal Loans Tax Credits Tax Filing Tax Forms Tax Prep Services Tax Refunds Tax Return Vehicle Repair

Alternatives to Short-term Loans in Hereford

Short-term loans are financial products designed to provide quick cash to individuals, typically with a repayment period ranging from a few weeks to a year. Personal loans are a versatile type of short-term loan that can be used for various purposes, such as covering emergency expenses or consolidating debt, and are usually unsecured, relying on creditworthiness. Installment loans, on the other hand, involve borrowing a set amount of money and repaying it in regular, fixed payments over the loan term, often with higher interest rates due to the shorter repayment period. Title loans are secured loans where the borrower uses their vehicle title as collateral, allowing them to access funds quickly, but they come with the risk of losing the vehicle if the loan is not repaid as agreed.

Best Personal Loan

Happy State Bank
5.00
3 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can utilize it across a range of critical services. For medical needs, local clinics and hospitals provide treatment options that could be covered by the loan. Auto repair shops offer services for vehicle maintenance and repairs, while legal firms can assist with personal or business matters. Additionally, funeral homes help with costs associated with end-of-life arrangements, and appliance service providers handle necessary repairs and replacements for household items.

Car Accessories
407 East 2nd Street, Hereford, TX 79045
+1 (806) 364-4778
Car Wash
100 16th Street, Hereford, TX 79045
Club & Association
130 Veteran Park Road, Hereford, TX 79045
+1 (806) 364-9025
College/University
703 Grand Avenue, Hereford, TX 79045
+1 (806) 363-7704
Dentist
110 North 25 Mile Avenue, Hereford, TX 79045
+1 (806) 355-9732
Fast Food
741 West 1st Street, Hereford, TX 79045
Florists
211 East 4th Street, Hereford, TX 79045
+1 (806) 363-1918
General Practitioner
540 West 15th Street, Hereford, TX 79045
+1 (806) 364-4377
Government Office
North Progressive Road, Hereford, TX 79045
+1 (806) 363-7141
Hospital
540 W 15Th St, Hereford, TX 79045
+1 (806) 364-2141
Local Post Office
101 Frye Drive, Hereford, TX 79045
+1 (800) 275-8777
Motel
500 West 1st Street, Hereford, TX 79045
Movie Theater
400 North 25 Mile Avenue, Hereford, TX 79045
+1 (806) 364-8000
Museum
400 Sampson Street, Hereford, TX 79045
+1 (806) 363-7070
Pharmacy
809 South 25 Mile Avenue, Hereford, TX 79045
+1 (806) 364-3400

FAQ

What are short-term loans?

Short-term loans are financial products that allow borrowers to access a small amount of money quickly, typically to cover unexpected expenses. These loans usually have a higher interest rate compared to traditional loans and must be repaid within a short timeframe, usually from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan even with bad credit. Many lenders offer loans specifically catered to individuals with less-than-perfect credit histories. However, interest rates and fees may be higher for these borrowers compared to those with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide you with funds quickly, often within the same day you apply. These loans are particularly useful for emergencies where immediate funds are needed. Approval rates can be high, but the convenience of fast access usually comes with higher costs.

How do short-term loans work?

Short-term loans are short-term, high-interest loans that are typically due on your next payday. They are popular for their convenience and speed, but they often come with significant fees and interest rates. It’s important to only borrow the amount you can afford to repay promptly to avoid additional charges.

Are there any risks associated with short-term loans?

Yes, there are several risks associated with short-term loans. These include high-interest rates, short repayment terms, and the potential for falling into a cycle of debt if you are unable to repay the loan on time. It’s crucial to fully understand the terms and conditions before taking out a short-term loan.

What should I consider before taking a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including interest and fees, your ability to repay it on time, and whether you truly need the loan for an urgent expense. It is also essential to compare different lenders to find the most favorable terms and conditions.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically fill out an application online or visit a lender’s physical location. You will need to provide personal and financial information such as your income, employment details, and bank account information. Once the application is approved, the funds are usually disbursed quickly, often within the same day.

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Hereford ZIP Codes

79045