Home page Spicewood

Best Online Short-term Loans in Spicewood

Struggling with unexpected expenses and need quick cash? Discover how our Best Cash Advance Short-term Loans can be your lifesaver! We understand that financial hiccups can be stressful, and finding a reliable short-term loan solution can be even more challenging. That's why we offer fast, easy, and flexible loans tailored to your needs. Say goodbye to lengthy approvals and complicated paperwork. Our service provides an efficient way to receive the cash you need, when you need it the most. Let us help you regain control of your finances with our streamlined, no-hassle short-term loans. Apply now and breathe easier!

Table of content
Jump to

Best Online Short-term Loans in Spicewood

Larry the Lender | Hard Money Lender
Loan agency

Address: 116 Mooney Cir, Spicewood, TX 78669

Phone Number: +1 (832) 766-7700

Website: larrythelender.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Asset Based Lending Asset-Based Loans Commercial Investment Real Estate Loan Commercial Lending Commercial Property Hard Money Loans Commercial Property Invest Commercial Real Estate Borrowing Consumer Loans Extend Loans Hard Money Lender For Real Estate Hard Money Lending Hard Money Loans In Houston Hard Money Real Estate Loan Home Loan Programs Home Remodel Interest Only Real Estate Loan Investment Bridge Loan Lending Loan Lending Process Loan Consultation Loan Home Loan Money Lenders Loan Mortgage Loans Notary Services Permanent Loan Private Lender Private Money Lending Private Money Real Estate Loans Quick Loans Re Lending Real Estate Bridge Loans Real Estate Project Refinance Loans Residential Hard Money Lender Residential Real Estate Investor Loans Short-Term Loan Standard Loan Traditional Home Loans Traditional Mortgage

Alternatives to Short-term Loans in Spicewood

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

Vicki Jones NMLS# 1884978 - NEXA Mortgage
5.00
5 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already taken out a short-term loan, they can effectively allocate the funds towards several essential local services. These include covering expenses for medical treatments, car repairs, legal fees, funeral arrangements, and appliance repairs or purchases. Utilizing the loan for these crucial needs can provide immediate relief and support when financial burdens arise unexpectedly.

Car Repair and Service
22006 O'Dell Fairway Trail, Spicewood, TX 78669
+1 (512) 433-6315
Car Wash
207 Errol Drive, Spicewood, TX 78669
+1 (512) 924-4931
Club & Association
319 South Angel Light Drive, Spicewood, TX 78669
+1 (512) 264-9791
Fitness Club & Center
22214 State Highway 71 West, Spicewood, TX 78669
+1 (512) 770-6923
Hotel
21521 State Highway 71 West, Spicewood, TX 78669
Library
1011 Spur 191, Spicewood, TX 78669
+1 (830) 693-7892
Local Post Office
121 Spur 191, Spicewood, TX 78669
+1 (800) 275-8777
Museum
22000 O'Dell Fairway Trail, Spicewood, TX 78669
+1 (512) 382-7038
Real Estate Agent
5600 East State Highway 71, Spicewood, TX 78669
+1 (866) 675-1255
Restaurant
1419 County Road 409, Spicewood, TX 78669
+1 (830) 693-5328
Veterinarian
22107 Oban Drive, Spicewood, TX 78669
+1 (512) 731-3111

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically designed to be paid back within a short period, usually within a year. These loans are often used to cover unexpected expenses or to bridge a temporary gap in finances. Common types of short-term loans include short-term loans, same-day loans, and bad-credit loans.

Can I get a short-term loan with bad credit?

Yes, you can obtain a short-term loan even with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. These lenders may focus more on your current financial situation and ability to repay the loan rather than your credit history.

How quickly can I get a same-day loan?

A same-day loan is designed to be processed and disbursed within the same business day. Upon approval, funds are typically transferred to your account within a few hours. To expedite the process, ensure that you provide accurate and complete information on your application.

What are the repayment terms for a short-term loan?

Short-term loans are typically due on your next payday, hence the name. The repayment period is short, often ranging from two to four weeks. It's important to understand the terms of the loan and to ensure that you can afford to repay it when it's due to avoid additional fees or consequences.

How do interest rates and fees work with short-term loans?

Short-term loans often come with higher interest rates and fees compared to long-term loans. This is because they are unsecured and involve a higher risk for the lender. It's crucial to read the terms and conditions of the loan agreement to understand all the costs involved before committing.

Are there alternatives to short-term loans for covering unexpected expenses?

Yes, there are several alternatives to short-term loans, such as borrowing from friends or family, setting up an emergency fund, or seeking a loan from a credit union. Exploring these options might help you avoid higher interest rates and fees associated with short-term loans.

What happens if I default on a short-term loan?

Defaulting on a short-term loan can have serious consequences, including damage to your credit score, additional fees, and potential legal action from the lender. It's crucial to contact your lender immediately if you anticipate difficulty in making a payment. They may be able to offer a repayment plan or some form of assistance.

Find Short-term Loans Near Me

Jump to city name:

AbernathyAbileneAceAddisonAdkinsAFBAlamoAlamo HeightsAlbaAlbanyAledoAliceAllenAlpineAltoAltonAlvaradoAlvinAlvordAmarilloAnahuacAndersonAndrewsAngeloAngletonAnnaAnsonAnthonyAntonAntonioApple SpringsAransas PassArcher CityArcolaArgyleArlingtonArpArthurAspermontAtascocitaAthensAtlantaAubreyAustinAvingerAzleBacliffBalch SpringsBalcones HeightsBallingerBanderaBartonvilleBastropBayBay CityBaytownBeaumontBedfordBediasBee CaveBeevilleBellaireBellmeadBellsBellvilleBeltonBen WheelerBenavidesBenbrookBenitoBertramBeverly HillsBig LakeBig SandyBig SpringBishopBlancoBloomburgBlooming GroveBluff DaleBoerneBogataBoling iagoBon WierBonhamBorgerBovinaBowieBoydBrackettvilleBradyBranchBraunfelsBrazoriaBreckenridgeBremondBrenhamBridge CityBridgeportBroaddusBrockBronteBrookelandBrookshireBrownfieldBrownsboroBrownsvilleBrownwoodBryanBrysonBuchanan DamBuckholtsBudaBuffalo GapBullardBulverdeBunaBurkburnettBurkevilleBurlesonBurnetBurtonBushlandByersCaddo MillsCaldwellCalvertCameronCamp WoodCanadianCaneyCantonCanutilloCanyonCanyon LakeCarmineCarrizo SpringsCarrolltonCarthageCastle HillsCastrovilleCaveCedar CreekCedar HillCedar ParkCelesteCelinaCenterCentervilleChandlerChannelviewChappell HillChesterChildressChillicotheChiltonChina SpringChirenoChristiCiboloCiscoCityClarendonClarksvilleClaudeCleburneClevelandCliftonClintCloverleafCluteClydeCoahomaCockrell HillColdspringColemanCollege StationColleyvilleCollinsvilleColmesneilColonyColorado CityColumbusComancheComfortCommerceConroeConverseCooperCoppellCopperas CoveCorinthCorpus ChristiCorriganCorsicanaCottonwood ShoresCotullaCouplandCrandallCraneCranfills GapCrawfordCressonCrockettCrosbyCrosbytonCross PlainsCross RoadsCross TimberCrowellCrowleyCrystal BeachCrystal CityCueroCumbyCushingCypressD'hanisDaingerfieldDalhartDallasDarrouzettDawsonDaytonDe KalbDe LeonDeanvilleDecaturDeer ParkDel RioDel ValleDenisonDentonDenver CityDesotoDevineDianaDibollDickinsonDilleyDime BoxDimmittDonieDonnaDriftwoodDripping SpringsDublinDumasDuncanvilleDyess AfbEagle LakeEagle PassEarlyEast BernardEastlandEdcouchEdenEdgewoodEdinburgEdnaEdomEl CampoEl PasoEldoradoElectraElginElkhartElmendorfElsaEmoryEnnisEulessEustaceEvantEvermanFabensFair Oaks RanchFairfieldFairviewFalfurriasFallsFalls CityFarmers BranchFarmersvilleFarwellFateFerrisFlatoniaFlintFloresvilleFlower MoundFloydadaFollettForest HillForneyFort BlissFort DavisFort HoodFort StocktonFort WorthFranklinFredericksburgFreeportFreerFresnoFresnosFriendswoodFrionaFriscoFritchFulshearGainesvilleGalena ParkGalvestonGanadoGarden RidgeGarlandGarrisonGarwoodGatesvilleGeorge WestGeorgetownGiddingsGilchristGilmerGladewaterGlen RoseGlenn HeightsGodleyGoldthwaiteGoliadGonzalesGormanGrafordGrahamGranburyGrand PrairieGrand SalineGrandviewGrangerGrapelandGrapevineGreenvilleGroesbeckGroomGrovesGrovetonGruverGun Barrel CityGunterGustineHale CenterHallettsvilleHallsvilleHaltom CityHamiltonHappyHardinHarker HeightsHarletonHarlingenHartHaskellHasletHawkinsHearneHeathHebbronvilleHelotesHemphillHempsteadHendersonHenriettaHerefordHewittHickory CreekHicoHidalgoHideawayHighland VillageHighlandsHillHillsHillsboroHitchcockHockleyHondoHoney GroveHooksHorizon CityHorseshoe BayHoustonHoweHudson OaksHuffmanHughes SpringsHullHumbleHuntingtonHuntsvilleHurstHutchinsHuttoIdalouIndustryInglesideIngramIowa ParkIraanIrvingItascaJacinto CityJacksboroJacksonJacksonvilleJarrellJasperJaytonJeffersonJersey VillageJewettJoaquinJohnson CityJoshuaJourdantonJudsonJunctionJustinKarnes CityKatyKaufmanKeeneKellerKemahKempKempnerKendaliaKendletonKenedyKennardKennedaleKerensKermitKerrvilleKilgoreKilleenKingslandKingsvilleKingwoodKirbyvilleKleinKnox CityKosseKountzeKressKrumKyleLa FeriaLa GrangeLa JoyaLa MarqueLa PorteLa PryorLa VerniaLacosteLago VistaLaguna ParkLake DallasLake JacksonLake KiowaLake WorthLakehillsLakeviewLakewayLamesaLampasasLancasterLandLantanaLaredoLarueLaughlin AfbLavonLeague CityLeakeyLeanderLeforsLeon ValleyLeonardLevellandLewisvilleLexingtonLibertyLiberty HillLindaleLindenLipanLittle ElmLittle River academyLittlefieldLive OakLivingstonLlanoLockhartLockneyLometaLone StarLongviewLoraineLorenaLos FresnosLottLouiseLoveladyLozanoLubbockLucasLufkinLulingLumbertonLytleMabankMadisonvilleMagnoliaMalakoffManchacaManorMansfieldManvelMarble FallsMarcosMarfaMarionMarlinMarshallMasonMastersonMatadorMatagordaMathisMaudMauricevilleMaypearlMcallenMccameyMcgregorMckinneyMelissaMemphisMenardMercedesMeridianMerkelMertzonMesquiteMexiaMidlandMidlothianMilesMillsapMineolaMineral WellsMingusMissionMissouri CityMobeetieMonahansMont BelvieuMontagueMontgomeryMoodyMoranMortonMoultonMoundMt EnterpriseMt PleasantMuensterMuleshoeMundayMurchisonMurphyNacogdochesNashNataliaNavasotaNazarethNederlandNeedvilleNew BostonNew BraunfelsNew CaneyNew UlmNew WaverlyNewcastleNewtonNiederwaldNixonNoconaNormangeeNorth Richland HillsNorthlakeNurseryOakOdemOdessaOglesbyOlmitoOlneyOltonOrangeOrange GroveOre CityOvertonOvillaOzonaPaducahPaint RockPalaciosPalestinePalmerPalmviewPalo PintoPampaPanhandlePantegoParisParkPark RowParkerPasadenaPasoPearlandPearsallPecan GapPecosPenitasPerrytonPflugervillePharrPilot PointPinehurstPinelandPipe CreekPittsburgPlainsPlainviewPlanoPleasantonPointPonderPort AransasPort ArthurPort BolivarPort IsabelPort LavacaPort NechesPort O'connorPorterPortlandPostPoteetPothPottsboroPowderlyPowellPoynorPrairiePrairie ViewPremontPresidioPrincetonProgresoProsperPurmelaQuanahQueen CityQuemadoQuinlanQuitaqueQuitmanRallsRandolph AfbRankinRaymondvilleRed OakRedwaterRefugioRenoRhomeRichardsonRichland HillsRichmondRichwoodRieselRio Grande CityRio MedinaRio VistaRising StarRiver OaksRoanokeRobert LeeRobinsonRobstownRobyRockRockdaleRockportRockspringsRockwallRollingwoodRomaRoscoeRosebudRosenbergRosharonRotanRound RockRound TopRowenaRowlettRoxtonRoyse CityRuskSabaSabinalSachseSaginawSaladoSalineSan AngeloSan AntonioSan AugustineSan BenitoSan DiegoSan ElizarioSan JuanSan MarcosSan SabaSangerSanta AnnaSanta FeSchertzSchulenburgSchwertnerSeabrookSeadriftSeagovilleSeagravesSealySeguinSelmaSeminoleSeven PointsSeymourShallowaterShamrockShavano ParkShenandoahShepherdSheppard AfbShermanShinerSierra BlancaSilsbeeSilvertonSintonSkellytownSlatonSmithvilleSnyderSocorroSomersetSomervilleSonoraSour LakeSouth HoustonSouth Padre IslandSouthlakeSpearmanSpicewoodSplendoraSpringSpring Branch (Unincorporated Community)SpringsSpringtownSpurSpurgerSt HedwigSt JoSt PaulStaffordStamfordStantonStatesStationStephenvilleSterling CityStinnettStockdaleStratfordStrawnSudanSugar LandSulphur SpringsSunnyvaleSunraySweenySweetwaterTaftTahokaTalcoTatumTaylorTeagueTempleTenahaTerlinguaTerrellTexarkanaTexas CityTexlineThe ColonyThe WoodlandsThorndaleThree RiversThrockmortonTildenTimpsonTiogaTolarTom BeanTomballTrentTrentonTrinityTrophy ClubTroupTuliaTuscolaTyeTylerUniversal CityUvaldeValleyValley MillsVanVan AlstyneVan HornVegaVerniaVernonVictoriaVidorVillageVillage MillsWacoWake VillageWallWallerWallisWalnut SpringsWaskomWataugaWaxahachieWeatherfordWebbervilleWebsterWeimarWellsWeslacoWestWest ColumbiaWest Fort WorthWest Lake HillsWestworth VillageWhartonWheelerWhite DeerWhite OakWhite SettlementWhitehouseWhitesboroWhitewrightWhitneyWichita FallsWillisWillow ParkWills PointWilmerWimberleyWindcrestWindthorstWinkWinnieWinnsboroWinonaWintersWolfe CityWolfforthWoodlandsWoodsboroWoodsonWoodvilleWoodwayWorthWorthamWylieYantisYoakumYorktownZapata