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Best Online Short-term Loans in Midland

Need quick cash to cover unexpected expenses? Short-term loans can be your lifesaver! You're not alone when emergencies pop up and your paycheck isn't enough to cover them. This is where our Best Cash Advance Short-term Loans step in to offer a fast and easy solution to your financial challenges. Avoid the stress of financial shortfalls and get the money you need quickly. With our straightforward process, securing a short-term loan has never been easier. Rely on us for the peace of mind and financial flexibility you deserve!

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Best Online Short-term Loans in Midland

Check 'n Go
Bank
5.00
2 reviews

Address: 501 Crump St, Midland, TX 79701

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (432) 694-0780

Website: checkngo.com

Advance America
Financial institution
4.90
14 reviews

Address: 3200 Andrews Hwy Ste. 300, Midland, TX 79701

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (432) 689-0231

Website: advanceamerica.net/store-locations/texas/3200-andrews-hwy-ste-300-midland-79701

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Credit Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.90
10 reviews

Address: 3308 W Illinois Ave, Midland, TX 79703

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (432) 520-2205

Website: loansbyworld.com/locations/texas/midland/79703/588

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Advance Payday Loans
Loan agency
4.90
8 reviews

Address: 1609 W Dengar Ave, Midland, TX 79705

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (432) 286-1692

Website: advancepdloans.com/locations/midland

Services:

Installment loans Payday loans Signature loans Bad Credit Loans Loans Personal Loans No Credit Check Loans Personalised Service Quick Online Loan Short-Term Loan Unsecured Loans
World Finance
Loan agency
4.80
10 reviews

Address: 2207 N Big Spring St, Midland, TX 79705

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (432) 570-0291

Website: loansbyworld.com/locations/texas/midland/79705/551

ACE Cash Express
Loan agency
4.80
10 reviews

Address: 5115 W Wadley Ave UNIT C, Midland, TX 79707

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (432) 689-3531

Website: acecashexpress.com/locations/texas/midland/1554

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
World Finance
Loan agency
4.80
1 reviews

Address: 610 E Florida Ave Ste B, Midland, TX 79701

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (432) 687-3139

Website: loansbyworld.com/locations/texas/midland/79701/1717

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Security Finance
Loan agency

Address: 4313 W Illinois Ave Suite C, Midland, TX 79703

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (432) 520-2184

Website: securityfinance.com/locations/midland-tx-0801

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
About Cash - Midland, Texas
Check cash
4.20
2 reviews

Address: 910 Andrews Hwy #3823, Midland, TX 79701

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (432) 694-2274

Website: aboutcash.loans

Services:

Business check cashing Money orders Payday loans Title loans Debit Cards Lottery Tickets Notary Service
ACE Cash Express
Loan agency
4.10
10 reviews

Address: 808 S Big Spring St, Midland, TX 79701

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (432) 686-9896

Website: acecashexpress.com/locations/texas/midland/1917

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Toledo Commercial Finance
Loan agency
4.00
1 reviews

Address: 3403 Thomason Dr, Midland, TX 79703

Today's Business Hours: 8:30 AM - 5:30 PM

OneMain Financial
Loan agency
3.80
9 reviews

Address: 4400 Midland Dr #202, Midland, TX 79707

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (432) 699-5626

Website: onemainfinancial.com/branches/tx/midland/79707/4145

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Mr. Payroll Check Cashing
Check cash

Address: 4701 Briarwood Ave, Midland, TX 79707

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (432) 694-7523

Mr. Payroll Check Cashing
Check cash
3.00
4 reviews

Address: 4400 W Illinois Ave, Midland, TX 79703

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (432) 520-2031

Website: thekentcompanies.com

Services:

Bill paying Money orders Money transfers Credit Cards Financial Services Notary Services
Truist
Bank
2.10
5 reviews

Address: 707 W Wadley Ave, Midland, TX 79705

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (432) 848-4533

Website: truist.com/locations

Midwest Finance
Loan agency

Address: 416 Andrews Hwy, Midland, TX 79701

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (432) 520-0210

Cornerstone Funding
Financial institution

Address: 24 Smith Rd #302, Midland, TX 79705

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (432) 686-3908

Website: cornerstone-funding.com

Nations Bank
Loan agency

Address: 303 W Wall St, Midland, TX 79701

Phone Number: +1 (432) 570-0023

Frontier Lending
Loan agency

Address: 1031 Andrews Hwy, Midland, TX 79701

Phone Number: +1 (432) 218-7445

Alternatives to Short-term Loans in Midland

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

Mr. Payroll Check Cashing
5.00
13 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Installment Loan

Bank of America Financial Center
1.80
9 reviews

Installment loans offer a reliable short-term financing option for those needing a lump sum of money paid back over a series of scheduled payments or installments. This type of loan is characterized by its predictable repayment plan, usually involving fixed interest rates and equal monthly payments over the loan's term. Installment loans are accessible through various financial institutions, including banks, credit unions, and online lenders, and they can cater to diverse needs like home improvements, medical expenses, or educational purposes.

Best Car Title Loan

Loanstar Title Loans
4.80
15 reviews

Title loans use the borrower's vehicle title as collateral and are typically characterized by their short repayment terms and high interest rates. The best title loans are those that provide fast access to funds with terms that are fair and competitively priced compared to other title loan offerings. These loans are usually chosen by those who need quick cash and have limited access to other credit sources. However, it's essential to be cautious with title loans, as the risk of losing the vehicle in the event of default is significant. The ideal title loan would have transparent terms, manageable interest rates, and options for working out repayment plans in case of financial hardship.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

American Restaurant
3701 West Wall Street, Midland, TX 79703
+1 (432) 520-5306
Car Glass Replacement Shop
4407 Farm-to-Market 307, Midland, TX 79706
+1 (432) 682-7788
Car Wash
3510 North Big Spring Street, Midland, TX 79705
+1 (432) 686-9900
Club & Association
1405 West Illinois Avenue, Midland, TX 79701
+1 (432) 684-5425
College/University
111 West Florida Avenue, Midland, TX 79701
+1 (432) 684-0567
Community Center
2300 Butternut Lane, Midland, TX 79705
+1 (432) 685-7376
Concert Hall
2000 West Wadley Avenue, Midland, TX 79705
+1 (432) 570-4111
Dentist
1804 West Wall Street, Midland, TX 79701
+1 (432) 312-0275
Drive-In Movies
6200 West Highway 80, Midland, TX 79706
+1 (432) 617-3001
Government Office
601 North Loraine Street, Midland, TX 79701
+1 (432) 684-0875
Hospital
4214 Andrews Highway, Midland, TX 79707
+1 (432) 221-1111
Library
707 Connell Street, Midland, TX 79701
+1 (432) 682-2682
Local Post Office
612 Veterans Airpark Lane, Midland, TX 79705
+1 (432) 687-5961
Mobile Phone Shop
5323 West Loop 250 North, Midland, TX 79707
+1 (432) 520-3535
Motel
Midland, TX 79703
+1 (432) 262-0044

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

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Midland ZIP Codes

79701
79702
79703
79704
79705
79706
79707
79708
79710
79711
79712
79765