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Best Online Short-term Loans in Rowlett

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Rowlett

Check `n Go
Loan agency
5.00
24 reviews

Address: 2409 Lakeview Pkwy Ste 100, Rowlett, TX 75088

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (972) 412-8321

Website: locations.checkngo.com/texas/rowlett/2409-lakeview-parkway

Services:

Business loans Cashier's checks Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis & Reloans Short-Term Loan
OneMain Financial
Loan agency
3.80
10 reviews

Address: 8809 Lakeview Pkwy #108, Rowlett, TX 75088

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (972) 475-7517

Website: onemainfinancial.com/branches/tx/rowlett/75088/4140

Alternatives to Short-term Loans in Rowlett

Short-term loans are designed to provide temporary financial relief and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured, meaning no collateral is required, and they typically have a brief repayment period with fixed monthly payments. Installment loans require borrowers to repay the principal and interest in predetermined installments over a set period, offering more manageable repayment options. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, providing a quick loan option but risking vehicle ownership if the loan isn't repaid. Each loan type serves different borrower needs and carries its own risks and benefits.

Best Personal Loan

Rowlett Jewelry and Pawn
4.40
10 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Car Title Loan

DHI Title Agency - DFW East
4.50
10 reviews

Title loans are a form of secured loan where the borrower uses a vehicle title as collateral, offering a way to access funds quickly. These loans are typically for those needing cash who own their vehicle outright or have considerable equity. While they can be convenient, they often come with higher interest rates due to the secured nature. TitleMax is often considered for short-term title loans because of its fast approval process and the ability to obtain funds based on the vehicle's value. However, it's crucial for borrowers to have a solid repayment strategy to avoid the risk of losing their vehicle.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

American Restaurant
3536 Lakeview Parkway, Rowlett, TX 75088
+1 (972) 412-7777
Car Accessories
4921 Grisham Drive, Rowlett, TX 75088
+1 (469) 910-8087
Car Wash
2400 Rowlett Road, Rowlett, TX 75088
+1 (972) 636-7622
Club & Association
Main Street, Rowlett, TX 75088
+1 (972) 475-8915
College/University
5000 Rowlett Road, Rowlett, TX 75088
+1 (214) 288-4310
Community Center
3705 Lakeview Parkway, Rowlett, TX 75088
+1 (972) 463-0618
Dentist
8701 Liberty Grove Road, Rowlett, TX 75089
+1 (972) 412-8400
Do-It-Yourself Centers
Rowlett, TX 75089
+1 (972) 463-7924
Doctor
7600 Lakeview Parkway, Rowlett, TX 75088
+1 (214) 396-4950
Fitness Club & Center
5300 Main Street, Rowlett, TX 75088
+1 (214) 676-1240
Government Office
4000 Rowlett Road, Rowlett, TX 75088
+1 (214) 607-4297
Hospital
5321 Lakeview Parkway, Rowlett, TX 75088
+1 (469) 969-0333
Hotel
8609 Sunset Boulevard, Rowlett, TX 75088
+1 (469) 367-4200
Museum
3913 Main Street, Rowlett, TX 75088
+1 (972) 475-8915
Pharmacy
5321 Lakeview Parkway, Rowlett, TX 75088

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Rowlett ZIP Codes

75030
75087
75088
75089
75098