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Best Online Short-term Loans in Killeen

Need cash fast? You're not alone! Short-term financial hiccups can be stressful, leaving you scrambling for solutions. But fret not, as our Best Cash Advance Short-term Loans are here to rescue you from those pesky money woes. Imagine having the funds you need right at your fingertips! Our quick and straightforward loan process is designed to get you back on your feet in no time. Discover the ease and convenience of securing short-term loans without the hassle. Say goodbye to stress and hello to financial freedom today!

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Best Online Short-term Loans in Killeen

Capital Bad Credit Loans
Loan agency

Address: 5807 Durango Dr, Killeen, TX 76542

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (254) 449-9107

Website: capitalbadcl.com/locations/killeen-2

Covington Credit
Loan agency
4.90
22 reviews

Address: 810 N Westsouth Young Dr, Killeen, TX 76543

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 554-5991

Website: heightsfinance.com/loan-office-location/cash-loans-killeen-texas-young-dr

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
World Finance
Loan agency
4.90
10 reviews

Address: 319 N 8th St, Killeen, TX 76541

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (254) 526-3121

Website: loansbyworld.com/locations/texas/killeen/76541/414

Omni Military Loans
Loan agency
4.90
59 reviews

Address: 914 W Rancier Ave a, Killeen, TX 76541

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (254) 554-2444

Website: omnimilitaryloans.com/location/killeen-tx

Services:

Business loans Cash for gift cards Installment loans Line of credit Microloans Payday loans Signature loans Title loans Active Duty Military Loans Armed Forces Loans Army Loans Auto Loans Bad Credit Loans Car Repairs Check Cashing Consumer Finance Consumer Loans Credit Card Debt Credit Repair Customized Solutions Debt Consolidation Loans Emergency Loans Financial Assistance Financial Solution Financing Plan Homeowners Insurance Identity Theft Protecting Identity Verification Internet Lending Loan Applications Loan Forgiveness Loan Funds Loan Lending Loan Payments Loan Repayment Program Loan Solutions Military Lending Military Personal Loans Money Management Network Service Online Lending Pay Loan Paying Off Credit Card Payment Plan Personal Finance Personal Loan Online Personnel Loans Prepaid Card Quick Loan Simple Loan Small Loan Special Promotions Student Loan Debt Student Loans Term Plan Traditional Consumer Loans Vacation Loans
Covington Credit
Loan agency
4.90
15 reviews

Address: 3401 W Stan Schlueter Loop, Killeen, TX 76549

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (817) 458-4625

Website: heightsfinance.com/loan-office-location/cash-loans-killeen-texas-stan-schlueter-loop

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
ACE Cash Express
Loan agency
4.60
10 reviews

Address: 205 W Rancier Ave Ste K, Killeen, TX 76541

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (254) 526-3444

Website: acecashexpress.com/locations/texas/killeen/1523

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solutions Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
ACE Cash Express
Loan agency
4.60
11 reviews

Address: 3301 E Rancier Ave Ste 103D, Killeen, TX 76543

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (254) 953-7805

Website: acecashexpress.com/locations/texas/killeen/1518

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solutions Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
ACE Cash Express
Loan agency
4.20
18 reviews

Address: 1040 S Fort Hood St, Killeen, TX 76541

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (254) 526-2621

Website: acecashexpress.com/locations/texas/killeen/1522

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solutions Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Austin Finance Co
Loan agency
4.20
3 reviews

Address: 333 E Avenue D, Killeen, TX 76541

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 526-6775

Website: austinfinancecompany.com

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Bad Credit Loans Credit Counseling Financial Advice Financial Assistance Financial Planning Flexible Financing Options Loans Online Personal Loan Short-Term Loans
Security Finance
Loan agency
4.00
9 reviews

Address: 311 N Gray St, Killeen, TX 76541

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 526-8528

Website: securityfinance.com/locations/killeen-tx-0263

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
ServiceMax
Financial institution
3.80
66 reviews

Address: 3601 Scott and White Dr, Killeen, TX 76543

Today's Business Hours: 7:30 AM - 7:00 PM

Phone Number: +1 (254) 312-4330

Website: killeencertified.com/servicemax.htm

Services:

Air & cabin filter replacement Air conditioning Auto engine diagnostic Auto engine tuning Auto glass repair Auto maintenance Battery Brakes Electrical Electrical repair Engine repair General repairs & maintenance Oil change Steering & suspension repair Tire rotations Tires Transmission Vehicle Inspection Wheel alignment Accessory Specials Auto Loans Auto Service Center Automotive Oils Car Loans Custom Build Order Parts Ordinary Auto Repair Point Inspection State Inspection Tire Rotation Tread Wear Used Inventory Vehicle Purchase Vehicle Schedule Service Vehicle Serviced Vehicles Shopping
Regional Finance
Loan agency
3.60
10 reviews

Address: 1900 E Elms Rd Suite 200, Killeen, TX 76542

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (254) 669-6137

Website: branches.regionalfinance.com/tx/killeen/1900-e--elms-road.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Service Loan South
Loan agency
2.30
6 reviews

Address: 902 W Central Texas Expy Suite D, Killeen, TX 76541

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 554-6226

Website: serviceloansouth.com/pages/loan-office.aspx

Services:

Business loans Cash for gift cards Installment loans Line of credit Microloans Payday loans Signature loans Title loans Financial Education Financial Literacy Holiday Shopping Loans Home Improvement Loans Loan Application Online Loan Online Loan Application Personal Loans Short Term Lending Small Loans Tax Preparation Traditional Loans Vacation Loans Vehicle Repair Loans

Alternatives to Short-term Loans in Killeen

Short-term loans come in various forms, catering to different financial needs and circumstances. Personal loans are unsecured loans that are often used for immediate financial needs, such as covering medical expenses or emergencies, and they typically have a fixed repayment period. Installment loans, on the other hand, require borrowers to repay the loan amount over a set number of monthly payments, making them a good option for managing larger expenses that need systematic repayment. Title loans are secured loans where borrowers use their vehicle as collateral, which can provide quick access to funds but carries the risk of vehicle repossession if the loan is not repaid on time. Each type of short-term loan has its own benefits and risks, depending on the borrower's financial situation and repayment ability.

Best Personal Loan

Payment 1 Loans - Killeen
5.00
11 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Best Car Title Loan

American Abstract & Title Co
4.10
10 reviews

Title loans, secured by the borrower's vehicle, provide another short-term borrowing option, ideal for those with poor credit who might struggle to secure a personal loan. The most favorable title loans come from providers that balance the need for fast cash access with ethical lending practices, including clear disclosure of fees and terms. Given the inherently higher risks, borrowers should seek lenders who offer lower interest rates and offer flexibility with repayment schedules if possible. It's vital to only borrow against a vehicle owned outright to avoid jeopardizing ownership of the collateral.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Buffet Restaurant
West Central Texas Expressway, Killeen, TX 76544
+1 (254) 501-4710
Car Glass Replacement Shop
3404 East Veterans Memorial Boulevard, Killeen, TX 76543
+1 (254) 278-2090
Car Wash
415 South 2nd Street, Killeen, TX 76541
+1 (254) 699-1428
Club & Association
5201 Waltz Court, Killeen, TX 76542
+1 (254) 213-4511
College/University
Leadership Place, Killeen, TX 76549
+1 (254) 501-5909
Community Center
1700 East Stan Schlueter Loop, Killeen, TX 76542
+1 (254) 501-6399
Dentist
417 South 2nd Street, Killeen, TX 76541
+1 (254) 519-4874
Doctor
3202 S W S Young Dr, Killeen, TX 76542
+1 (254) 247-3322
Fitness Club & Center
3301 East Rancier Avenue, Killeen, TX 76543
+1 (254) 432-5387
Government Office
101 College Street, Killeen, TX 76541
+1 (254) 501-7600
Hospital
1321 Pershing Drive, Killeen, TX 76549
+1 (254) 634-0242
Library
205 East Church Avenue, Killeen, TX 76541
+1 (254) 501-8990
Local Post Office
300 North 10th Street, Killeen, TX 76541
+1 (254) 634-0281
Motel
1502 East Central Texas Expressway, Killeen, TX 76541
+1 (254) 634-7795
Movie Theater
2501 East Central Texas Expressway, Killeen, TX 76543
+1 (254) 953-3456

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

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Killeen ZIP Codes

76540
76541
76542
76543
76544
76545
76546
76547
76549
76571