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Best Online Short-term Loans in Port Arthur

Facing a cash crunch and need funds fast? You're not alone. The stress of unexpected expenses can disrupt anyone's peace of mind. That's where our Best Cash Advance Short-term Loans come in, providing quick and easy solutions to your financial hiccups. Say goodbye to long waits and complicated paperwork. Our streamlined process ensures you get the cash you need, when you need it. Whether it's an emergency or a small purchase, we've got your back. Unlock financial freedom today with our reliable and swift short-term loan services. Don't let financial stress hold you backā€”take the leap now!

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Best Online Short-term Loans in Port Arthur

World Finance
Loan agency
5.00
10 reviews

Address: 4700 FM 365 Suite I, Port Arthur, TX 77642

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (409) 344-9981

Website: loansbyworld.com/locations/texas/port-arthur/77642/446

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Check `n Go
Loan agency
5.00
19 reviews

Address: 3100 FM 365 Suite 160, Port Arthur, TX 77642

Today's Business Hours: 10:00 AM - 6:30 PM

Phone Number: +1 (409) 960-7857

Website: locations.checkngo.com/texas/port-arthur/3100-highway-365

Services:

Business loans Cashier's checks Flex loans Installment loans Line of credit Payday loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Refinance Loan Repayment Loans Originated New Loan Retail Loans Short-Term Loan
Fast Payday Loans
Loan agency
5.00
5 reviews

Address: 641 Linkwood St, Port Arthur, TX 77640

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (409) 404-0721

Website: fastpdloans.com/locations/port-arthur

Security Fin Corporation Spartanburg
Loan agency

Address: 1932 9th Ave, Port Arthur, TX 77642

Phone Number: +1 (409) 983-6194

Community Loan Co
Loan agency

Address: 3715 Twin City Hwy, Port Arthur, TX 77642

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (409) 962-1900

Alternatives to Short-term Loans in Port Arthur

Short-term loans offer quick financial solutions and come in various types, including personal, installment, and title loans. Personal loans are unsecured loans that provide a fixed amount of money to be repaid over a short period, typically with higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the loan through predetermined payments over a specified duration, often requiring credit checks but offering more predictable repayment schedules. Title loans, on the other hand, are secured loans where the borrower provides their vehicle title as collateral, allowing access to funds even with poor credit, though they risk losing the vehicle if unable to repay the loan.

Best Personal Loan

Republic State Mortgage - Chance Lemoine
5.00
9 reviews

When it comes to personal loans, one of the best short-term options available is the payday loan. This type of loan is typically chosen for its fast approval process and minimal application requirements, making it appealing to those who need immediate cash. While payday loans can offer quick access to funds, it's crucial to be aware of their high-interest rates and short repayment terms which can range from a few weeks to a month. As a result, payday loans are best suited for situations where you can confidently repay the loan on time and in full to avoid any snowballing financial problems.

Best Installment Loan

Advance America
5.00
11 reviews

Installment loans are another type of short-term loan where the borrower agrees to repay the loan amount along with interest in fixed, regular installments over a predetermined period. An excellent option for the best installment short-term loan is the personal installment loan offered by reputable banks or credit unions. These loans provide a structured repayment plan, typically within six months to a year, making them manageable for borrowers concerned about lump-sum payments.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, knowing how to effectively use it on essential services can greatly influence your financial planning. Local service providers offer various options where these funds might be allocated to crucial needs like medical bills, car repairs, legal fees, funeral costs, and appliance services. Prioritizing these needs ensures that your loan is used responsibly to meet immediate necessities without derailing your financial stability.

Car Repair and Service
2900 North Park Drive, Port Arthur, TX 77642
+1 (409) 293-2562
Car Wash
2550 Highway 365, Port Arthur, TX 77640
+1 (409) 999-6051
Club & Association
6621 West Port Arthur Road, Port Arthur, TX 77640
+1 (409) 736-3756
College/University
Carver Ter, Port Arthur, TX 77640
Community Center
4440 Gulfway Drive, Port Arthur, TX 77642
+1 (409) 982-5662
Doctor
8035 Memorial Boulevard, Port Arthur, TX 77640
+1 (409) 237-5870
Fast Food
3650 Highway 365, Port Arthur, TX 77642
Government Office
100 Highway 365, Port Arthur, TX 77640
+1 (409) 736-2211
Hospital
8445 Memorial Boulevard, Port Arthur, TX 77640
+1 (844) 606-3627
Hotel
3889 Gulfway Drive, Port Arthur, TX 77642
+1 (409) 985-2538
Library
4615 9th Avenue, Port Arthur, TX 77642
+1 (409) 985-8838
Local Post Office
345 Lakeshore Drive, Port Arthur, TX 77640
+1 (409) 983-3423
Movie Theater
3100 Highway 365, Port Arthur, TX 77642
+1 (409) 300-3126
Museum
1953 Lakeshore Drive, Port Arthur, TX 77640
Pharmacy
4999 Twin City Highway, Port Arthur, TX 77642
+1 (409) 962-7858

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is scheduled to be repaid in a shorter time frame, typically within a year. It is designed to provide quick financial assistance, often for unexpected expenses or bridge gaps between paychecks.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. These loans may come with higher interest rates, but they provide an opportunity for those with poor credit histories to secure the funds they need.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the funds on the same day of application approval. They are an ideal solution for emergency financial needs where funds are required quickly.

How do short-term loans work?

Short-term loans are a type of short-term loan intended to be paid back on the borrower's next payday. They are usually small amounts and come with high fees. These loans are accessible even to those with bad credit but must be used cautiously due to their high cost.

What is the typical amount I can borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your personal circumstances but typically ranges from $100 to $5,000. Many lenders have a maximum limit, and loans are often based on your income and ability to repay.

What are the requirements to qualify for a short-term loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a valid ID, proof of income, a bank account, and a reachable contact number. Different lenders have different requirements, so it's important to check the specific criteria of the lender you are considering.

How quickly can I receive funds from a short-term loan?

The speed at which you can receive funds from a short-term loan is one of its key benefits. Many lenders offer same-day or next-day disbursement once your application is approved and you have signed the loan agreement.

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Port Arthur ZIP Codes

77627
77630
77640
77641
77642
77643
77655
77705