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Best Online Short-term Loans in Temple

Need quick cash without the hassle? That's where our Best Cash Advance Short-term Loans come in! Finding yourself in a financial jam can be stressful, and waiting for traditional loan approval isn't an option. Our service swiftly tackles this problem by offering short-term loans tailored to your immediate needs. Experience relief from financial burdens with our hassle-free application process and swift approvals. With our loans, you have a reliable solution that doesn't keep you waiting. Say goodbye to financial stress and apply now to get back on track with our speedy cash advance service!

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Best Online Short-term Loans in Temple

World Finance
Loan agency
5.00
10 reviews

Address: 221 W Adams Ave, Temple, TX 76501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (254) 771-2901

Website: loansbyworld.com/locations/texas/temple/76501/1750

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Covington Credit
Loan agency
5.00
18 reviews

Address: 2 S 1st St, Temple, TX 76501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 778-0048

Website: heightsfinance.com/loan-office-location/cash-loans-temple-texas

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Atlas Credit Co., Inc.
Loan agency
4.90
10 reviews

Address: 1408 S 31st St, Temple, TX 76504

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 742-0155

Website: atlascredit.com

Services:

Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Loans Auto Repairs Build Credit Credit Builder Loans Credit Card Debt Easy Personal Loan Guaranteed Personal Loan Loan Application Loan Payment Loan Solutions Loans Lending Online Personal Loans Personal Loans For Bad Credit Quick Cash Loans Repayment Plans Short Term Loan Simple Loans Small Consumer Loan Starter Loans Traditional Loans
Western Finance
Loan agency
4.90
10 reviews

Address: 8 E Central Ave, Temple, TX 76501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (254) 771-3255

Website: westernshamrock.com/locations/texas/western-finance-temple-tx

Services:

Business loans Flex loans Income tax return filing Installment loans Line of credit Payday loans Signature loans Title loans Appliance Repair Auto Repair Loans Bill Payments Boat Loans Build Credit Building Credit Car Repair Loans Cash Advance College Loans Credit Builder Loans Credit Card Debt Credit Reporting Debt Relief Easy Loans Financial Advisor Financial Advisory Holiday Loans Home Improvement Home Loans Home Mortgages Loans Financing Loans For Bad Credit Loans For Debt Consolidation Loans Online Loans Personal Loans Medical Bills Medical Loans Mortgage Loans Mortgage Payments Payment Loans Property Improvements Repayment Plan Secured Loans Small Dollar Loans Starter Loans Tax Deductions Tax Filing Tax Help Tax Loans Tax Prep Tax Preparation Services Tax Refund Tax Return Travel Loans Vacation Loans
ACE Cash Express
Loan agency
4.30
11 reviews

Address: 1416 S 31st St, Temple, TX 76504

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (254) 791-9100

Website: acecashexpress.com/locations/texas/temple/1520

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Service Loan Company
Loan agency
4.30
5 reviews

Address: 215 W Adams Ave, Temple, TX 76501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 778-0070

Website: serviceloansouth.com

Services:

Installment loans Line of credit Signature loans Financial Education Personal Loans Tax Preparation loans in temple loans near me
Gold Star Finance Inc
Loan agency

Address: Temple, TX 76504

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 791-0305

Website: firstchoicepaydayloans.com

OneMain Financial
Loan agency
3.80
8 reviews

Address: 3809 S General Bruce Dr #102, Temple, TX 76502

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (254) 791-2240

Website: onemainfinancial.com/branches/tx/temple/76502/4137

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Loan Applications Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Total Finance Unsecured Loan Vacation Loans Wedding Loans
Excel Finance
Loan agency
3.80
10 reviews

Address: 4311 S 31st St #110, Temple, TX 76502

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (254) 774-9087

Services:

Business loans Installment loans Payday loans Signature loans Title loans Alternative Lender Auto Loans Debt Consolidation Personal Loans Term Loans

Alternatives to Short-term Loans in Temple

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

Jamie Cooley - Fairway Independent Mortgage Corp.
5.00
37 reviews

Short-term loans come in various forms to meet different financial needs. Among the prevalent options, personal loans are often considered the best choice for short-term borrowing. Personal loans typically offer borrowers flexibility with how they use the funds, which can cover unexpected medical expenses, home repairs, or debt consolidation. These loans are generally unsecured, which means no collateral is required. With competitive interest rates and manageable terms, personal loans provide a practical solution for those seeking to borrow smaller amounts over shorter periods.

Best Installment Loan

Security Finance
0.00
0 reviews

Installment loans are another type of short-term loan that allows borrowers to repay the amount in fixed monthly installments over a set period. Unlike payday loans, installment loans typically have lower interest rates and offer more manageable payment structures. The best installment loans come with clear and transparent terms, reasonable interest rates, and the option to extend the term if necessary. They are ideal for those who need to borrow a more significant sum of money and prefer predictable payment schedules that fit within their monthly budget.

Best Car Title Loan

Monteith Abstract & Title Co
4.40
10 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

American Restaurant
1420 Southwest H.K. Dodgen Loop, Temple, TX 76504
+1 (254) 598-2658
Car Wash
812 South 33rd Street, Temple, TX 76504
+1 (254) 774-8743
Community Center
7713 Redbrush, Temple, TX 76502
+1 (254) 771-5430
Dry Cleaner
1516 South 31st Street, Temple, TX 76504
+1 (254) 228-5959
Government Office
2112 Southwest H.K. Dodgen Loop, Temple, TX 76504
+1 (254) 791-1036
Hospital
1815 South 31st Street, Temple, TX 76504
+1 (254) 724-3937
Library
3210 East Avenue H, Temple, TX 76501
+1 (254) 298-5569
Local Post Office
5720 Avenue F, Temple, TX 76501
+1 (800) 275-8777
Museum
11 North 4th Street, Temple, TX 76501
+1 (254) 500-7617
Pharmacy
1713 Southwest H.K. Dodgen Loop, Temple, TX 76502
+1 (254) 773-8916
Rent-a-Car Facility
3509 North 3rd Street, Temple, TX 76501
+1 (254) 742-1212
Shopping Center
Southwest H.K. Dodgen Loop, Temple, TX 76504
Specialist
8774 West Adams Avenue, Temple, TX 76502
+1 (254) 780-1088
Tourist Information Office
706 Landfill Road, Temple, TX 76501
+1 (254) 778-6292
Veterinarian
1604 Mama Dog Circle, Temple, TX 76504

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide quick access to funds for a brief period, usually ranging from a few weeks to a few months. These loans are ideal for bridging temporary cash flow gaps or unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. While your credit score may affect the terms and interest rates offered, having bad credit won’t necessarily disqualify you from obtaining a loan.

What is a same-day loan?

A same-day loan is a type of short-term loan where the loan processing and disbursement occur on the same day you apply. This option is beneficial when you need immediate financial assistance due to an emergency.

How do short-term loans work?

Short-term loans are a specific type of short-term loan designed to be repaid with your next paycheck. They offer quick access to cash and generally have high interest rates and fees. It's important to use short-term loans responsibly to avoid falling into a cycle of debt.

What are the eligibility requirements for short-term loans?

Eligibility criteria for short-term loans vary by lender, but generally include being at least 18 years old, having a regular source of income, and maintaining an active checking account. Some lenders may also require proof of residency and identification.

Are there any alternatives to short-term loans for people with bad credit?

Yes, there are alternatives to short-term loans for those with bad credit, including credit union loans, personal installment loans, and borrowing from friends or family. Each alternative comes with its own set of conditions and considerations, so it's crucial to choose the option that best fits your financial situation.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's location. The application process typically involves providing personal and financial information, employment details, and sometimes documentation to verify your income and identity.

Find Short-term Loans Near Me

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Temple ZIP Codes

76501
76502
76503
76504
76505
76508
76513
76579