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Best Online Short-term Loans in Stephenville

Need quick cash relief? You've come to the right place. When unexpected expenses pop up, stress and worry can quickly follow. Short-term loans can bridge the gap without the headache of lengthy loan processes. At Best Cash Advance Short-term Loans, we understand your urgency and are here to help. Our streamlined service ensures you access funds as seamlessly as possible, so you can get back on track with minimal fuss. Experience fast approvals and a straightforward process with us, your reliable solution for cash advances when you need it most.

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Best Online Short-term Loans in Stephenville

AgTexas Farm Credit Services
Loan agency
5.00
1 reviews

Address: 1197 W South Loop, Stephenville, TX 76401

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (254) 965-3151

Website: agtexas.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Signature loans Ag Lending Agribusiness Lending Agribusiness Loans Agricultural Financing Agricultural Lending Appraisal Services Cash Management Solutions Country Home Loans Crop Hail Insurance Equipment Loans Estate Planning Farm And Livestock Loans Farm And Ranch Farm Credit Farm Operating Flexible Loan Programs Forage Insurance Insurance Programs Jumbo Loans Lease Financing Leasing Leasing Programs Life Insurance Mobile Banking Mortgage Lending Multi-Peril Crop Insurance Operating Loan Pasture Insurance Paycheck Protection Program Payment Financing Personalized Service Ppp Loan Purchase Or Refinance Ranch Loans Real Estate Loans Receivable Loans Risk Management Rural Home Loans Rural Lending Senior Loan Term Financing
AgTexas Farm Credit Services
Bank
5.00
1 reviews

Address: 3145 W Washington St, Stephenville, TX 76401

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (254) 965-3151

Website: agtexas.com/stephenville

Toledo Finance
Loan agency
5.00
1 reviews

Address: 1298 W South Loop Suite 2, Stephenville, TX 76401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 918-2000

Website: toledocorp.com

Services:

401k Plan Consumer Loan Installment loans Loan Applications Military Lending Secured Loans Signature loans Small Loan Tech Support
World Finance
Loan agency
5.00
10 reviews

Address: 2900 W Washington St Suite 31A, Stephenville, TX 76401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (254) 968-5899

Website: loansbyworld.com/locations/texas/stephenville/76401/479

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Mr Payroll
Financial institution
5.00
1 reviews

Address: 2610 W Washington St, Stephenville, TX 76401

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (254) 968-3545

Security Finance
Loan agency
5.00
1 reviews

Address: 1298 W South Loop Suite 5, Stephenville, TX 76401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (254) 968-4331

Website: securityfinance.com/locations/stephenville-tx-0715

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Western Finance
Loan agency
4.90
10 reviews

Address: 110 S Columbia St, Stephenville, TX 76401

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (254) 965-2294

Website: westernshamrock.com/locations/texas/western-finance-stephenville-tx

Services:

Business loans Cash for gift cards Flex loans Income tax return filing Installment loans Line of credit Payday loans Signature loans Title loans Appliance Repair Auto Finance Loans Auto Repair Loans Boat Loans Build Credit Building Credit Car Repair Loans Cash Advance College Loans Credit Builder Loans Credit Card Credit Card Debt Credit Reporting Debt Relief Easy Loans Financial Advisor Financial Advisory Holiday Loans Home Improvement Home Loans Home Mortgages Loans Financing Loans For Bad Credit Loans For Debt Consolidation Loans Personal Loans Medical Bills Medical Loans Mortgage Loans Mortgage Payments Online Loans Payment Loans Property Improvements Purchasing Or Renting Repayment Plan Secured Loans Small Dollar Loans Starter Loans Tax Deductions Tax Filing Tax Help Tax Loans Tax Prep Tax Preparation Services Tax Refund Tax Return Travel Loans Vacation Loans
Lone Star Ag Credit
Loan agency
4.80
10 reviews

Address: 101 E Rd, Stephenville, TX 76401

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (254) 965-3612

Website: lonestaragcredit.com/stephenville

Services:

Business loans Installment loans Line of credit Microloans Advance Loans Ag Credit Agribusiness Loans Agricultural Lending Agricultural Operating Loans Capital Improvements Financing Cash Management Services Commercial Lending Construction Loans Dealer Financing Disability Insurance Equipment Loans Farm And Ranch Farm Credit Financing Solutions Home Construction Home Mortgage Life Insurance Livestock Loans Loan Programs Local Lending New Construction New Loan Pay Loan Property Improvements Purchase Loans Purchase Or Refinance Purchases Real Estate Quick Loan Ranch Loans Real Estate Improvements Real Estate Loans Financing Recreation LLoans Recreational Real Estate Loans Repayment Plans Rural Financing Rural Home Loans Rural Lending Rural Real Estate Loans Short-Term Loans Smaller Loans Term Financing
American Lenders Services Co
Loan agency

Address: 154 Private Rd 1329, Stephenville, TX 76401

Phone Number: +1 (254) 918-0897

Alternatives to Short-term Loans in Stephenville

Short-term loans are a quick financial solution designed to be repaid within a short period, usually under a year. Personal loans are unsecured and can be used for various purposes, offering flexibility in terms of use but typically involving higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed sum of money that is repaid over a set number of scheduled payments, offering predictability and structure in repayment terms. Title loans require the borrower to offer their vehicle title as collateral, allowing access to fast cash but with the risk of losing the vehicle if the loan terms are not met. Each type of short-term loan comes with its unique advantages and risks, catering to different financial needs and circumstances.

Best Personal Loan

First Financial Mortgage
5.00
10 reviews

Personal loans are a popular type of short-term borrowing option for individuals who need immediate funds. These loans typically require no collateral, making them an unsecured option for borrowers. They are suitable for covering emergency expenses, consolidating debt, or financing home improvements. Most lenders offer flexible terms, usually ranging from a few months to a couple of years, with interest rates that are lower than payday loans but higher than traditional long-term loans. The best personal loan depends on your credit score, income, and ability to repay, but lenders like SoFi and Marcus by Goldman Sachs are often regarded as offering competitive terms and excellent customer service.

Best Installment Loan

Citizens National Bank of Texas
3.30
3 reviews

Installment loans are a favorable choice for borrowers who require a structured repayment plan spread over a set period. These loans might be secured or unsecured, and they usually come with fixed interest rates. The predictability of fixed monthly payments can help individuals manage their budgets effectively. Borrowers can use installment loans for various purposes such as home improvement, medical expenses, or significant purchases. When seeking the best installment loans, it's crucial to consider the annual percentage rate (APR) and the loan's flexibility regarding additional payments or potential fees.

Best Car Title Loan

Cowboy Country Title, LLC
5.00
9 reviews

Title loans are a type of secured short-term loan where the borrower uses their vehicle title as collateral. This option is suitable for individuals who own their car outright and are seeking a quick funding solution. Title loans can provide fast access to cash, often within the same day, but they come with the risk of losing the vehicle if the loan is not repaid. These loans generally have high interest rates and short repayment periods, making them most suitable for borrowers confident in their ability to repay promptly. It's crucial for borrowers to carefully consider their financial situation before opting for a title loan.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Car Repair and Service
1076 Glen Rose Road, Stephenville, TX 76401
+1 (254) 965-7890
Car Wash
2623 West Washington Street, Stephenville, TX 76401
+1 (254) 968-3867
Club & Association
201 Mistletoe Drive, Stephenville, TX 76401
+1 (254) 918-5425
College/University
895 North Harbin Drive, Stephenville, TX 76401
+1 (254) 968-9002
Community Center
164 East College Street, Stephenville, TX 76401
+1 (254) 918-1288
Dentist
100 Wolfe Nursery Rd, Stephenville, TX 76401
+1 (254) 965-1931
Doctor
298 West Washington Street, Stephenville, TX 76401
+1 (254) 918-1220
Government Office
298 West Washington Street, Stephenville, TX 76401
+1 (254) 918-1220
Hospital
205 East Frey Street, Stephenville, TX 76401
+1 (254) 918-2484
Hotel
921 South 2nd Avenue, Stephenville, TX 76401
+1 (254) 965-0888
Library
201 North Saint Felix Avenue, Stephenville, TX 76401
+1 (254) 968-9249
Local Post Office
20909 US Highway 281, Stephenville, TX 76401
+1 (254) 968-4848
Movie Theater
2900 West Washington Street, Stephenville, TX 76401
+1 (254) 968-6080
Museum
525 East Washington Street, Stephenville, TX 76401
+1 (254) 965-5880
Pharmacy
150 River North Boulevard, Stephenville, TX 76401
+1 (254) 918-2201

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Stephenville ZIP Codes

76401
76402