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Best Online Short-term Loans in Livingston

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Best Online Short-term Loans in Livingston

Austin Finance Company
Loan agency

Address: 2006 U.S. Hwy 190, Livingston, TX 77351

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (936) 337-4429

Website: austinfinancecompany.com

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Bad Credit Loans Credit Counseling Financial Advice Financial Assistance Financial Planning Flexible Financing Options Loans Online Personal Loan Short-Term Loans
Western Finance
Loan agency
5.00
10 reviews

Address: 321 W Church St, Livingston, TX 77351

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (936) 327-1112

Website: westernshamrock.com/locations/texas/western-finance-livingston-tx

Services:

Business loans Cash for gift cards Flex loans Income tax return filing Installment loans Line of credit Payday loans Signature loans Title loans Appliance Repair Auto Finance Loans Auto Repair Loans Boat Loans Build Credit Building Credit Car Repair Loans Cash Advance College Loans Credit Builder Loans Credit Card Credit Card Debt Credit Reporting Debt Consolidation Debt Relief Easy Loans Financial Advisor Financial Advisory Holiday Loans Home Improvement Home Loans Home Mortgages Loans Financing Loans For Bad Credit Loans For Debt Consolidation Loans Personal Loans Medical Bills Medical Loans Mortgage Loans Mortgage Payments Online Loans Payment Loans Personal Loans Property Improvements Purchasing Or Renting Repayment Plan Secured Loans Small Dollar Loans Starter Loans Tax Deductions Tax Filing Tax Help Tax Loans Tax Prep Tax Preparation Services Tax Refund Tax Return Tax Services Travel Loans Vacation Loans
World Finance
Loan agency
4.90
10 reviews

Address: 1283 W Church St, Livingston, TX 77351

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (936) 227-0360

Website: loansbyworld.com/locations/texas/livingston/77351/596

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
4.90
16 reviews

Address: 1501 W Church St Suite 200, Livingston, TX 77351

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (936) 327-1091

Website: advanceamerica.net/store-locations/texas/1501-w-church-street-suite-200-livingston-77351

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
Check `n Go
Loan agency
4.90
15 reviews

Address: 1241 W Church St, Livingston, TX 77351

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (409) 331-6767

Website: locations.checkngo.com/texas/livingston/1241-church-street

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis & Reloans Short-Term Loan Cashier's checks
Security Finance
Loan agency
4.20
3 reviews

Address: 613 N Washington Ave, Livingston, TX 77351

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (936) 247-0316

Website: securityfinance.com/locations/livingston-tx-0345

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help

Alternatives to Short-term Loans in Livingston

Short-term loans can be broadly categorized into personal, installment, and title loans, each serving distinct financial needs. Personal loans are unsecured loans that generally do not require collateral and may be used for various purposes, from consolidating debt to unexpected expenses, offering flexible terms. Installment loans, similar to personal loans, are usually repaid in fixed payments over a short period and often come with fixed interest rates, making them predictable and easy to budget for. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, often providing quick access to cash but typically carry higher interest rates and risk of repossession if not repaid on time. Each loan type has its advantages and considerations, making it essential for borrowers to assess their financial situation and repayment ability before committing.

Best Personal Loan

Capital Farm Credit
5.00
1 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Best Installment Loan

Peoples State Bank
4.20
4 reviews

For installment loans, the best option is often through reputable online lenders or traditional financial institutions that offer flexibility in repayment terms. These loans allow borrowers to repay over a predetermined period with fixed monthly payments, making it easier to manage one's budget. Installment loans are typically used for larger purchases or to consolidate debt, as they often come with lower interest rates than revolving credit options. When selecting an installment loan, evaluating the total cost, including any fees and the annual percentage rate (APR), is important to ensure that it fits within one's financial capabilities.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several key local services where these funds can be effectively utilized. Medical services might include paying for unexpected emergency treatments or medication needs. Car repair services are essential for maintaining reliable transportation, and legal services can help cover expenses related to navigating legal issues. Additionally, funeral services may require financial support for unforeseen expenses, while appliance services ensure essential home appliances are maintained or replaced as necessary.

Car Repair and Service
820 West Church Street, Livingston, TX 77351
+1 (936) 327-9080
Car Wash
3536 US Highway 190 West, Livingston, TX 77351
+1 (936) 967-8484
Club & Association
200 West Church Street, Livingston, TX 77351
+1 (936) 327-4311
College/University
105 US Highway 59 S, Livingston, TX 77351
+1 (800) 401-0042
Community Center
1312 North Houston Avenue, Livingston, TX 77351
+1 (936) 327-6817
Doctor
Livingston, TX 77351
+1 (936) 329-8330
Fitness Club & Center
601 West Church Street, Livingston, TX 77351
+1 (936) 327-2348
Government Office
581 Noel, Livingston, TX 77351
Hospital
1717 Highway 59 Loop North, Livingston, TX 77351
+1 (936) 329-8700
Library
707 Tyler Street, Livingston, TX 77351
+1 (936) 327-4252
Local Post Office
9030 Ball Park Road, Livingston, TX 77351
+1 (800) 275-8777
Motel
117 Highway 59 Loop South, Livingston, TX 77351
Museum
309 North Jackson Avenue, Livingston, TX 77351
+1 (936) 252-0285
Pharmacy
714 West Church Street, Livingston, TX 77351
+1 (936) 327-5519
Rent-a-Car Facility
2400 US Highway 59 South, Livingston, TX 77351
+1 (936) 328-5945

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically designed to be repaid in a short period, usually ranging from a few weeks to a few months. It is often used for urgent financial needs and can be accessed quickly compared to long-term loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan even if you have bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit. However, these loans may come with higher interest rates and fees to offset the risk for the lender.

What Are Same-Day Loans?

Same-day loans are designed to provide borrowers with quick access to funds, often within the same day of application. These are typically short-term loans, such as short-term loans, where the lender expedites the approval and disbursement process to meet urgent financial needs.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that typically must be repaid by your next payday. They are often used for emergency expenses and are known for their fast approval process. However, they can carry high fees and interest rates, so it’s important to use them sparingly and responsibly.

What Are the Interest Rates for Short-Term Loans?

Interest rates on short-term loans can vary widely depending on the lender and the borrower’s credit profile. They are usually higher than traditional loans due to the increased risk for the lender. It’s advisable to compare different lenders and read the terms carefully before agreeing to a loan.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a financial institution or a direct lender. You will typically need to provide personal identification, proof of income, and bank details. Once the application is reviewed and approved, funds are usually disbursed quickly.

What Are the Risks of Short-Term Loans?

Short-term loans can be risky due to their high costs, including high interest rates and fees. If you are unable to repay the loan on time, you could face additional fees and a negative impact on your credit score. It’s crucial to borrow only what you need and can afford to repay.

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Livingston ZIP Codes

77351
77399