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Best Online Short-term Loans in Katy

Need quick cash to tackle unexpected expenses? Waiting for the next paycheck can be frustrating. Short-term loans are the perfect lifeline when unexpected hurdles arise. The problem is real; whether it's a sudden car repair or an emergency medical bill, you need solutions fast. That's where our Best Cash Advance Short-term Loans come in! We offer a seamless and hassle-free process to secure the funds you need in a flash. Enjoy peace of mind knowing you’re covered with our tailored financial solutions. Don’t let unforeseen financial bumps disrupt your life—explore our short-term loan options today!

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Best Online Short-term Loans in Katy

Oportun
Loan agency
5.00
33 reviews

Address: 3820 N Fry Rd, Katy, TX 77449

Today's Business Hours: 11:00 AM - 6:30 PM

Phone Number: +1 (713) 401-2607

Website: oportun.com/locations/katy-77449-314

Services:

Brokerage Services Common Loan Consumer Lending Consumer Loans Credit Card Loan Credit cards Financial Loan Investment Advisory Loan Calculator Loans Personal Loans Payment Plan Credit Payments Personal Loans Quick Personal Loans Secured Personal Loans Small Loan Standard Personal Loans Unsecured Personal Loans personal loans
7 Figures Funding West Houston
Loan agency
5.00
1 reviews

Address: 2717 Commercial Center Blvd Suite E200, Katy, TX 77494

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (281) 801-5001

Website: 7figuresfunding.com/national-locations/katy

Services:

Business loans Flex loans Installment loans Line of credit Microloans
Advance America
Financial institution
4.90
10 reviews

Address: 1010 Mason Rd a, Katy, TX 77450

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (281) 392-1288

Website: advanceamerica.net/store-locations/texas/1010-s-mason-rd-ste-a-katy-77450

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Emergency Loans Existing Loan Expanded Loan Extended Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
ACE Cash Express
Loan agency
4.90
10 reviews

Address: 6037 N Fry Rd Ste 186, Katy, TX 77449

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (281) 861-7020

Website: acecashexpress.com/locations/texas/katy/1726

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards
ACE Cash Express
Loan agency
4.70
12 reviews

Address: 1789 Fry Rd, Katy, TX 77449

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (281) 398-0714

Website: acecashexpress.com/locations/texas/katy/1486

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Security Finance
Loan agency
2.50
3 reviews

Address: 3719 N Fry Rd Ste D, Katy, TX 77449

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (281) 492-9111

Website: securityfinance.com/locations/katy-tx-1739

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Katy Capital Investments
Financial institution

Address: 21523 San Marino Dr, Katy, TX 77450

Today's Business Hours: 9:00 AM - 5:00 PM

Website: katycapitalinvestments.com

Alternatives to Short-term Loans in Katy

Short-term loans offer quick access to funds and are typically repaid within a few months to a year. Personal loans are unsecured, allowing borrowers flexibility in use, with payments spread out over a set period in fixed installments. Installment loans, on the other hand, are typically secured and involve agreed-upon repayment in regular monthly payments, often with lower interest rates compared to credit cards. Title loans provide immediate cash by using a vehicle title as collateral, allowing borrowers to keep using their car while loan payments are made, but posing a risk of losing the vehicle if the loan is not repaid.

Best Personal Loan

Oportun
5.00
12 reviews

Personal loans are a versatile type of short-term loan that allows borrowers to meet various financial needs such as consolidating debt, covering unexpected expenses, or funding large one-time purchases. These loans are typically unsecured, which means they do not require collateral, and are available through banks, credit unions, or online lenders. They often come with fixed interest rates and structured monthly payments, making it easier for borrowers to budget and plan their finances effectively.

Best Installment Loan

Mason Road Jewelry & Loan
3.10
10 reviews

Installment loans, another type of short-term loan, are ideal for borrowers who prefer predictable monthly payments. One of the best options for installment loans is the platform that allows for fixed payments over the agreed loan term. Borrowers can take advantage of these loans to finance larger purchases or consolidate debt, as they provide a defined repayment schedule. The interest rates for installment loans can vary based on the lender, but they typically offer more straightforward terms than other short-term lending options, allowing borrowers to plan their finances around their loan repayments.

Best Car Title Loan

CMG Mortgage, Rick Carrier
5.00
15 reviews

Title loans offer a unique solution for individuals needing quick cash by using their vehicle's title as collateral. This type of loan is attractive for those who may not qualify for traditional credit-based lending due to a low credit score. The best title loan provides a substantial percentage of the vehicle's value as loan funds and comes with a transparent fee structure and a manageable repayment plan. It offers an avenue for borrowers to access money quickly without selling their car, albeit with the risk of losing the vehicle if the loan is not repaid.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, several local service providers offer essential support in critical areas. These funds can be directed towards medical expenses for unexpected health emergencies, car repair services to ensure reliable transportation, and legal services for any urgent legal matters. Additionally, the loan can assist with funeral costs during difficult times or cover the expense of necessary appliance repairs or replacements, helping maintain everyday conveniences.

B&B/Guest House
6193 Highway Boulevard, Katy, TX 77494
+1 (281) 574-8870
Bodyshop
1229 Avenue B, Katy, TX 77493
+1 (832) 437-1399
Car Wash
1114 Red Rock Canyon Drive, Katy, TX 77450
+1 (713) 231-4651
Club & Association
23441 Clay Road, Katy, TX 77493
+1 (832) 245-7181
College/University
20225 Kingsland Boulevard, Katy, TX 77450
+1 (281) 770-4893
Community Center
1222 Park West Green Drive, Katy, TX 77493
+1 (346) 762-6300
Dentist
2015 North Mason Road, Katy, TX 77449
+1 (346) 214-3170
Government Office
25420 Bell Patna Drive, Katy, TX 77494
+1 (281) 665-3891
Hospital
24811 Katy Freeway, Katy, TX 77494
+1 (832) 437-7712
Library
5414 Franz Road, Katy, TX 77493
+1 (281) 391-3509
Local Post Office
211 Grand Ventana Dr, Katy, TX 77493
+1 (281) 599-0924
Movie Theater
5000 Katy Mills Cir, Katy, TX 77494
+1 (281) 644-4262
Museum
24210 Westheimer Parkway, Katy, TX 77494
+1 (281) 391-9146
Music Instruments Store
23501 Cinco Ranch Boulevard, Katy, TX 77494
+1 (281) 391-1933
Pharmacy
20005 Fry Access Road, Katy, TX 77450
+1 (281) 578-1515

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to a small sum of money that you agree to repay in a relatively short period, usually ranging from a few weeks to a few months. These loans are tailored for immediate financial needs and often come with faster processing times compared to traditional loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan with bad credit. Many lenders offer bad-credit loans that focus more on your current financial situation than your credit history. However, interest rates may be higher for individuals with bad credit, so it's important to explore your options and understand the terms before committing.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that promises rapid approval and funding, often within the same business day. These loans are beneficial for emergency expenses when you need money quickly and can't afford to wait for a standard loan approval process.

How Do Short-term Loans Work?

Short-term loans are short-term loans designed to help you cover expenses until your next paycheck. The lender typically requires verification of your employment and salary. Once approved, you receive a lump sum and agree to repay it along with fees by your next payday. These loans usually have high interest rates and fees, so they should be used sparingly.

What Do I Need to Apply for a Short-Term Loan?

To apply for a short-term loan, you'll generally need to provide proof of income, a valid form of identification, and a bank account for fund deposits and repayments. Some lenders may also require additional documentation, so check with the specific lender for their requirements.

Are There Risks Associated with Short-Term Loans?

Yes, there are risks associated with short-term loans, particularly if they turn into a cycle of debt. High-interest rates and fees can quickly accumulate if loans are frequently rolled over or not repaid on time. It's important to carefully review the loan terms and ensure you can meet the repayment schedule.

How Can I Choose the Best Short-Term Loan?

To choose the best short-term loan, consider factors such as interest rates, repayment terms, fees, and the lender's reputation. Compare multiple offers, read reviews, and check if the lender is governed by relevant financial regulatory bodies. Take your time to ensure the loan meets your financial needs and situation.

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Katy ZIP Codes

77423
77449
77450
77491
77492
77493
77494