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Best Online Short-term Loans in Jacksonville

Need quick cash to tackle unexpected expenses? Waiting for the next paycheck can be frustrating. Short-term loans are the perfect lifeline when unexpected hurdles arise. The problem is real; whether it's a sudden car repair or an emergency medical bill, you need solutions fast. That's where our Best Cash Advance Short-term Loans come in! We offer a seamless and hassle-free process to secure the funds you need in a flash. Enjoy peace of mind knowing you’re covered with our tailored financial solutions. Don’t let unforeseen financial bumps disrupt your life—explore our short-term loan options today!

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Best Online Short-term Loans in Jacksonville

Atlas Credit Co., Inc.
Loan agency
5.00
10 reviews

Address: 211 E Commerce St, Jacksonville, TX 75766

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (903) 589-0144

Website: atlascredit.com

Services:

Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Loans Auto Repairs Build Credit Credit Builder Loans Credit Card Debt Easy Personal Loan Guaranteed Personal Loan Loan Application Loan Payment Loan Solutions Loans Lending Online Personal Loans Personal Loans For Bad Credit Quick Cash Loans Repayment Plans Short Term Loan Simple Loans Small Consumer Loan Starter Loans Traditional Loans
Advance America
Financial institution
4.90
10 reviews

Address: 1503 S Jackson St Ste. #2, Jacksonville, TX 75766

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (903) 586-8884

Website: advanceamerica.net/store-locations/texas/1503-s-jackson-st-ste-2-jacksonville-75766

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
Texan Credit Corporation
Loan agency
3.40
3 reviews

Address: 1314 S Jackson St Ste B, Jacksonville, TX 75766

Phone Number: +1 (903) 586-2600

Website: texancredit.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Financial Services Home Loan Programs Payment Plans Short Term Loan Small Loan
Thrifty Loans
Loan agency

Address: 1009 S Jackson St, Jacksonville, TX 75766

Phone Number: +1 (903) 586-2038

Website: thriftyloans.us

Services:

Installment loans Payday loans Title loans Car Repairs Dollar Loans Quick Cash Short-Term Loan

Alternatives to Short-term Loans in Jacksonville

Short-term loans are financial products designed to provide immediate cash with a short repayment period. For personal loans, borrowers typically receive a lump sum which they must repay over a short duration, usually with higher interest rates. Installment loans, on the other hand, allow borrowers to receive a set amount of money which is then paid back in scheduled installments over a set period, often providing a slightly more flexible repayment option. Title loans require the borrower to use their vehicle title as collateral, granting the lender rights to the vehicle if the loan is not repaid; these loans typically offer quick access to funds but come with significant risk of losing one's vehicle.

Best Personal Loan

B & F Finance
5.00
10 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

World Finance
5.00
6 reviews

Installment loans are another common form of short-term borrowing, with peer-to-peer loans standing out as a strong choice. Peer-to-peer (P2P) lending platforms connect borrowers directly with individual lenders, typically through an online service. P2P loans often feature more competitive interest rates in comparison to traditional bank loans, since the services cut out the middleman. Furthermore, they offer predictable monthly payments and longer repayment terms than payday loans. This makes them an attractive option for borrowers who require a more structured repayment plan that fits within their budget constraints.

Best Car Title Loan

J'ville Title Loans
0.00
0 reviews

Title loans use a borrower's vehicle title as collateral and are known for quick approval processes. LoanMart emerges as a recommendable option for title loans, offering flexible terms and transparent practices. With LoanMart, borrowers can access funds without giving up their vehicle use, and the company provides supportive customer service to facilitate a smooth loan experience. This solution is ideal for those needing immediate cash while still maintaining vehicle possession.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have availed a short-term loan can utilize it for essential services provided by local businesses. This includes medical services for healthcare needs, car repair services for vehicle maintenance, legal services for any legal obligations, funeral services for managing last rites, and appliance services for purchasing or repairing essential household electronics.

Club & Association
2001 Byrd Road, Jacksonville, TX 75766
+1 (903) 258-5997
College/University
105 B.J. Albritton Drive, Jacksonville, TX 75766
+1 (903) 586-2518
Community Center
409 Ridgecrest Drive, Jacksonville, TX 75766
+1 (903) 586-8364
Fast Food
411 South Jackson Street, Jacksonville, TX 75766
Fitness Club & Center
300 South Ragsdale Street, Jacksonville, TX 75766
+1 (903) 284-6173
Furniture/Home Furnishings
1638 South Jackson Street, Jacksonville, TX 75766
+1 (903) 586-3339
Government Office
208 West Tena Street, Jacksonville, TX 75766
+1 (903) 339-3386
Hospital
2026 South Jackson Street, Jacksonville, TX 75766
+1 (903) 541-4500
Hotel
1902 South Jackson Street, Jacksonville, TX 75766
Library
502 South Jackson Street, Jacksonville, TX 75766
+1 (903) 586-7664
Local Post Office
9455 US Highway 175 West, Jacksonville, TX 75766
+1 (903) 876-4180
Museum
South Ragsdale Street, Jacksonville, TX 75766
+1 (903) 586-0542
Rent-a-Car Facility
1022 North Jackson Street, Jacksonville, TX 75766
+1 (903) 541-0931
Shopping Center
South Jackson Street, Jacksonville, TX 75766
+1 (903) 541-9232
Specialist
203 Nacogdoches Street, Jacksonville, TX 75766
+1 (903) 586-7070

FAQ

What Are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash with repayment terms typically ranging from a few weeks to a few months. These loans are popular among individuals who need immediate funds for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional lenders may have stringent credit requirements, there are online and alternative lenders that focus more on your ability to repay than your credit score.

What is a Same-Day Loan?

A same-day loan is a type of short-term loan where funds are usually deposited into your account on the same day you apply, provided your application is approved. This quick processing time is ideal for emergency situations that require immediate funding.

How Do Short-term Loans Work?

Short-term loans are short-term, high-interest loans typically due on your next payday. They require minimal documentation and often do not involve a credit check. However, they can be very expensive due to high fees and interest rates, so it's important to consider alternatives before applying.

What Are the Risks of Taking a Short-Term Loan?

While short-term loans are convenient, they come with risks such as high interest rates, rolling over into new loans if unpaid, and potential debt traps. It's crucial to read all terms carefully and ensure you can repay the loan on time to avoid additional fees.

Are There Alternatives to Short-Term Loans?

Yes, several alternatives could be more suitable depending on your situation, such as credit union loans, personal loans from banks, borrow from friends or family, or using a credit card. It's important to evaluate all options and choose the one that best fits your financial needs.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out an online application form with your personal and financial details. You'll need to submit identification, proof of income, and bank account information. Once your application is reviewed and approved, the funds are often disbursed quickly.

Find Short-term Loans Near Me

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Jacksonville ZIP Codes

75766