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Best Online Short-term Loans in Harlingen

Need quick cash to tackle unexpected expenses? You're not alone! We understand the stress of sudden financial crunches, and that's why we're here with our Best Cash Advance Short-term Loans. Designed to bridge the gap between paychecks, our loans offer a swift solution to your urgent needs. No more sleepless nights worrying about overdue bills or surprise costs. Let us help you regain financial peace of mind with an easy, hassle-free loan application process tailored just for you. Choose us for fast and reliable short-term loans and move forward with confidence!

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Best Online Short-term Loans in Harlingen

Advanced Money Center
Loan agency

Address: 1801 W Harrison Ave, Harlingen, TX 78550

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (956) 440-8590

Security Finance
Loan agency
5.00
2 reviews

Address: 310 S 3rd St, Harlingen, TX 78550

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (956) 423-0154

Website: securityfinance.com/locations/harlingen-tx-0378

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Speedy Payday Loans
Loan agency
5.00
7 reviews

Address: 407 W Polk Ave, Harlingen, TX 78550

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (956) 420-7479

Website: speedypl.com/locations/harlingen

Stepstone Credit
Loan agency
5.00
8 reviews

Address: 2013 W Lincoln St ste b, Harlingen, TX 78552

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (956) 368-5023

Atlas Credit Co., Inc.
Loan agency
4.90
10 reviews

Address: 1514 S F St #D, Harlingen, TX 78550

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (956) 423-0909

Website: atlascredit.com

Services:

Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Loans Auto Repairs Build Credit Credit Builder Loans Credit Card Debt Easy Personal Loan Guaranteed Personal Loan Loan Application Loan Payment Loan Solutions Loans Lending Personal Loans For Bad Credit Personal Loans Online Quick Cash Loans Repayment Plans Short Term Loan Simple Loans Small Consumer Loan Starter Loans Traditional Loans
ACE Cash Express
Loan agency
4.90
10 reviews

Address: 702 N 13th St, Harlingen, TX 78550

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (956) 364-2741

Website: acecashexpress.com/locations/texas/harlingen/1562

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solutions Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
World Finance
Loan agency
4.90
10 reviews

Address: 310 E Jackson Ave, Harlingen, TX 78550

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (956) 421-3551

Website: loansbyworld.com/locations/texas/harlingen/78550/517

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Build Credit Car Repairs Home Improvement Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Refund Anticipation Tax Returns
Mariner Finance
Loan agency
4.90
10 reviews

Address: 902 Dixieland Rd Suite 102, Harlingen, TX 78552

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (956) 281-0056

Website: marinerfinance.com/locations/texas/personal-loans-in-harlingen-tx

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinance Auto Refinancing Loans Auto Repairs Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Amigo Loan
Loan agency
4.00
1 reviews

Address: 306 E Harrison Ave, Harlingen, TX 78550

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (956) 412-0032

Website: amigoloan4.com

Services:

Installment loans Payday loans Online Loan Online Loan Application
Texan Credit Corporation
Loan agency
3.00
2 reviews

Address: 1418 E Tyler Ave #2, Harlingen, TX 78550

Phone Number: +1 (956) 428-4400

Website: texancredit.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Financial Services Home Loan Programs Payment Plans Short Term Loan Small Loan
Worth Finance Corporation
Loan agency
2.00
2 reviews

Address: 308 S 3rd St, Harlingen, TX 78550

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (956) 412-9537

Website: myworthloans.com

Services:

Business loans Installment loans Payday loans Payment Loan Short Term Financing Short-Term Loans
Davalos Loan Co
Loan agency

Address: 813 W Hanson St, Harlingen, TX 78550

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (956) 423-8451

Services:

Signature loans Personal Loans Unsecured Loans
Credit Central
Loan agency

Address: 1006 S 77 Sunshine Strip, Harlingen, TX 78550

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (956) 496-2025

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Famsa Loans
Loan agency

Address: 1601 S 77 Sunshine Strip ste b, Harlingen, TX 78550

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (956) 230-6420

Approved Money Center
Loan agency

Address: 1801 W Harrison Ave Suite 300, Harlingen, TX 78550

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (956) 440-8590

Website: approvedmoneycenter.com

Services:

Business loans Installment loans Payday loans Title loans Car Repair Customer Support Loan Lender Loan Lending Term Loan
World Acceptance
Loan agency

Address: 302 N 1st St, Harlingen, TX 78550

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (956) 428-0800

Holiday Finance Corporation
Loan agency

Address: 322 E Harrison Ave A, Harlingen, TX 78550

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (956) 425-0025

Website: loanluv.com

Services:

Business loans Flex loans Installment loans Microloans Payday loans Signature loans Car Repairs Consumer Finance Finance Loan Loans Personal Loans Payment Personal Loans Unsecured Personal Loans

Alternatives to Short-term Loans in Harlingen

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

Check `n Go
5.00
10 reviews

Short-term loans offer quick access to cash for borrowers requiring immediate financial assistance. Best personal loans in this category are often unsecured, meaning they do not require collateral. They are favored for their flexibility, as they can typically be used for any purpose, from covering medical emergencies to consolidating debt. Personal loans generally have fixed interest rates and predefined repayment terms, making them predictable for budgeting purposes. However, eligibility often depends on the borrower’s credit score, which can influence the interest rates and terms offered.

Best Installment Loan

World Finance
5.00
10 reviews

For installment loans, a top choice is a personal installment loan that can be acquired from a bank or online lender. These loans allow you to borrow a lump sum that is to be paid back over a predetermined period through fixed monthly payments. The predictable nature of the payments makes it easier to manage within a budget, and the loans generally feature lower interest rates compared to other short-term borrowing options. This makes them suitable for individuals looking to finance larger expenses in a manageable way.

Best Car Title Loan

Discount Car Title Loan - Harlingen
5.00
44 reviews

Title loans are yet another short-term loan type, known for being relatively easy to obtain. Ideal for those needing a fast infusion of cash, title loans typically use the borrower's vehicle title as collateral. While this can allow individuals with less-than-perfect credit scores to access funds quickly, title loans often come with high-interest rates and the risk of losing one’s vehicle if the loan is not repaid. Therefore, while they can offer quick cash in emergencies, borrowers should consider the risks and terms carefully before proceeding with a title loan.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, it can be used across various local service providers to address urgent needs. This financial assistance can cover medical expenses, car repairs, legal fees, funeral costs, and appliance services. Utilizing these local resources ensures timely support for essential services when immediate funds are necessary.

Car Accessories
2729 North Expressway 77, Harlingen, TX 78552
+1 (956) 428-4673
Car Wash
1561 North 77 Sunshine Strip, Harlingen, TX 78550
+1 (956) 793-3356
Clothing Shop
Harlingen, TX 78552
+1 (956) 412-1130
Club & Association
3615 East Harrison Avenue, Harlingen, TX 78550
+1 (956) 428-3622
College/University
1902 North Loop 499, Harlingen, TX 78550
+1 (956) 364-4638
Community Center
Fair Park Boulevard, Harlingen, TX 78550
+1 (956) 216-5990
Concert Hall
1209 Fair Park Boulevard, Harlingen, TX 78550
+1 (956) 412-7529
Dentist
321 South 13th Street, Harlingen, TX 78550
+1 (956) 275-7596
Fitness Club & Center
712 North 77 Sunshine Strip, Harlingen, TX 78550
+1 (956) 428-9642
General Practitioner
1806 Runnels Street, Harlingen, TX 78550
+1 (956) 423-9000
Government Office
118 East Tyler Avenue, Harlingen, TX 78550
+1 (956) 216-5001
Hospital for Women and Children
508 Victoria Lane, Harlingen, TX 78550
+1 (956) 425-9600
Hotel
2600 Austin, Harlingen, TX 78550
Library
410 North 7th Street, Harlingen, TX 78550
+1 (956) 216-5800
Local Post Office
221 East Van Buren Avenue, Harlingen, TX 78550
+1 (800) 275-8777

FAQ

What Are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash with repayment terms typically ranging from a few weeks to a few months. These loans are popular among individuals who need immediate funds for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional lenders may have stringent credit requirements, there are online and alternative lenders that focus more on your ability to repay than your credit score.

What is a Same-Day Loan?

A same-day loan is a type of short-term loan where funds are usually deposited into your account on the same day you apply, provided your application is approved. This quick processing time is ideal for emergency situations that require immediate funding.

How Do Short-term Loans Work?

Short-term loans are short-term, high-interest loans typically due on your next payday. They require minimal documentation and often do not involve a credit check. However, they can be very expensive due to high fees and interest rates, so it's important to consider alternatives before applying.

What Are the Risks of Taking a Short-Term Loan?

While short-term loans are convenient, they come with risks such as high interest rates, rolling over into new loans if unpaid, and potential debt traps. It's crucial to read all terms carefully and ensure you can repay the loan on time to avoid additional fees.

Are There Alternatives to Short-Term Loans?

Yes, several alternatives could be more suitable depending on your situation, such as credit union loans, personal loans from banks, borrow from friends or family, or using a credit card. It's important to evaluate all options and choose the one that best fits your financial needs.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out an online application form with your personal and financial details. You'll need to submit identification, proof of income, and bank account information. Once your application is reviewed and approved, the funds are often disbursed quickly.

Find Short-term Loans Near Me

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Harlingen ZIP Codes

78550
78551
78552
78553
78586