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Best Online Short-term Loans in Odessa

Need quick cash to tackle unexpected expenses? Waiting for the next paycheck can be frustrating. Short-term loans are the perfect lifeline when unexpected hurdles arise. The problem is real; whether it's a sudden car repair or an emergency medical bill, you need solutions fast. That's where our Best Cash Advance Short-term Loans come in! We offer a seamless and hassle-free process to secure the funds you need in a flash. Enjoy peace of mind knowing you’re covered with our tailored financial solutions. Don’t let unforeseen financial bumps disrupt your life—explore our short-term loan options today!

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Best Online Short-term Loans in Odessa

Security Finance
Loan agency
5.00
1 reviews

Address: 308 W University Blvd Unit A, Odessa, TX 79764

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (432) 334-0500

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Advance America
Financial institution
5.00
13 reviews

Address: 1400 N County Rd W, Odessa, TX 79763

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (432) 332-5625

Website: advanceamerica.net/store-locations/texas/1400-n-county-rd-west-odessa-79763

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Credit Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
Fast Payday Loans
Loan agency
5.00
6 reviews

Address: 316 N Texas Ave, Odessa, TX 79761

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (432) 284-4896

Website: fastpdloans.com/locations/odessa

Speedy Payday Loans
Loan agency

Address: 5301 John Ben Shepperd Pkwy, Odessa, TX 79762

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (432) 300-4688

Website: speedypl.com/locations/odessa

Cash Store
Loan agency
4.90
25 reviews

Address: 3823 E 42nd St, Odessa, TX 79762

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (432) 363-1808

Website: cashstore.com/local/payday-loans-odessa-tx

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Advance Cash Advance Auto Equity Loans Cash advance Consumer Credit Emergency Cash Loans Guarantee Loan Loan Calculator Loan Calculators New Loan Personal Lending Personal Loans Online Personal loan Same Day Cash Signature loan Single Payment Loans Store Loans Term Borrowing Total Finance
World Finance
Loan agency
4.90
10 reviews

Address: 2806 N County Rd W, Odessa, TX 79764

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (432) 332-1609

Website: loansbyworld.com/locations/texas/odessa/79764/505

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Mr. Payroll Check Cashing
Check cash
4.70
6 reviews

Address: 9413 W University Blvd, Odessa, TX 79764

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (432) 530-0160

Website: thekentcompanies.com

Services:

Bill paying Money orders Money transfers Credit Cards Financial Services Notary Services
About Cash - Odessa, Texas
Check cash
4.50
8 reviews

Address: 1412 N County Rd W, Odessa, TX 79763

Today's Business Hours: 9:30 AM - 6:30 PM

Phone Number: +1 (432) 333-2274

Website: aboutcash.loans

Services:

Business check cashing Government benefits check cashing Money orders Payday loans Payroll check cashing Title loans Debit Cards Lottery Tickets Notary Service
World Finance
Loan agency
4.40
10 reviews

Address: 3602 N Dixie Blvd, Odessa, TX 79762

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (432) 366-4777

Website: loansbyworld.com/locations/texas/odessa/79762/548

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Fast Cash Check Services
Check cash
4.40
6 reviews

Address: 1314 N County Rd W, Odessa, TX 79763

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (432) 335-8211

ACE Cash Express
Loan agency
4.00
10 reviews

Address: 1305 E 8th St, Odessa, TX 79761

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (432) 617-0044

Website: acecashexpress.com/locations/texas/odessa/1919

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Excel Merchant Finance Loan Co
Loan agency

Address: 3952 E 42nd St B, Odessa, TX 79762

Phone Number: +1 (432) 302-4208

Website: excelfinco.com

Services:

Installment loans Microloans Payday loans Signature loans Title loans Appliance Financing Appliance Loans Auto Loans Repairs Auto Refinance Car Financing Car Loan Debt Consolidation Loans Emergency Repairs Furniture Financing Furniture Loans Medical & Dental Loans Motorcycle Loans New Furniture Payment Plans Personal Loans Short-Term Loans Sub Prime Lending Used Vehicles
Security Finance
Loan agency
3.30
4 reviews

Address: 4555 E University Blvd Suite B3, Odessa, TX 79762

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (432) 367-7145

Website: securityfinance.com/locations/odessa-tx-0508

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Mr. Payroll Check Cashing
Check cash

Address: 601 N County Rd W, Odessa, TX 79763

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (432) 332-2274

Website: thekentcompanies.com

Services:

Bill paying Money orders Money transfers Credit Cards Financial Services Notary Services
Cash Corral
Check cash

Address: 3952 E 42nd St p, Odessa, TX 79762

Alternatives to Short-term Loans in Odessa

Short-term loans offer financial solutions for urgent needs and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured and can be used for various purposes, often with higher interest rates due to the lack of collateral. Installment loans allow borrowers to repay the borrowed amount in fixed monthly payments over a specified period, making budgeting easier. Title loans require the borrower to use a vehicle as collateral, enabling quick access to funds but also posing the risk of losing the vehicle if the loan is not repaid. Each type caters to different financial situations and borrowing needs, offering flexibility but often at a higher cost compared to traditional loans.

Best Personal Loan

First Basin Credit Union
5.00
10 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

Mr. Payroll Check Cashing
4.70
10 reviews

Installment loans are another category of short-term loans that allow borrowers to receive a lump sum of money and repay it over a set period in fixed monthly installments. This structure can help borrowers manage their payments more predictably. Among the various options, Avant is often recommended due to its accommodating loan criteria, which cater to a broader range of credit profiles. Avant provides a straightforward online application process and has a reputation for excellent customer service, which adds to its appeal for many borrowers seeking installment loans.

Best Car Title Loan

TitleMax Title Loans
5.00
32 reviews

Title loans, which require the borrower to use their vehicle as collateral, can be an option for those needing short-term financing quickly. They are not always the most favorable choice due to high-interest rates and the risk of losing the vehicle. However, when necessary, the best title loans are provided by well-established lenders who offer transparent terms and reasonable repayment options. Borrowers should thoroughly review the lender's terms, fees, and interest rates, and understand the risks involved before securing a title loan. It's crucial to have a repayment plan in place to avoid falling into a debt cycle or losing their vehicle.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, knowing how to effectively use it on essential services can greatly influence your financial planning. Local service providers offer various options where these funds might be allocated to crucial needs like medical bills, car repairs, legal fees, funeral costs, and appliance services. Prioritizing these needs ensures that your loan is used responsibly to meet immediate necessities without derailing your financial stability.

American Restaurant
105 West 42nd Street, Odessa, TX 79764
+1 (432) 552-0663
Car Repair and Service
1103 South Dixie Boulevard, Odessa, TX 79761
+1 (432) 276-3267
Car Wash
2103 West Interstate 20, Odessa, TX 79766
+1 (785) 825-2221
Club & Association
4201 Andrews Highway, Odessa, TX 79762
+1 (432) 552-7825
College/University
2308 Shakespeare Road, Odessa, TX 79761
+1 (432) 332-8218
Community Center
4020 East University Boulevard, Odessa, TX 79762
+1 (432) 366-1488
Concert Hall
2308 Shakespeare Road, Odessa, TX 79761
Dentist
1157 East 42nd Street, Odessa, TX 79762
+1 (432) 242-6655
Fitness Club & Center
6130 East 56th Street, Odessa, TX 79762
+1 (432) 362-0290
Government Office
402 East 7th Street, Odessa, TX 79761
+1 (432) 337-2050
Hospital
4040 Medical Plaza Rd, Odessa, TX 79765
+1 (432) 333-6603
Hotel
2833 East Interstate 20, Odessa, TX 79766
+1 (432) 272-4550
Library
2100 East 8th Street, Odessa, TX 79761
+1 (432) 528-3345
Local Post Office
5200 West University Boulevard, Odessa, TX 79764
+1 (432) 381-6707
Movie Theater
4221 Preston Smith Road, Odessa, TX 79762
+1 (432) 552-7996

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few weeks to several months. These loans are designed to provide quick financial assistance for immediate needs.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit score may impact the loan's terms and interest rates, alternative lenders often consider factors beyond credit scores to assess your eligibility.

What is a Short-term Loan and How Does it Work?

A short-term loan is a type of short-term loan intended to cover expenses until your next payday. It is usually a small, unsecured loan with a high interest rate, meant to be repaid in a single lump sum on your next payday.

Are Same-Day Loans Available for Short-Term Needs?

Yes, same-day loans are a type of short-term loan designed to be processed quickly, often with funds disbursed on the same day or within 24 hours. These loans provide immediate financial relief for urgent situations.

What Are the Risks of Taking Out a Short-Term Loan?

Short-term loans can carry high interest rates and fees, leading to potential debt pitfalls if not managed properly. Ensure you can meet the repayment terms to avoid a cycle of debt and potential harm to your credit.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a lender that offers these services. The application process generally requires personal information, employment details, and banking information to assess your eligibility and facilitate fund transfer upon approval.

What Should I Consider Before Taking Out a Short-Term Loan?

Before applying for a short-term loan, evaluate your financial needs, explore alternative options, and understand the loan terms carefully. Make sure you have a clear plan for repayment to avoid unnecessary financial strain.

Find Short-term Loans Near Me

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Odessa ZIP Codes

79706
79707
79758
79760
79761
79762
79763
79764
79765
79766
79768
79769