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Best Online Short-term Loans in La Porte

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

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Best Online Short-term Loans in La Porte

World Finance
Loan agency
4.80
10 reviews

Address: 909 S Broadway St, La Porte, TX 77571

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (281) 470-2775

Website: loansbyworld.com/locations/texas/la-porte/77571/589

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Check Into Cash
Loan agency

Address: 8740 Spencer Hwy, La Porte, TX 77571

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (877) 262-2274

Website: local.checkintocash.com

Services:

Payday loans Emergency Funding
Easy Cash Store
Loan agency

Address: 8740 Spencer Hwy b9, La Porte, TX 77571

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (844) 335-5099

Wellby, Powered by JSC FCU
Credit union
3.40
10 reviews

Address: 607 W Fairmont Pkwy, La Porte, TX 77571

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (281) 488-7070

Website: wellbyfinancial.com

Alternatives to Short-term Loans in La Porte

Short-term loans are diverse financial tools catering to immediate cash needs. Personal loans are unsecured loans granted based on the borrower’s creditworthiness, offering flexibility but often at higher interest rates. Installment loans involve borrowing a set amount which is repaid through regular, scheduled payments, typically providing predictable costs and easier budgeting compared to other short-term options. Title loans, on the other hand, use the borrower's vehicle title as collateral, posing a risk of losing the vehicle if the loan is not repaid, yet they allow borrowers with poor credit histories to access funds quickly. Each type caters to different financial situations and borrower needs, with varying interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

Cliff Saunders at CrossCountry Mortgage (NMLS #230688)
5.00
41 reviews

Short-term personal loans are a popular choice for individuals seeking quick access to cash for unexpected expenses or urgent needs. These loans typically have shorter repayment periods, often ranging from a few weeks to a few months, and are generally unsecured. This means that borrowers are not required to provide collateral, making the application process relatively straightforward. Interest rates can vary significantly depending on the lender, creditworthiness, and loan terms, so it's crucial to compare different options to find the best rate available.

Best Installment Loan

Buddy Driskill - State Farm Agent
4.90
10 reviews

For individuals seeking installment loans, which allow the borrower to repay the loan in regular installments over an agreed-upon period, one of the best choices is often a secured installment loan. These loans might require the borrower to provide collateral, such as a car or savings account, which can result in lower interest rates compared to unsecured loans. Secured installment loans are particularly beneficial for borrowers who need a large sum of money and prefer the predictability of fixed payments, helping in budgeting and financial planning.

Best Car Title Loan

TitleMax Title Loans
5.00
10 reviews

Title loans, which require the borrower to use their vehicle as collateral, can be an option for those needing short-term financing quickly. They are not always the most favorable choice due to high-interest rates and the risk of losing the vehicle. However, when necessary, the best title loans are provided by well-established lenders who offer transparent terms and reasonable repayment options. Borrowers should thoroughly review the lender's terms, fees, and interest rates, and understand the risks involved before securing a title loan. It's crucial to have a repayment plan in place to avoid falling into a debt cycle or losing their vehicle.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently obtained a short-term loan, several local service providers can help you address essential needs. You can pay for unexpected medical bills, cover urgent car repair costs, afford necessary legal services, manage funeral expenses, or purchase vital home appliances. These options allow you to utilize your loan effectively to ensure stability in pressing situations.

American Restaurant
928 Highway 146 South, La Porte, TX 77571
+1 (281) 867-0030
Car Repair and Service
603 West Fairmont Parkway, La Porte, TX 77571
+1 (281) 470-0211
Car Wash
10015 Winding Trail Road, La Porte, TX 77571
Community Center
1810 East Barbours Cutoff Boulevard, La Porte, TX 77571
+1 (281) 842-1618
Dentist
410 East Fairmont Parkway, La Porte, TX 77571
+1 (281) 470-4740
Doctor
404 West Fairmont Parkway, La Porte, TX 77571
+1 (281) 470-6060
Fitness Club & Center
1322 South Broadway Street, La Porte, TX 77571
+1 (281) 470-7275
Government Office
2963 North 23rd Street, La Porte, TX 77571
+1 (281) 417-0060
Hospital
400 West Fairmont Parkway, La Porte, TX 77571
+1 (346) 222-7370
Hotel
908 West G Street, La Porte, TX 77571
+1 (281) 842-9888
Library
600 South Broadway Street, La Porte, TX 77571
+1 (281) 471-4022
Local Post Office
801 West Fairmont Parkway, La Porte, TX 77571
+1 (800) 275-8777
Museum
604 Park Drive, La Porte, TX 77571
+1 (281) 471-0493
Pharmacy
9705 Spencer Highway, La Porte, TX 77571
+1 (281) 470-7428
Recycling Shop
214 South Broadway Street, La Porte, TX 77571
+1 (713) 231-9046

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

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La Porte ZIP Codes

77505
77507
77571
77572