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Best Online Short-term Loans in Garland

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Best Online Short-term Loans in Garland

Vida Finance
Loan agency
5.00
10 reviews

Address: Inside Texas Brand Bank Building, 1919 S Shiloh Rd Ste 311, Garland, TX 75042

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (972) 941-3211

Website: vidafinance.com

Services:

Flex loans Installment loans Payday loans Signature loans Collateralized Loan Online Loan Online Loan Application Personal Lending Personal Loans
Money Time Tax Service
Financial institution
5.00
2 reviews

Address: 3405 Knoll Point Dr, Garland, TX 75043

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (972) 685-4797

Website: moneytimetaxservice.com

Services:

Income tax return preparation Tax preparation/Notary
Covington Credit
Loan agency
5.00
18 reviews

Address: 4750 N Jupiter Rd, Garland, TX 75044

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (214) 431-5720

Website: heightsfinance.com/loan-office-location/cash-loans-garland-texas-jupiter-rd

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Covington Credit
Loan agency
4.90
10 reviews

Address: 3413 Broadway Blvd #101B, Garland, TX 75043

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (214) 703-6738

Website: heightsfinance.com/loan-office-location/cash-loans-garland-texas-broadway-blvd

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Advance America
Financial institution
4.90
13 reviews

Address: 447 N Garland Ave, Garland, TX 75040

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (972) 494-2705

Website: advanceamerica.net/store-locations/texas/447-n-garland-ave-garland-75040

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Emergency Loans Existing Loan Extended Loans Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loan Unsecured Loans
Check Store
Check cash
4.80
10 reviews

Address: 5954 Broadway Blvd, Garland, TX 75043

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (972) 240-4836

World Finance
Loan agency
4.70
10 reviews

Address: 3345 Broadway Blvd Ste 101, Garland, TX 75043

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (972) 840-0222

Website: loansbyworld.com/locations/texas/garland/75043/431

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Justice Finance
Loan agency
4.60
12 reviews

Address: 149 W Kingsley Rd Ste 210, Garland, TX 75041

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (972) 271-2678

Website: jfcloans.com

Services:

Business loans Installment loans Signature loans Cash Loans in Garland Texas Easy Loan Easy Loans in Garland Fast Cash in Garland Finance Loans Home Loans Installment Loans in Garland Loan Applications Personal Finance Personal Loans Personal Loans in Garland Signature Loans in Garland Small Loans Small Loans in Garland Unsecured Personal Loan
ACE Cash Express
Loan agency
4.60
14 reviews

Address: 5606 Broadway Blvd, Garland, TX 75043

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (972) 240-1366

Website: acecashexpress.com/locations/texas/garland/1306

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Regional Finance
Loan agency
4.60
10 reviews

Address: 1111 Northwest Hwy, Garland, TX 75041

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (972) 278-3283

Website: branches.regionalfinance.com/tx/garland/1111-northwest-hwy.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Tower Loan
Loan agency
4.50
2 reviews

Address: 4125 Broadway Blvd Bldg B Ste 220, Garland, TX 75043

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (469) 609-8412

Website: towerloan.com/branch/garland

Services:

Apply For Loans Online Auto Loans Auto Repairs Automobile Financing Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Finance Loans Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Sales Financing Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Service Loans
Loan agency
4.50
4 reviews

Address: 3035 Broadway Blvd Suite F, Garland, TX 75040

Today's Business Hours: 8:30 AM - 5:30 PM

Truist
Bank
4.40
9 reviews

Address: 2720 Belt Line Rd, Garland, TX 75044

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (469) 440-0667

Website: truist.com/locations

Oportun
Loan agency
4.20
10 reviews

Address: 3460 W Walnut St, Garland, TX 75042

Today's Business Hours: 11:00 AM - 6:30 PM

Phone Number: +1 (469) 804-0590

Website: oportun.com/locations/garland-75042-537

Services:

Auto Loan Brokerage Services Car Repairs Cash Grants Common Loan Consumer Lending Consumer Loan Consumer Loans Credit Card Loan Education Loans Financial Education Financial Services Home Improvements Investment Advisory Loan Calculator Loans Financial Loans Personal Loans Online Account Management Payment Plan Credit Payments Personal Loans Quick Personal Loans Refinance A Loan Secured Personal Loans Small Loan Standard Personal Loans Traditional Personal Loans Unsecured Personal Loans credit cards personal loans
Truist
Bank
3.00
5 reviews

Address: 3431 Broadway Blvd, Garland, TX 75043

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (469) 440-0767

Website: truist.com/locations

SBA-FUNDING
Loan agency

Address: 350 Oaks Trail #132, Garland, TX 75043

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (469) 209-8848

Website: sba-funding.com

Services:

Business loans Payday loans Signature loans Accounts Receivable Financing Ach Type Advance Bank Lending Collateral Based Loans Conventional Financing Equipment Leasing Factoring Merchant Cash Advance Secured Loans Traditional Loans Unsecured Loans Working Capital
Action Finance, Inc.
Loan agency

Address: 149 W Kingsley Rd #260, Garland, TX 75041

Phone Number: +1 (972) 840-4989

Tax Loans Texas
Loan agency

Address: 3615 Broadway Blvd Suite B, Garland, TX 75043

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (972) 340-6075

Website: financialhero.com/taxloanstx

Bankers Recovery Services
Loan agency

Address: 218 Garvon St, Garland, TX 75040

Today's Business Hours: 10:00 AM - 2:00 PM

Phone Number: +1 (972) 205-9413

Alternatives to Short-term Loans in Garland

Short-term loans are financial solutions designed to meet immediate needs, usually involving repayment within a short period. Personal short-term loans are unsecured loans typically provided by banks or online lenders, allowing borrowers to use funds for various purposes without specifying their use. Installment loans, on the other hand, enable borrowers to repay the loan amount over a predetermined schedule, offering the flexibility of smaller, manageable payments over time, often with fixed interest rates. Title loans are secured loans where borrowers use their vehicle title as collateral, providing quick access to cash but posing the risk of losing the vehicle if the loan terms are not met. Each type of loan serves specific financial needs while posing distinct advantages and potential risks.

Best Personal Loan

Carolina Rosario Espinoza | Fairway Independent Mortgage Corporation Loan Officer
5.00
10 reviews

Short-term loans are a versatile solution for individuals needing quick access to cash. Interest rates and fees can vary, so finding the best option tailored to specific needs is crucial. For personal loans, some lenders offer low-interest, no-collateral options where borrowers can apply for amounts based on their creditworthiness. With an efficient application and approval process, these loans can be ideal for unexpected expenses or financial emergencies requiring immediate attention.

Best Car Title Loan

Fidelity National Title
5.00
1 reviews

Title loans offer a solution for those who own a vehicle and need short-term cash by using their car as collateral. These loans are typically easier to qualify for since the vehicle secures them, but they often come with higher interest rates due to the associated risk. One of the best options for title loans is TitleMax, known for its straightforward application process and quick turnaround on funds. Despite the higher costs, TitleMax provides a viable option for individuals needing immediate funding, with the reassurance of holding onto their vehicle while they repay the loan.

Loan Regulations in Texas

In Texas, short-term loan regulations are designed to protect consumers while providing access to quick funds. State-wide regulations govern the rates, terms, and eligibility criteria for these loans. The maximum amount that can be borrowed is not specifically capped in Texas, allowing lenders some flexibility in the loan amounts offered. However, the law does stipulate that the term of a short-term loan cannot exceed 180 days. Regarding rates, Texas does not have a specified maximum annual percentage rate (APR), leading to higher costs compared to some other states. Borrowers must be 18 years or older, have a valid ID, and provide proof of income to be eligible.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently obtained a short-term loan, several local service providers can help you address essential needs. You can pay for unexpected medical bills, cover urgent car repair costs, afford necessary legal services, manage funeral expenses, or purchase vital home appliances. These options allow you to utilize your loan effectively to ensure stability in pressing situations.

Bodyshop
3637 Marquis Drive, Garland, TX 75042
+1 (469) 831-7867
Car Wash
1910 South Jupiter Road, Garland, TX 75042
+1 (817) 690-9366
Club & Association
125 East State Street, Garland, TX 75040
+1 (972) 276-7614
College/University
4750 North Jupiter Road, Garland, TX 75044
+1 (972) 675-6888
Community Center
600 West Avenue A, Garland, TX 75040
+1 (972) 205-2769
Concert Hall
300 North 5th Street, Garland, TX 75040
Government Office
801 La Prada Drive, Garland, TX 75043
Hotel
Main Street, Garland, TX 75040
Library
625 Austin Street, Garland, TX 75040
+1 (972) 205-2503
Local Post Office
Garland, TX 75040
Mexican Restaurant
3161 Broadway Boulevard, Garland, TX 75043
Movie Theater
3310 West Walnut Street, Garland, TX 75042
+1 (972) 212-4238
Museum
200 Museum Plaza Drive, Garland, TX 75040
+1 (972) 205-2749
Music Instruments Store
Garland, TX 75044
+1 (972) 530-9083
Pharmacy
1401 Northwest Highway, Garland, TX 75041
+1 (972) 468-0001

FAQ

What is a Short-Term Loan?

A short-term loan is a type of credit that is usually repaid within a year. These loans are designed to cover immediate financial needs and can be approved quickly, sometimes on the same day. They are ideal for emergencies or situations where waiting for funds isn't an option.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders offer products specifically tailored for individuals with poor credit scores. However, these loans often come with higher interest rates and fees, so it's important to compare options thoroughly before proceeding.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and release of funds happen within the same day. These loans are particularly useful in emergencies where funds are needed immediately. However, they may come with higher interest rates due to the quick processing time involved.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on your income. Typically due on your next payday, they are generally used to cover immediate financial gaps. Due to their high interest rates and fees, they should be considered only as a last resort for short-term financial needs.

What Are the Risks of Short-Term Loans?

Short-term loans can be useful for quick cash but come with disadvantages. They often carry high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's crucial to read the terms carefully and ensure you can meet the repayment schedule to avoid financial difficulties.

How Much Can I Borrow with a Short-Term Loan?

The amount you can borrow with a short-term loan typically ranges from a few hundred to several thousand dollars, depending on the lender and your financial situation. For short-term loans specifically, the loan amount is usually smaller and may be determined by your monthly income.

Do I Need Collateral for a Short-Term Loan?

Most short-term loans, particularly short-term loans, are unsecured, meaning they do not require collateral. However, some lenders may offer secured short-term loans for those with poor credit scores. In these cases, collateral such as a car or valuable goods will be required to secure the loan.

Find Short-term Loans Near Me

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