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Best Online Short-term Loans in Aiken

Need a quick financial boost? Short-term loans can be your lifesaver in unexpected cash crunch situations. The problem of sudden expenses can be stressful, leaving you scrambling for solutions. Whether it's a medical bill or a car repair, waiting isn't an option. Agitated by the urgency and lack of resources, many find themselves overwhelmed. Our Best Cash Advance Short-term Loans service provides a hassle-free solution, offering quick funds to navigate through tough times. Say goodbye to financial stress and let us help you regain peace of mind today!

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Best Online Short-term Loans in Aiken

AgSouth Farm Credit
Loan agency
5.00
10 reviews

Address: 951 E Pine Log Rd, Aiken, SC 29803

Phone Number: +1 (803) 648-6818

Services:

Business loans Financing Flex loans Installment loans Line of credit Microloans Signature loans Agricultural Financial Agriculture loans Built Home C2P Loan Construction to Permanent Loan Conventional Home Loans Conventional Loans Conventional Mortgage Conventional Mortgage Programs Crop Insurance Custom Services Equipment Leasing Equipment Loans Farm Credit Farm Equipment Leasing Farm Equipment Loans Farm LLoans Farm Loan Farm Operation Farm Operation Loans Financial Services Home And Construction Loans Home Construction Loans Home Improvements Home Loan Home Mortgage Home Mortgages Home Purchases Home Refinancing Insurance Plans Investment Properties LLoan LLoan Calculator Leasing Life Insurance Loan Calculator Loan Programs Lot Loans Mortgage Loans Mortgage Programs Mortgages for Homes with Acreage New Farm Patronage Program Portfolio Loan Private Mortgage Property Insurance Purchase Or Refinance Refinance Your Existing Loan Rural Home Loan Tax Returns
Advance America
Financial institution
5.00
13 reviews

Address: 1573 Whiskey Rd, Aiken, SC 29803

Phone Number: +1 (803) 641-6257

Website: advanceamerica.net/store-locations/south-carolina/1573-whiskey-rd-aiken-29803

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loans Unsecured Loans
Advance America
Financial institution
5.00
14 reviews

Address: 3555 Richland Ave W Ste. 186, Aiken, SC 29801

Phone Number: +1 (803) 644-6799

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Plan Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
World Finance
Loan agency
4.90
10 reviews

Address: 3555 Richland Ave W Ste 164, Aiken, SC 29801

Phone Number: +1 (803) 648-2631

Website: loansbyworld.com/locations/south-carolina/aiken/29801/335

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
OneMain Financial
Loan agency
4.90
9 reviews

Address: 2406 Whiskey Rd, Aiken, SC 29803

Phone Number: +1 (803) 648-1306

Website: onemainfinancial.com/branches/sc/aiken/29803/720

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
Approved Cash
Loan agency
4.80
10 reviews

Address: 1018 Richland Ave W, Aiken, SC 29801

Phone Number: +1 (803) 643-0123

Website: approvedcashadvance.com/locations/aiken

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loan Small Loan Tax Preperation Services
Lendmark Financial Services LLC
Loan agency
4.30
3 reviews

Address: 2549 Whiskey Rd, Aiken, SC 29803

Phone Number: +1 (803) 641-0559

Website: lendmarkfinancial.com/branches/sc/aiken/29803

Services:

Business loans Installment loans Signature loans Title loans Auto Purchase Auto Repair Loan Automobile Loans Bill Consolidation Estate Planning Home Repair Loan Personal Loans Merchant Finance Online Services Personal Lending Refinance An Existing Loan Unsecured Loan
Highland Finance
Loan agency
4.30
5 reviews

Address: 145 Chesterfield St S, Aiken, SC 29801

Phone Number: +1 (803) 643-3999

Services:

Signature loans Auto Repair Personal Loans
Security Finance
Loan agency
3.00
1 reviews

Address: 211 Richland Ave W, Aiken, SC 29801

Phone Number: +1 (803) 649-5366

Website: securityfinance.com/locations/aiken-sc-0404

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Credit Central
Loan agency

Address: 1602 Richland Ave W, Aiken, SC 29801

Phone Number: +1 (803) 643-1707

Website: creditcentralllc.com

Services:

Business loans Installment loans Payday loans Account Servicing Financial Services Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Tax Refund Tax Return Preparation Traditional Bank Loans Vehicle Repairs
Karlskoga Finance
Loan agency

Address: 356 Morgan St NW, Aiken, SC 29801

Cash Cow
Loan agency

Address: 1114 Richland Ave W, Aiken, SC 29801

Phone Number: +1 (803) 648-6499

Alternatives to Short-term Loans in Aiken

Short-term loans are financial products designed to provide quick monetary assistance and are typically repaid within a year or less. Personal loans are unsecured, meaning they don’t require collateral, and are often used for general, unforeseen expenses, with terms varying by lender. Installment loans offer a set amount of money with a fixed repayment schedule, allowing borrowers to pay back the loan over several months in equal payments, making budgeting easier. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, generally allowing quick access to a small amount of cash but with the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan has distinct features and potential risks that borrowers should evaluate before proceeding.

Best Personal Loan

Check `n Go
5.00
22 reviews

Short-term personal loans are typically unsecured and meant to be paid back within a short timeframe, usually a few months to a year. The best personal loans tend to be those offered by reputable financial institutions and online lenders with transparent terms and competitive interest rates. These types of loans can be used for various purposes such as consolidating debt, covering emergency expenses, or making a large purchase. It's crucial to review the lender's reputation and read the fine print to ensure there are no hidden fees or unfavorable terms. In essence, for a personal loan to be the best choice, it should have a reasonable interest rate, clear repayment terms, and should come from a trustworthy lender.

Best Installment Loan

1st Franklin Financial
4.90
10 reviews

Installment loans are a type of short-term loan where a borrower repays the loan amount over a set period through scheduled payments. These loans can be secured or unsecured and usually have fixed interest rates. The best option for an installment loan would provide a convenient repayment schedule that matches the borrower's financial situation. Look for lenders who offer customizable loan terms, whether for a few months or a couple of years, and ensure the loan charges are clear and upfront to avoid hidden fees.

Best Car Title Loan

Auto Money
5.00
32 reviews

Title loans present an option for borrowers willing to use their vehicle as collateral. These loans typically offer quick access to funds, regardless of a borrower's credit score, as the loan is secured by the value of the car. While title loans can be useful in financial emergencies, they come with high interest rates and the risk of losing the vehicle if repayment is not met. Therefore, it's crucial for borrowers to have a clear repayment plan and consider alternative options before committing to a title loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After taking out a short-term loan, individuals can allocate funds across essential local service providers including medical, car repair, legal, funeral, and appliance services. Such financial support empowers borrowers to address urgent health care needs, vehicle maintenance for dependable transportation, legal counsel for pressing matters, and expenses related to funeral arrangements. Additionally, purchasing or repairing home appliances ensures everyday convenience and functionality.

Car Wash
443 Silver Bluff Road, Aiken, SC 29803
+1 (803) 649-1115
Club & Association
1090 East Pine Log Road, Aiken, SC 29803
Dentist
105 Summerwood Way, Aiken, SC 29803
+1 (803) 649-1771
Fitness Club & Center
357 Woodward Drive, Aiken, SC 29803
Gifts, Cards, Novelties & Souvenirs
109 Laurens Street Northwest, Aiken, SC 29801
+1 (803) 215-8452
Government Office
400 Kershaw Street Northeast, Aiken, SC 29801
+1 (803) 642-7748
Hospital
Laurens Street Northwest, Aiken, SC 29801
+1 (803) 641-9191
Hotel
3270 Whiskey Road, Aiken, SC 29803
+1 (803) 649-4024
Movie Theater
300 Laurens Street Northwest, Aiken, SC 29801
+1 (844) 462-7342
Museum
117 Laurens Street Northwest, Aiken, SC 29801
+1 (803) 649-7999
Pharmacy
110 Price Avenue, Aiken, SC 29803
+1 (803) 648-1313
Rent-a-Car Facility
3720 Richland Avenue West, Aiken, SC 29801
+1 (803) 649-6022
Restaurant
East Pine Log Road, Aiken, SC 29803
+1 (803) 649-6583
Shopping Center
Whiskey Road, Aiken, SC 29803
+1 (803) 649-0869
Theater
104 Florence Street Southwest, Aiken, SC 29801

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

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Aiken ZIP Codes

29801
29802
29803
29804
29805
29808
29851