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Best Online Short-term Loans in Kingstree

Need quick cash to tackle urgent expenses? You're not alone! Many face unexpected financial hurdles. Short-term loans provide the swift relief you need. Juggling bills and emergencies can be stressful—let us ease that burden. Our Best Cash Advance Short-term Loans offer a fast, hassle-free solution to your immediate cash needs. No complicated processes or lengthy waits, just straightforward access to the funds you need, when you need them. Say goodbye to financial stress and hello to peace of mind today!

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Best Online Short-term Loans in Kingstree

Advance America
Financial institution
5.00
10 reviews

Address: 1612 N Longstreet St, Kingstree, SC 29556

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 354-5167

Website: advanceamerica.net/store-locations/south-carolina/1612-n-longstreet-street-kingstree-29556

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
World Finance
Loan agency
5.00
10 reviews

Address: 1305A N Longstreet St, Kingstree, SC 29556

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 354-5535

Website: loansbyworld.com/locations/south-carolina/kingstree/29556/213

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Low Country Loans
Loan agency

Address: 129 E Mill St, Kingstree, SC 29556

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 355-5678

Family Cash Advance
Check cash

Address: 130 Hampton Ave suite b, Kingstree, SC 29556

Phone Number: +1 (843) 354-7711

Sabrina
Loan agency

Address: 1310 N Longstreet St, Kingstree, SC 29556

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 355-1420

Website: nfcmoney.com

World Acceptance
Loan agency

Address: 107 W Main St, Kingstree, SC 29556

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 354-5535

United Finance Co
Loan agency

Address: 115 E Mill St, Kingstree, SC 29556

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 354-7458

Alternatives to Short-term Loans in Kingstree

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Quick Credit
5.00
10 reviews

When it comes to personal loans, one of the best short-term options available is the payday loan. This type of loan is typically chosen for its fast approval process and minimal application requirements, making it appealing to those who need immediate cash. While payday loans can offer quick access to funds, it's crucial to be aware of their high-interest rates and short repayment terms which can range from a few weeks to a month. As a result, payday loans are best suited for situations where you can confidently repay the loan on time and in full to avoid any snowballing financial problems.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
19 reviews

Title loans are a form of secured loan where borrowers use their vehicle title as collateral. These loans are advantageous for individuals who need quick access to cash and are confident in their ability to repay the loan swiftly, often within 30 days. While title loans can offer fast approval and no credit check, they come with significant risks, such as high-interest rates and fees. Additionally, failure to repay on time can lead to the loss of the borrower's vehicle. Thus, title loans are typically recommended only as a last resort for borrowers who are in immediate need of funds and possess a clear plan to repay the loan promptly.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already secured a short-term loan, this financial assistance can be effectively utilized in various essential local services. Whether addressing urgent medical expenses, handling necessary car repairs, covering legal fees, managing funeral costs, or financing new appliances, a short-term loan offers a valuable resource to ensure these critical needs are met promptly and efficiently.

Car Accessories
27 North Williamsburg County Highway, Kingstree, SC 29556
+1 (843) 354-3353
Car Wash
29 Three Bee Drive, Kingstree, SC 29556
+1 (843) 382-4900
Club & Association
375 Nelson Boulevard, Kingstree, SC 29556
+1 (843) 355-7789
College/University
9 Courthouse Square, Kingstree, SC 29556
+1 (843) 355-6106
Community Center
484 Nelson Boulevard, Kingstree, SC 29556
+1 (843) 355-2420
Dentist
500 Thurgood Marshall Highway, Kingstree, SC 29556
+1 (843) 354-7519
Fast Food
201 North Longstreet Street, Kingstree, SC 29556
Fitness Club & Center
125 East Mill Street, Kingstree, SC 29556
+1 (843) 355-2348
General Practitioner
318 East Main Street, Kingstree, SC 29556
+1 (843) 355-5462
Government Office
401 North Longstreet Street, Kingstree, SC 29556
+1 (843) 355-7484
Hospital
500 Thurgood Marshall Highway, Kingstree, SC 29556
+1 (803) 434-3800
Hotel/Motel
1410 North Longstreet Street, Kingstree, SC 29556
+1 (843) 354-6151
Library
601 Martin Luther King Avenue, Kingstree, SC 29556
+1 (843) 355-4172
Local Post Office
129 West Mill Street, Kingstree, SC 29556
+1 (843) 354-7076
Mobile Phone Shop
1509 North Longstreet Street, Kingstree, SC 29556
+1 (843) 355-5026

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a year or less. It is designed to meet immediate financial needs and includes types such as short-term loans and same-day loans. These loans are ideal for covering unexpected expenses or bridging financial gaps.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan with bad credit. Many lenders offer bad-credit options that focus more on current income and capacity to repay rather than credit history. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. When approved, the loan amount is typically disbursed on the same day, making it an ideal option for urgent financial situations.

How do short-term loans work?

Short-term loans are short-term loans that are due for repayment on your next payday. These loans are generally small amounts and are based on your income. Short-term loans can help cover immediate expenses but tend to have higher interest rates and fees.

What are the requirements for a short-term loan?

Requirements for a short-term loan may vary by lender but typically include proof of income, a checking account, and identification. Even with bad credit, having a stable income and a bank account can significantly improve your chances of approval.

Are there risks associated with short-term loans?

Yes, there are risks, including high-interest rates and fees that can accumulate if not paid on time. Additionally, rolling over loans can lead to a cycle of debt. It is crucial to borrow only what you can repay within the agreed timeframe.

How can I apply for a short-term loan?

Applying for a short-term loan is generally straightforward and can often be done online. You need to fill out an application form, submit necessary documentation, and wait for the lender's approval. Once approved, funds are usually deposited into your bank account quickly.

Find Short-term Loans Near Me

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Kingstree ZIP Codes

29556