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Best Online Short-term Loans in Charleston

Struggling with unexpected expenses? Short-term financial strains can cause stress, but you don't have to face them alone. Our Best Cash Advance Short-term Loans are designed to provide quick relief, helping you manage your cash flow without hassles. Say goodbye to the sleepless nights and endless worries. With our easy application process and fast approval, you'll have the funds you need in no time. Experience the freedom that comes with knowing you're covered for life's surprises. Let us be your reliable support for short-term loan solutions.

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Best Online Short-term Loans in Charleston

Security Finance Corporation
Loan agency
5.00
1 reviews

Address: 1669 Savannah Hwy C, Charleston, SC 29407

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 556-4737

Website: security-finance.com

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Child Tax Credit Consumer Loans Continuing Education Disability Insurance Finance Loan Financial Solutions Health Insurance Life Insurance Medical Plan Personal Finance Small Loans Tax Deductions Tax Help
Commonwealth Finance
Loan agency
5.00
1 reviews

Address: 1708 Old Towne Rd, Charleston, SC 29407

Phone Number: +1 (843) 747-1171

Top Cash Advance
Loan agency
5.00
5 reviews

Address: 1138 Morrison Dr, Charleston, SC 29403

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (843) 905-2749

Website: topcadvance.com/locations/charleston

Services:

Business loans Flex loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Quick Cash Revolving Loans Short-Term Loan Simple Loan Used Car Loan
Opportunity Business Loans
Loan agency
5.00
6 reviews

Address: 115 Meeting St #174, Charleston, SC 29401

Today's Business Hours: 7:00 AM - 8:00 PM

Phone Number: +1 (855) 967-0723

Website: oppbusinessloans.com/location/charleston

Services:

Business loans Flex loans Line of credit Payday loans Signature loans Accounts Receivables Asset-Based Financing Assisted Living Auto Repair Bridge Loans Commercial Building Commercial Real Estate Lender Commercial Real Estate Property Construction Loan Program Credit Card Debt Customized Loan Debt Financing Equipment Financing Estate Loan Facility Financing Financial Advisors Financing Financing Financing Options Financing Solutions Flexible Payment Plans Foreign National Loan Program Hard Money Loans Home Improvements Hospitality Loans Hotel Loans Insurance Plans International Lending Investment Property Loans Invoice Factoring Invoice Financing Loans Legal Services Lending Programs Marketing Services Merchant Cash Advance Mortgage Lending Mortgage Programs Personal Finances Personal Financial Personal Secured Loans Personal Unsecured Loans Practice Financing Real Estate Investment Real Estate Investors Renovating Your Home Residential Loans Residential Mortgages Restaurant Financing Restaurant Lending Restaurant Loans Revolving Credit Short-Term Financing Short-Term Loan Traditional Mortgage Truck Financing Working Capital
Check Loans
Loan agency
5.00
4 reviews

Address: 1663 Savannah Hwy, Charleston, SC 29407

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (843) 763-7770

Website: checkloans-loanagency.business.site

High Line Holdings, LLC
Loan agency
5.00
1 reviews

Address: 520 Folly Road #299-P, Charleston, SC 29412

Today's Business Hours: 7:30 AM - 7:30 PM

Phone Number: +1 (843) 603-5480

Website: highlineholdingsllc.com

Services:

Business loans Flex loans Line of credit Microloans Payday loans Signature loans Account Receivables Alternative Lender Bridge Loans Equity Investment Equity Participation Fix And Flip Loans Investment Opportunities Real Estate Investment Residential Real Estate Loans Short-Term Loans Small Balance Commercial Specialized Loan
World Finance
Loan agency
5.00
10 reviews

Address: 915 Folly Rd Suite I, Charleston, SC 29412

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 406-8646

Website: loansbyworld.com/locations/south-carolina/charleston/29412/232

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Check `n Go
Loan agency
5.00
21 reviews

Address: 2000 Sam Rittenberg Blvd #110, Charleston, SC 29407

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 769-5633

Website: locations.checkngo.com/south-carolina/charleston/2000-sam-rittenburg-blvd

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Cashier's Checks Check Cashing Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Pay Loan Repayment Loans Originated Money Funds New Loan Paying Bills Personal Checks Refinance My Loan Retail Loans Retail Remote Refis And Reloans Tax Returns Unsecured Personal Loans
Check 'n Go
Loan agency
5.00
1 reviews

Address: 125 Wappoo Creek Dr STE G Suite 202, Charleston, SC 29412

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (843) 998-7168

Website: locations.checkngo.com/locations/south-carolina-charleston-125-wappoo-dr

Services:

Installment loans
Advance Payday Loans
Loan agency
5.00
1 reviews

Address: 1141 Old Towne Rd, Charleston, SC 29407

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (854) 400-5362

Website: advancepdloans.com/locations/charleston

Machine Tool Financing
Loan agency
5.00
2 reviews

Address: 2176 Savannah Hwy #105, Charleston, SC 29414

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (614) 777-0000

Website: machinetoolfinancing.com

Services:

Business loans Flex loans Line of credit Signature loans Angle Roll Financing Apply For Financing CNC Financing Companies Financing Equipment Financing Factoring Programs Financing Application Financing Programs Financing Solutions Home Financing Hydraulic Press Financing Invoice Factoring Jet Financing Laser Financing Leasing Programs Machine Tool Financing Machine Tool Refinancing Plastic Injection Molding Financing Plate Roll Financing Press Brake Financing Repayment Plans Short Term Straight Side Press Financing Tax Returns Traditional Financing Traditional Loans Turret Punch Financing Used Equipment Financing Working Capital Loans
Advance America
Financial institution
4.90
18 reviews

Address: 1836 Ashley River Rd Unit 5, Charleston, SC 29407

Phone Number: +1 (843) 556-7430

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Consumers Loans Credit Counseling Credit Reporting Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Fund Transfer Home Loans Money Orders Money Services Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Personal Finances Prepaid Cards Refinance Loan Refinance Options Short Term Loan Single Repayment Loan Small Loans Store Cash Advance Term Lending Typical Loans Wire Transfer
Mariner Finance
Loan agency
4.80
8 reviews

Address: 1660 Sam Rittenberg Blvd Suite 8, Charleston, SC 29407

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (843) 766-4660

Website: marinerfinance.com/locations/south-carolina/mariner-finance-location-in-charleston-sc

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
SnapCap
Loan agency
4.70
10 reviews

Address: 701 E Bay St #414, Charleston, SC 29403

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (800) 843-0130

Website: snapcap.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Alternative Financing Alternative Lending Auto Loan Auto Repair Automobile Finance Automobile Loan Bad Credit Loans Bank Lending Cash Flow Loans Company Loans Construction Loans Credit Repair Debt Consolidation Debt Relief Services Dollar Loans Equipment Loans Financial Services Financing Solutions Home Equity Loan Home Remodeling Identity Verification Inventory Loans Invoice Factoring Loan Processing Loan Repayment Loans Refinance Manufacturing Loans Medical Practice Loans Merchant Cash Advance Financing Merchant Loans Personal Finance Private Student Loans Realty Services Residential Mortgage Loan Restaurant Loans Reverse Mortgage Sba Loans Secured Lending Start-Up Financing Tax Planning Traditional Bank Loans Traditional Financing Trucking Loans Unsecured Personal Loan Working Capital Loans
AmeriCash Loans
Loan agency
4.70
10 reviews

Address: 1663 Savannah Hwy, Charleston, SC 29407

Today's Business Hours: 11:00 AM - 7:00 PM

Phone Number: +1 (843) 573-8498

Website: americashloans.net/locations/south-carolina/charleston

Services:

Installment loans Payday loans Signature loans Title loans Auto Repairs Car Repairs Easy Loans Home Improvements Home Repairs Loan Applications Location Plan Quick Cash Loans Secure Loan Short-Term Loans Student Loans Tax Preparation Tax Returns
Monster Music & Movies
Financial institution
4.70
41 reviews

Address: 946 Orleans Rd, Charleston, SC 29407

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (843) 571-4657

Website: monstermusicsc.com

Services:

Record Cleaning CD & DVD Resurfacing We pay cash for used vinyl CDs & DVDs.
Approved Cash
Loan agency
4.60
10 reviews

Address: 1669-B, Savannah Hwy Ste b, Charleston, SC 29407

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 573-0530

Website: approvedcashadvance.com/locations/charleston

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loan Small Loan Tax Preperation Services
Check Into Cash
Loan agency
4.50
10 reviews

Address: 2049 Savannah Hwy, 1 US-17, Charleston, SC 29407

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 556-5440

Website: local.checkintocash.com/us/sc/charleston/2049-savannah-hwy-1-us-17

Services:

Bad Credit Cash Advance Cash Today Check Into Cash Loans Checking Account Credit Card Customer Support Dollar Loans Easy Loan Home Improvements Home Loans Identity Verification Loan By Phone Loan Lending Loans Funds New Loan Online Lending Payment Plan Prepaid Debit Card Quick Cash Refinance Your Loan Registration Loan Retail Loans Short-Term Loans Small Loan Check Cashing Bill Pay Western Union Money Transfer
ACE Cash Express
Loan agency
4.50
10 reviews

Address: 1604 Sam Rittenberg Blvd, Charleston, SC 29407

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (843) 571-1827

Website: acecashexpress.com/locations/south-carolina/charleston/1105

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards Money Orders Tax Services Business Services
Cash America Pawn
Check cash

Address: 4400 Dorchester Rd #112, Charleston, SC 29405

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 744-1136

Services:

Payday loans Title loans Loans Services Pawn Loans
Bridge Loan, Inc - Pre-Settlement Funding
Loan agency
3.70
6 reviews

Address: 450 Meeting St B, Charleston, SC 29403

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (843) 577-7779

Website: bridgeloaninc.com

L & B check cashing
Check cash
3.20
6 reviews

Address: 4337 Spruill Ave, Charleston, SC 29405

Phone Number: +1 (843) 810-0362

Advance Payday Loans
Loan agency

Address: 1205C Ashley River Rd, Charleston, SC 29407

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (854) 400-5362

Website: advancepdloans.com/locations/charleston

Advance Finance
Loan agency
1.00
1 reviews

Address: 1663 Savannah Hwy # 6, Charleston, SC 29407

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (843) 573-0703

Lending Tree
Loan agency

Address: Charleston, SC 29407

Phone Number: +1 (843) 769-2372

Pioneer Credit Company
Loan agency

Address: 946 Orleans Rd, Charleston, SC 29407

Phone Number: +1 (843) 766-4014

Website: pioneercredit.net/locations/south-carolina/pioneer-credit-company-location-in-charleston-sc

Charleston Capital Corporation
Loan agency

Address: 56 Queen St, Charleston, SC 29401

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (843) 723-6464

Loan Store
Loan agency

Address: 65 Sycamore Ave # A4, Charleston, SC 29407

Phone Number: +1 (843) 769-9821

Fidelity Finance & Acquisition
Loan agency

Address: 255 King St, Charleston, SC 29401

Phone Number: +1 (843) 727-7017

Alternatives to Short-term Loans in Charleston

Short-term loans are financial products designed to provide immediate access to money with the expectation of repayment within a short period, usually from several weeks to a few months. Personal loans can be unsecured, requiring no collateral, and are based primarily on an individual's creditworthiness, offering flexibility for various expenses. Installment loans are repaid over a set schedule with fixed payments, making budgeting easier, and they often accommodate borrowers with lower credit scores, albeit potentially at higher interest rates. Title loans are secured loans that use the borrower's vehicle title as collateral, typically allowing for quick approval and funding, but they pose a risk of losing one's vehicle if payments are not met in time, often carrying high-interest rates and fees.

Best Personal Loan

Coastlend Mortgage
5.00
24 reviews

Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.

Best Installment Loan

TD Bank
2.70
10 reviews

Installment loans are another type of short-term loan that allows borrowers to repay the amount in fixed monthly installments over a set period. Unlike payday loans, installment loans typically have lower interest rates and offer more manageable payment structures. The best installment loans come with clear and transparent terms, reasonable interest rates, and the option to extend the term if necessary. They are ideal for those who need to borrow a more significant sum of money and prefer predictable payment schedules that fit within their monthly budget.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
42 reviews

Title loans are short-term loans that require borrowers to use their vehicle as collateral, typically appealing to those who need funds quickly but may not have stellar credit. This type of loan is among the few options available to borrowers who have limited access to traditional credit sources. The best title loans come with competitive interest rates, clear and concise terms, and a reputable lending institution that values customer satisfaction. While this loan type can provide instant cash, it's important for borrowers to fully understand the risks involved, particularly the potential to lose their vehicle if they default on repayment.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Adventure Sports Facility
708 King St, Charleston, SC 29403
+1 (843) 789-3265
Car Glass Replacement Shop
1523 Folly Road, Charleston, SC 29412
+1 (803) 888-5673
Club & Association
1990 Daniel Island Drive, Charleston, SC 29492
+1 (843) 971-4625
Community Center
Calhoun Street, Charleston, SC 29401
+1 (843) 724-3745
Concert Hall
150 Meeting Street, Charleston, SC 29401
Dentist
675 Saint Andrews Boulevard, Charleston, SC 29407
+1 (843) 766-5858
Fitness Club & Center
1662 Savannah Highway, Charleston, SC 29407
+1 (843) 769-9949
General Practitioner
9313 Medical Plaza Drive, Charleston, SC 29406
+1 (843) 824-0606
Government Office
780 Playground Road, Charleston, SC 29407
+1 (843) 763-7331
Library
164 King Street, Charleston, SC 29401
+1 (843) 723-9912
Motel
Skylark Drive, Charleston, SC 29407
+1 (843) 556-5144
Movie Theater
1743 Central Park Road, Charleston, SC 29412
+1 (843) 795-8434
Museum
54 Broad Street, Charleston, SC 29401
Pharmacy
645 Meeting Street, Charleston, SC 29403
+1 (843) 577-3954
Rent-a-Car Facility
North Charleston, SC 29418
+1 (833) 969-2383

FAQ

What is a Short-Term Loan?

A short-term loan is a type of borrowing option with a relatively brief repayment period, typically ranging from a few weeks to a few months. These loans are designed to be quick and accessible for individuals who need immediate financial assistance for emergencies or unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, it is important to note that the interest rates may be higher compared to those offered to individuals with better credit scores, as lenders perceive a higher risk.

What Are Same-Day Loans?

Same-day loans refer to short-term loans that are processed quickly, often within a single day. These loans are ideal for urgent financial needs as they promise speedy application, approval, and fund disbursement processes. However, availability may vary based on the lender's policies and cutoff times.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loan intended to be repaid on the borrower's next payday. Typically, the loan amount is small, and the repayment is expected in one lump sum, including fees and interest. Borrowers should carefully consider the terms, as these loans often come with high interest rates and charges.

What Do I Need to Qualify for a Short-Term Loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, a steady source of income, and an active bank account. Some lenders may have additional requirements, so it is advisable to check their guidelines before applying.

How Can I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person through a lender. The process usually involves filling out an application form, providing personal details, and sometimes, documentation for income verification. Once submitted, the lender reviews your application and decides on approval based on their criteria.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans can be helpful, but they come with risks such as high interest rates and fees. Borrowers may get trapped in a cycle of debt if they cannot repay on time. Understanding the terms of the loan, planning for repayment, and considering alternatives when possible can help mitigate these risks.

Find Short-term Loans Near Me

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Charleston ZIP Codes

29401
29402
29403
29405
29406
29407
29409
29412
29413
29414
29415
29416
29417
29422
29423
29424
29425
29445
29455
29457
29464
29466
29492