Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.
Address: 45 S Main St, Sumter, SC 29150
Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (803) 773-1427
Website: loansbyworld.com/locations/south-carolina/sumter/29150/332
Services:
Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax ReturnsAddress: 381 Rast St, Sumter, SC 29150
Today's Business Hours: 9:00 AM - 6:00 PM
Phone Number: +1 (803) 775-9384
Website: securityfinance.com/locations/sumter-sc-0194
Services:
Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax HelpAddress: 1121 Broad St suite 17, Sumter, SC 29150
Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (803) 773-7341
Website: onemainfinancial.com/branches/sc/sumter/29150/4058
Services:
Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding LoansAddress: 575 Broad St Ste C & D, Sumter, SC 29150
Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (803) 773-3698
Website: loansbyworld.com/locations/south-carolina/sumter/29150/334
Services:
Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax ReturnsAddress: 810 Broad St, Sumter, SC 29150
Today's Business Hours: 8:30 AM - 5:30 PM
Phone Number: +1 (803) 773-1111
Website: heightsfinance.com/loan-office-location/fast-loans-sumter-south-carolina
Services:
Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal LoansAddress: 1328 Broad St Suite 120, Sumter, SC 29150
Today's Business Hours: 10:00 AM - 6:00 PM
Phone Number: +1 (803) 795-4577
Website: locations.checkngo.com/south-carolina/sumter/1328-broad-street
Services:
Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Cashier's Checks Check Cashing Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated Money Funds New Loan Paying Bills Personal Checks Refinance My Loan Retail Loans Tax Returns Unsecured Personal LoansAddress: 736 Bultman Dr, Sumter, SC 29150
Today's Business Hours: 10:00 AM - 6:00 PM
Phone Number: +1 (803) 938-8302
Website: advanceamerica.net/store-locations/south-carolina/736-bultman-drive-sumter-29150
Services:
Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Child Tax Credit Christmas Loans Consumer Credit Consumers Loans Credit Counseling Debt Management Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Applications Loan Payments Loan Processing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Rates & Terms Finance Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Unsecured LoansAddress: 577 Bultman Dr, Sumter, SC 29150
Today's Business Hours: 8:30 AM - 5:30 PM
Phone Number: +1 (803) 773-9371
Website: heightsfinance.com/loan-office-location/personal-loans-sumter-south-carolina
Services:
Line of credit Signature loans Auto Repairs Credit Insurance Personal LoansAddress: 732 Bultman Dr, Sumter, SC 29150
Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (803) 775-0719
Services:
Installment loans Title loans Auto LoansAddress: 1224-g Alice Dr, Sumter, SC 29150
Today's Business Hours: 8:30 AM - 5:30 PM
Phone Number: +1 (803) 775-4765
Address: 810 Broad St #4, Sumter, SC 29150
Today's Business Hours: 8:30 AM - 5:30 PM
Phone Number: +1 (803) 775-4554
Website: creditcentralllc.com
Services:
Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle RepairsAddress: 663 Bultman Dr, Sumter, SC 29150
Phone Number: +1 (803) 774-3016
Address: 402 Broad St, Sumter, SC 29150
Phone Number: +1 (803) 938-9711
Address: 667 W Liberty St, Sumter, SC 29150
Phone Number: +1 (803) 418-5517
Address: 402 Broad St, Sumter, SC 29150
Phone Number: +1 (803) 778-2210
Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.
Short-term personal loans are a convenient option for individuals who need quick access to funds. These loans are typically unsecured, meaning they do not require collateral, making them popular among borrowers who may not have valuable assets to pledge. Personal loans offer flexible borrowing amounts and terms, which can be useful for covering unexpected expenses or bridging financial gaps. The best personal short-term loans usually present competitive interest rates, low fees, and a straightforward application process, making them accessible to a broader range of borrowers, including those with varying credit backgrounds.
Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.
Title loans offer a unique solution for individuals needing quick cash by using their vehicle's title as collateral. This type of loan is attractive for those who may not qualify for traditional credit-based lending due to a low credit score. The best title loan provides a substantial percentage of the vehicle's value as loan funds and comes with a transparent fee structure and a manageable repayment plan. It offers an avenue for borrowers to access money quickly without selling their car, albeit with the risk of losing the vehicle if the loan is not repaid.
In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.
The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.
Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.
These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.
Estimated Payment
If someone has already taken out a short-term loan, they can utilize the funds across various local services, including medical, car repair, legal, funeral, and appliance services. Medical expenses can be addressed promptly with the loan, ensuring immediate access to necessary treatments or medications. Similarly, unexpected car repairs, legal fees, and appliance services can be managed effectively, while also providing essential support for funeral costs, which can often be a substantial financial burden.
A short-term loan is a type of loan designed to be repaid over a short period, typically within a few months. These loans are often used to cover immediate financial needs and are available in smaller amounts compared to traditional loans.
Yes, many lenders offer short-term loans to individuals with bad credit. While a poor credit score may limit your options, some lenders specialize in providing loans to those with less-than-perfect credit histories.
Same-day loans are a type of short-term loan where the borrower can receive the loan amount on the same day they apply. These loans are particularly useful in emergency situations where quick access to funds is necessary.
Short-term loans are short-term, small-dollar loans that are typically due on your next payday. They are intended to cover urgent expenses and are often a popular choice for borrowers needing quick access to cash. However, they usually come with high fees or interest rates.
With short-term loans, you can typically borrow amounts ranging from a few hundred to a few thousand dollars. The exact amount depends on the lender and your financial situation.
Yes, alternatives include credit unions, personal installment loans, and peer-to-peer lending platforms. These may offer more favorable terms and lower interest rates compared to traditional short-term loans.
Before applying, consider the interest rates, repayment terms, and any additional fees. Ensure the loan is affordable and that you have a plan to repay it on time to avoid additional debt or financial strain.
Jump to city name:
