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Best Online Short-term Loans in Florence

Strapped for cash and need a quick fix? Short-term loans could be your best solution. Financial surprises can catch anyone off guard, leaving you stressed and uncertain. That’s where our Best Cash Advance Short-term Loans step in to save the day. Get the funds you need without the long wait or complex paperwork. We’re here to provide you with quick, easy, and reliable financial relief when you need it most. Experience seamless service and regain control of your finances today!

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Best Online Short-term Loans in Florence

Quick Credit
Loan agency
5.00
10 reviews

Address: 1561 W Palmetto St, Florence, SC 29501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 661-5455

Website: heightsfinance.com/loan-office-location/fast-loans-florence-south-carolina

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
Advance America
Financial institution
5.00
10 reviews

Address: 2600 S Irby St h, Florence, SC 29505

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 669-4185

Website: advanceamerica.net/store-locations/south-carolina/2600-s-irby-st-ste-h-florence-29505

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loans Unsecured Loans
Anderson Cash Advance LLC
Loan agency

Address: 2204 2nd Loop Rd G, Florence, SC 29501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 662-2922

Website: paydayloanservices.org

Advance America
Financial institution
5.00
10 reviews

Address: 155 S Cashua Dr Ste. B, Florence, SC 29501

Phone Number: +1 (843) 662-3990

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Credit Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loans Unsecured Loans
World Finance
Loan agency
5.00
10 reviews

Address: 2405 2nd Loop Rd Ste H, Florence, SC 29501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 773-2545

Website: loansbyworld.com/locations/south-carolina/florence/29505-2845/252

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Building Credit Car Repairs Financial Services Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Filing Tax Preparation Services Tax Returns
1st Franklin Financial
Loan agency
4.90
10 reviews

Address: 315 N Beltline Dr Suite G, Florence, SC 29501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 629-1212

Website: locations.1ffc.com/sc/florence/315-beltline-drive.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
World Finance
Loan agency
4.90
8 reviews

Address: 1655 W Palmetto St, Florence, SC 29501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 669-4187

Website: loansbyworld.com/locations/south-carolina/florence/29501/228

Approved Cash
Loan agency
4.70
10 reviews

Address: 1231 South Irby Street #B Ste B, 1231 S Irby St, Florence, SC 29505

Phone Number: +1 (843) 669-8005

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan Home Loans New Loan Payday Loan Small Loan Tax Preperation Services
Credit Central
Loan agency
4.60
10 reviews

Address: 1604 2nd Loop Rd, Florence, SC 29505

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 629-0682

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Sunset Finance
Loan agency
3.10
6 reviews

Address: 1333C S Irby St, Florence, SC 29505

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 665-6081

Website: sunsetfinance.net

Services:

Business loans Installment loans Signature loans Auto Repair Car Repair Consumer Finance Consumer Loans Doctor Bills Holiday Shopping Home Repair Loan Process Loans Personal Loans No Irs Personal Finance Refinance Loans Secured Personal Loans Starter Loans Tax Prep Tax Preparation Services Tax Refund Advance Tax Return Travel Expenses
Lenders Loans
Loan agency
1.00
1 reviews

Address: 804 2nd Loop Rd, Florence, SC 29501

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (803) 407-1243

Website: lendersloans.com

Services:

Installment loans Line of credit Payday loans Establishing Credit Home Repairs Lenders Loans
1800NewRate - Motors Acceptance Corporation
Loan agency
1.00
2 reviews

Address: 288 S Dargan St suite b, Florence, SC 29501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (800) 899-6669

Professional Financial Services
Loan agency

Address: 3203 W Palmetto St # P, Florence, SC 29501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 661-0101

Website: pfs-corp.net

Security Finance
Loan agency

Address: 1811 S Irby St Suite 101, Florence, SC 29505

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 669-1691

Website: securityfinance.com/locations/florence-sc-0207?utm_source=google&utm_medium=organic&utm_campaign=gmb

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Freedom Finance Inc
Loan agency

Address: 1318 W Evans St, Florence, SC 29501

Phone Number: +1 (843) 664-0777

Alternatives to Short-term Loans in Florence

Short-term loans are financial products designed to address immediate funding needs with varying terms and conditions. Personal loans offer a versatile option, generally unsecured, requiring no collateral and allowing borrowers to use the funds for various purposes. Installment loans provide another flexible solution, enabling individuals to borrow a fixed amount of money and repay it through scheduled payments over a predetermined period, typically at a fixed interest rate. Title loans, on the other hand, are secured loans that use the borrower's vehicle title as collateral, making them a quick but risky way to secure funds, often with higher interest rates and the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

C & A Mortgage Services of Florence, Inc
5.00
10 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

Florence Title Loans
4.70
10 reviews

Installment loans, another type of short-term loan, are ideal for borrowers who prefer predictable monthly payments. One of the best options for installment loans is the platform that allows for fixed payments over the agreed loan term. Borrowers can take advantage of these loans to finance larger purchases or consolidate debt, as they provide a defined repayment schedule. The interest rates for installment loans can vary based on the lender, but they typically offer more straightforward terms than other short-term lending options, allowing borrowers to plan their finances around their loan repayments.

Best Car Title Loan

Auto Money
5.00
28 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Glass Replacement Shop
202 3rd Loop Road, Florence, SC 29505
+1 (843) 396-1770
Car Wash
Florence, SC 29501
+1 (843) 679-9573
Club & Association
1307 Berkley Avenue, Florence, SC 29505
+1 (843) 662-6036
College/University
340 South Stadium Road, Florence, SC 29506
+1 (843) 629-0700
Community Center
1206 Sopkin Avenue, Florence, SC 29506
+1 (843) 676-0025
Dentist
680 Senior Way, Florence, SC 29505
+1 (843) 661-5700
Do-It-Yourself Centers
3051 West Radio Drive, Florence, SC 29501
+1 (843) 661-2597
Doctor
1521 Mclure Ct, Florence, SC 29505
+1 (843) 665-2900
Fitness Club & Center
501 West Palmetto Street, Florence, SC 29501
+1 (843) 669-5832
Hospital for Women and Children
1590 Freedom Boulevard, Florence, SC 29505
+1 (843) 674-4608
Hotel
1739 Mandeville Road, Florence, SC 29501
+1 (843) 317-6616
Italian Restaurant
3390 East Cheves Street, Florence, SC 29506
Library
2715 West Lucas Street, Florence, SC 29501
+1 (843) 661-8032
Movie Theater
417 South Dargan Street, Florence, SC 29506
+1 (843) 662-3731
Museum
Pamplico Highway, Florence, SC 29505

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

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Florence ZIP Codes

29501
29502
29503
29504
29505
29506
29541