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Best Online Short-term Loans in North Augusta

Strapped for cash and need quick help? You're not alone. Many face financial hiccups that can't wait, and that's where our Best Cash Advance Short-term Loans step in. It's frustrating dealing with unforeseen expenses without a safety net. But don't stress! Our service provides a swift, hassle-free solution to ease your financial strain. Skip the long waits and complex paperwork. Get the funds you need right when you need them. Experience reliability and speed with our top-notch short-term loans designed to help you bounce back fast. Let us be your financial lifeline today!

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Best Online Short-term Loans in North Augusta

Advanced Cash - North Augusta
Loan agency

Address: 616 Edgefield Rd, North Augusta, SC 29841

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 426-8911

Advance America
Financial institution
4.90
10 reviews

Address: 1139 Knox Ave, North Augusta, SC 29841

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 278-6158

Website: advanceamerica.net/store-locations/south-carolina/1139-knox-avenue-north-augusta-29841

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Credit Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
Approved Cash
Loan agency
4.60
10 reviews

Address: 404 E Martintown Rd Suite 3 Suite 3, North Augusta, SC 29841

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 279-1975

Website: approvedcashadvance.com/locations/north_augusta

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preperation Services
Check Into Cash
Financial institution
4.60
10 reviews

Address: 101 Edgewood Dr c, North Augusta, SC 29841

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 278-3770

Website: local.checkintocash.com/us/sc/north-augusta/101-edgewood-square-unit-c

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
World Finance
Loan agency
4.50
10 reviews

Address: 616 Edgefield Rd Ste 160, North Augusta, SC 29841

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 202-0302

Website: loansbyworld.com/locations/south-carolina/north-augusta/29841/223

AmeriCash Loans
Loan agency
3.50
10 reviews

Address: 1698 Knox Ave, North Augusta, SC 29841

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (803) 202-8500

Website: americashloans.net/locations/south-carolina/north-augusta

Services:

Installment loans Payday loans Title loans Auto Repairs Car Repairs Easy Loans Home Improvements Home Repairs Loan Applications Location Plan Quick Cash Loans Short-Term Loans Student Loans Tax Preparation Tax Returns
Affordable Cash Loans
Loan agency

Address: 509 Georgia Ave, North Augusta, SC 29841

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 278-6789

Website: firstchoicepaydayloans.com

Payday Advance
Loan agency

Address: 750 E Martintown Rd, North Augusta, SC 29841

Today's Business Hours: 9:00 AM - 6:00 PM

Services:

Business loans Cash for gift cards Payday loans Signature loans Emergency Loans Financial Loan Home Loans Personal Loan Prepaid Cards Refinance Loan Term Loans
Fairfax Co-North Augusta Inc
Loan agency

Address: 336 Georgia Ave #206c, North Augusta, SC 29841

Phone Number: +1 (803) 278-7261

Community Loans of America
Loan agency

Address: 416 E Martintown Rd, North Augusta, SC 29841

Phone Number: +1 (803) 442-9908

Alternatives to Short-term Loans in North Augusta

Short-term loans are financial solutions designed to provide quick access to funds and are typically paid back within a short period. Personal loans are unsecured, allowing borrowers to use them for various personal needs without the necessity for collateral. Installment loans require borrowers to pay back the loan in fixed amounts over a predetermined schedule, often accompanied by interest, making budgeting easier. Title loans, however, are secured by using the borrower's vehicle title as collateral, offering quick approval but posing a risk of losing the vehicle if repayments are not made timely. Each type of short-term loan has distinct characteristics, making them suitable for different financial situations and borrower requirements.

Best Personal Loan

Quick Cash Title Loans
5.00
0 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Car Title Loan

Carolina Payday Loans, Inc.
5.00
38 reviews

Title loans are an option for those who own their vehicles outright and need a quick infusion of cash. Borrowers use their car titles as collateral; hence, title loans are often easier to obtain than unsecured loans, even for individuals with poor credit histories. However, these loans can come with high-interest rates and the risk of losing one's vehicle if the loan is not repaid. The best title loans offer competitive rates and clear terms, with reputable lenders ensuring borrowers can make informed decisions. It's crucial for borrowers to fully understand the terms and risks involved before proceeding with a title loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, several local service providers offer essential support in critical areas. These funds can be directed towards medical expenses for unexpected health emergencies, car repair services to ensure reliable transportation, and legal services for any urgent legal matters. Additionally, the loan can assist with funeral costs during difficult times or cover the expense of necessary appliance repairs or replacements, helping maintain everyday conveniences.

Bodyshop
738 Old Edgefield Road, North Augusta, SC 29841
Car Wash
934 Medie Avenue, North Augusta, SC 29841
College/University
1113 Knox Avenue, North Augusta, SC 29841
+1 (803) 278-1200
Community Center
1202 Old Edgefield Road, North Augusta, SC 29841
+1 (803) 279-3584
Dentist
504 West Avenue, North Augusta, SC 29841
+1 (803) 510-0011
Doctor
1225 Knox Avenue, North Augusta, SC 29841
Fitness Club & Center
125 Merovan Drive, North Augusta, SC 29860
+1 (803) 426-8476
Government Office
East Spring Grove Avenue, North Augusta, SC 29841
+1 (803) 442-6280
Hospital
440 West Martintown Road, North Augusta, SC 29841
+1 (803) 441-0025
Library
135 Edgefield Road, North Augusta, SC 29841
+1 (803) 279-5767
Local Post Office
1450 Georgia Avenue, North Augusta, SC 29841
+1 (800) 275-8777
Mobile Phone Shop
1207 Knox Avenue, North Augusta, SC 29841
+1 (803) 819-0866
Motel
303 Georgia Avenue, North Augusta, SC 29841
+1 (803) 279-2652
Museum
Georgia Avenue, North Augusta, SC 29841
+1 (803) 278-1805
Pharmacy
334 East Martintown Road, North Augusta, SC 29841
+1 (803) 441-3906

FAQ

What are Short-term Loans?

Short-term loans are financial products designed to provide quick cash to borrowers who need immediate funds. These loans are typically borrowed for short periods, often from a few weeks to a few months. They are commonly used to cover unexpected expenses or gaps in cash flow.

Can I get a Short-term Loan with Bad Credit?

Yes, you can. Many lenders offer short-term loans to individuals with bad credit, focusing more on your current financial situation and ability to repay the loan, rather than your past credit history. However, interest rates might be higher to compensate for the risk.

How do Same-day Loans work?

Same-day loans are a type of short-term loan where the application process is quickened so that funds can be disbursed on the same day as the application. These loans are beneficial for emergencies and urgent financial needs, with the approval process often conducted online.

Are Short-term Loans the same as Short-term Loans?

Short-term loans are a specific type of short-term loan, typically due on your next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans can be slightly longer-term and may offer more varied repayment options.

How quickly can I receive funds from a Short-term Loan?

Many lenders who offer short-term loans prioritize speed and efficiency. Once approved, you may receive the funds within a few hours or by the next business day. The exact time may vary depending on the lender's policies and the time of day you apply.

What are the typical interest rates for Short-term Loans?

Interest rates for short-term loans can vary significantly based on the lender, the loan amount, and the borrower's financial profile. Typically, rates are higher than those for long-term loans, reflecting the increased risk to lenders. It's crucial to compare lenders to get the best rate possible.

What should I consider before applying for a Short-term Loan?

Before applying for a short-term loan, consider whether you genuinely need immediate funds and if you're able to comfortably repay the loan according to the terms. Evaluate the total cost of the loan, including fees and interest, and explore alternative funding options to ensure you're making the best financial decision.

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North Augusta ZIP Codes

29841
29842
29860
29861