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Best Online Short-term Loans in Myrtle Beach

Say goodbye to unexpected financial stress! When life's surprises throw you a curveball, our Best Cash Advance Short-term Loans are here to help. Many struggle with cash flow issues, unsure where to turn. But don't worry – these short-term loans offer a quick and straightforward solution to your immediate money troubles. No more sleepless nights! Our fast, efficient service can get you the funds you need without hassle. Experience the peace of mind that comes with knowing a solution is just around the corner. Get started today and take control of your financial future with ease!

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Best Online Short-term Loans in Myrtle Beach

Professional Financial Services
Loan agency
5.00
1 reviews

Address: 1760 US-501, Myrtle Beach, SC 29577

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 916-9882

Website: pfs-corp.net/offices/myrtle-beach-sc-1143

Advance America
Financial institution
5.00
38 reviews

Address: 5022 Dick Pond Rd #3, Myrtle Beach, SC 29588

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 293-0184

Website: advanceamerica.net/store-locations/south-carolina/5022-dick-pond-road-3-myrtle-beach-29588

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Auto Repairs Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
Lawsuit Loans by Fortis Consulting Group
Loan agency
5.00
1 reviews

Address: 5335 N Kings Hwy, Myrtle Beach, SC 29577

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (843) 333-5566

Website: lawsuitlendingnow.com

Check `n Go
Loan agency
4.90
11 reviews

Address: 612 S Kings Hwy, Myrtle Beach, SC 29577

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 445-9985

Website: locations.checkngo.com/south-carolina/myrtle-beach/612-s-kings-highway

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Check Cashing Credit Applications Credit Counseling Credit Reporting Customer Support Financial Protection And Innovation Financial Solution Flexible Options Loan Application Loans Originated Money Funds New Loans Personal Checks Refinance My Loan Specialty Finance Store Finance Tax Returns Unsecured Personal Loans
World Finance
Loan agency
4.80
10 reviews

Address: 1399 S Commons Dr Unit A3, Myrtle Beach, SC 29588

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 874-6348

Website: loansbyworld.com/locations/south-carolina/myrtle-beach/29588/379

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
1st Franklin Financial
Loan agency
4.60
10 reviews

Address: 3076 Dick Pond Rd Suite 3, Myrtle Beach, SC 29588

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 294-1212

Website: locations.1ffc.com/sc/myrtle-beach/3076-dick-pond-road.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
DolEx Dollar Express
Financial institution
4.20
1 reviews

Address: 1211 3rd Ave S ste d, Myrtle Beach, SC 29577

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (888) 246-2527

Website: dolex.com

Services:

Top Ups Bill Pay
OneMain Financial
Loan agency
3.50
10 reviews

Address: 1620 Farrow Pkwy Ste A6, Myrtle Beach, SC 29577

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 448-4326

Website: onemainfinancial.com/branches/sc/myrtle-beach/29577/4062

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
World Finance
Loan agency
3.50
10 reviews

Address: 604 Broadway St, Myrtle Beach, SC 29577

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 448-2084

Website: loansbyworld.com/locations/south-carolina/myrtle-beach/29577/214

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Security Finance
Loan agency
3.20
5 reviews

Address: 1111 3rd Ave S Suite B, Myrtle Beach, SC 29577

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 448-9095

Website: securityfinance.com/locations/myrtle-beach-sc-0643

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
American Acceptance
Loan agency
3.10
10 reviews

Address: 3890 Renee Dr, Myrtle Beach, SC 29579

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 236-9007

Website: american-acceptance.com

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Loans Basic Loan Credit Card Debt Existing Personal Loan Home Loans Loans Financing Motorcycle Financing Motorcycle Loan Retail Financing Secured Loan
Regional Finance
Loan agency
2.90
6 reviews

Address: 854 Jason Blvd Suite C, Myrtle Beach, SC 29577

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 916-0242

Website: branches.regionalfinance.com/sc/myrtle-beach/854-jason-blvd.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Truist
Bank
2.60
10 reviews

Address: 3894 Renee Dr, Myrtle Beach, SC 29579

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (843) 903-5580

Website: truist.com/locations

Truist
Bank
2.00
8 reviews

Address: 505 76th Ave N, Myrtle Beach, SC 29572

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (843) 692-0505

Website: truist.com/locations

Associated Loan Consultants
Loan agency

Address: 1991 Glenns Bay Rd # 102, Myrtle Beach, SC 29575

Phone Number: +1 (843) 650-0368

Dang Loan Thi
Loan agency

Address: 6749 SC-707, Myrtle Beach, SC 29588

Phone Number: +1 (843) 650-1404

Diversified Marketing Solutions
Loan agency

Address: 1293 Professional Dr, Myrtle Beach, SC 29577

Phone Number: +1 (843) 839-0056

Alternatives to Short-term Loans in Myrtle Beach

Short-term loans offer individuals quick access to funds and come in various forms, including personal loans, installment loans, and title loans. Personal loans are typically unsecured, allowing borrowers to access cash without collateral, often with fixed terms. Installment loans provide a fixed lump sum that is repaid over a set period with scheduled payments, making them predictable for budgeting purposes. Title loans, on the other hand, require the borrower to use their vehicle as collateral, providing immediate cash but risking repossession if the loan is not repaid on time. Each type of short-term loan caters to different financial needs, with varying interest rates, repayment structures, and risks involved.

Best Personal Loan

South Atlantic Bank
5.00
14 reviews

Short-term personal loans are often utilized by individuals who need quick funds to cover unexpected expenses or urgent financial needs. These loans typically have a short repayment period, usually ranging from a few weeks to a few months, and are generally unsecured, meaning no collateral is required. As a result, they often come with higher interest rates compared to other forms of borrowing. The best short-term personal loans are usually those offered by reputable lenders with transparent terms, competitive interest rates, and fast approval processes, allowing borrowers to effectively manage their financial obligations without incurring significant additional costs.

Best Installment Loan

Myrtle Beach Pawn
4.70
10 reviews

Installment loans are another type of short-term loan that provides borrowers with a lump sum of money upfront, which is then repaid in fixed installments over a specified period. These are particularly beneficial for those who prefer a predictable payment schedule and want to avoid the hassle of balloon payments. A highly recommended installment loan would offer reasonable interest rates, multiple repayment options, and an easy application process. It is most suitable for individuals needing to finance larger purchases or consolidate debt.

Best Car Title Loan

Dicks Title Loans East
5.00
30 reviews

Title loans are a type of secured short-term loan where the borrower uses their vehicle title as collateral. This option is suitable for individuals who own their car outright and are seeking a quick funding solution. Title loans can provide fast access to cash, often within the same day, but they come with the risk of losing the vehicle if the loan is not repaid. These loans generally have high interest rates and short repayment periods, making them most suitable for borrowers confident in their ability to repay promptly. It's crucial for borrowers to carefully consider their financial situation before opting for a title loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After taking out a short-term loan, individuals can allocate funds across essential local service providers including medical, car repair, legal, funeral, and appliance services. Such financial support empowers borrowers to address urgent health care needs, vehicle maintenance for dependable transportation, legal counsel for pressing matters, and expenses related to funeral arrangements. Additionally, purchasing or repairing home appliances ensures everyday convenience and functionality.

Adventure Sports Facility
4720 Northgate Boulevard, Myrtle Beach, SC 29588
+1 (843) 756-9869
Club & Association
941 Highway 501, Myrtle Beach, SC 29577
+1 (843) 448-3047
College/University
Northgate Boulevard, Myrtle Beach, SC 29588
+1 (843) 293-1411
Community Center
10299 Highway 707, Myrtle Beach, SC 29588
+1 (843) 650-2796
Dentist
8151 Rourk Street, Myrtle Beach, SC 29572
+1 (843) 449-4372
Do-It-Yourself Centers
951 Oak Forest Lane, Myrtle Beach, SC 29577
+1 (843) 916-2229
Doctor
4600 Oleander Drive, Myrtle Beach, SC 29577
+1 (864) 343-0010
Fitness Club & Center
1200 North Oak Street, Myrtle Beach, SC 29577
+1 (843) 626-7444
Government Office
3829 Business Street, Myrtle Beach, SC 29579
+1 (843) 903-5106
Hospital
5401 Dick Pond Road, Myrtle Beach, SC 29588
+1 (843) 353-0800
Hotel/Motel
5001 North Kings Highway, Myrtle Beach, SC 29577
+1 (843) 497-8586
Library
910 1st Avenue South, North Myrtle Beach, SC 29582
+1 (843) 915-5281
Local Post Office
4025 Postal Way, Myrtle Beach, SC 29579
+1 (843) 236-0657
Movie Theater
2100 Coastal Grand Circle, Myrtle Beach, SC 29577
+1 (843) 839-3225
Museum
607 27th Avenue North, Myrtle Beach, SC 29577
+1 (843) 282-9018

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically designed to be repaid in a short period, usually ranging from a few weeks to a few months. It is often used for urgent financial needs and can be accessed quickly compared to long-term loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan even if you have bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit. However, these loans may come with higher interest rates and fees to offset the risk for the lender.

What Are Same-Day Loans?

Same-day loans are designed to provide borrowers with quick access to funds, often within the same day of application. These are typically short-term loans, such as short-term loans, where the lender expedites the approval and disbursement process to meet urgent financial needs.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that typically must be repaid by your next payday. They are often used for emergency expenses and are known for their fast approval process. However, they can carry high fees and interest rates, so it’s important to use them sparingly and responsibly.

What Are the Interest Rates for Short-Term Loans?

Interest rates on short-term loans can vary widely depending on the lender and the borrower’s credit profile. They are usually higher than traditional loans due to the increased risk for the lender. It’s advisable to compare different lenders and read the terms carefully before agreeing to a loan.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a financial institution or a direct lender. You will typically need to provide personal identification, proof of income, and bank details. Once the application is reviewed and approved, funds are usually disbursed quickly.

What Are the Risks of Short-Term Loans?

Short-term loans can be risky due to their high costs, including high interest rates and fees. If you are unable to repay the loan on time, you could face additional fees and a negative impact on your credit score. It’s crucial to borrow only what you need and can afford to repay.

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Myrtle Beach ZIP Codes

29572
29575
29577
29578
29579
29587