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Best Online Short-term Loans in Piedmont

Strapped for cash and need a quick fix? Short-term loans could be your best solution. Financial surprises can catch anyone off guard, leaving you stressed and uncertain. That’s where our Best Cash Advance Short-term Loans step in to save the day. Get the funds you need without the long wait or complex paperwork. We’re here to provide you with quick, easy, and reliable financial relief when you need it most. Experience seamless service and regain control of your finances today!

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Best Online Short-term Loans in Piedmont

Advance America
Financial institution
5.00
10 reviews

Address: 7486-B Augusta Rd, Piedmont, SC 29673

Phone Number: +1 (864) 277-2539

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loans Unsecured Loans
World Finance
Loan agency
4.90
5 reviews

Address: 22 Halter Dr, Piedmont, SC 29673

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (864) 568-9291

Website: loansbyworld.com/locations/south-carolina/piedmont/29673/239

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Always Money
Loan agency
4.40
6 reviews

Address: 100 Grove Reserve Pkwy, Piedmont, SC 29673

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 272-3657

Website: alwaysmoney.com/locations/southcarolina/piedmont

Services:

Installment loans Payday loans Auto installment loans Short-term loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
Moonville Finance Co
Loan agency
4.30
3 reviews

Address: 7740 Augusta Rd Suite 2B, Piedmont, SC 29673

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 422-1411

Website: moonvillefinance.com

Services:

Installment loans Signature loans Personal Loans
Truist
Bank
2.80
8 reviews

Address: 900 Anderson St, Piedmont, SC 29673

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 845-6987

Website: truist.com/locations

Alternatives to Short-term Loans in Piedmont

Short-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

Cindy Fox Miller & Associates in Powdersville - Keller Williams Upstate Legacy
5.00
10 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Best Car Title Loan

Veterans United Home Loans South Carolina
4.80
15 reviews

Title loans provide short-term cash solutions by using a vehicle title as collateral. These loans can be acquired quickly, with approval processes often completed within a day, making them suitable for emergencies. Loan amounts depend on the vehicle's value, and borrowers maintain use of their vehicle during the loan period. While title loans can offer significant advantages for those with few other borrowing options, it's important to consider the high interest rates and the risk of vehicle repossession if repayment terms are not met.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already taken out a short-term loan, they can utilize the funds across various local services, including medical, car repair, legal, funeral, and appliance services. Medical expenses can be addressed promptly with the loan, ensuring immediate access to necessary treatments or medications. Similarly, unexpected car repairs, legal fees, and appliance services can be managed effectively, while also providing essential support for funeral costs, which can often be a substantial financial burden.

Adventure Sports Facility
3318 Highway 153, Piedmont, SC 29673
+1 (864) 385-4117
Club & Association
10852 Anderson Road, Piedmont, SC 29673
+1 (864) 631-1413
Community Center
1 Main Street, Piedmont, SC 29673
+1 (864) 845-7470
Fast Food
3100 Highway 153, Piedmont, SC 29673
Garden Centers & Services
815 Bracken Road, Piedmont, SC 29673
+1 (864) 625-0125
Government Office
225 Owens Road, Piedmont, SC 29673
+1 (864) 845-3466
Library
1407 Highway 86, Piedmont, SC 29673
+1 (864) 845-6534
Local Post Office
912 Highway 86, Piedmont, SC 29673
+1 (800) 275-8777
Movie Theater
3423 Highway 153, Piedmont, SC 29673
+1 (864) 295-0092
Pharmacy
903 Highway 86, Piedmont, SC 29673
+1 (864) 845-7279
Rent-a-Car Facility
360 Highway 183, Piedmont, SC 29673
+1 (864) 220-2509

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a year or less. It is designed to meet immediate financial needs and includes types such as short-term loans and same-day loans. These loans are ideal for covering unexpected expenses or bridging financial gaps.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan with bad credit. Many lenders offer bad-credit options that focus more on current income and capacity to repay rather than credit history. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. When approved, the loan amount is typically disbursed on the same day, making it an ideal option for urgent financial situations.

How do short-term loans work?

Short-term loans are short-term loans that are due for repayment on your next payday. These loans are generally small amounts and are based on your income. Short-term loans can help cover immediate expenses but tend to have higher interest rates and fees.

What are the requirements for a short-term loan?

Requirements for a short-term loan may vary by lender but typically include proof of income, a checking account, and identification. Even with bad credit, having a stable income and a bank account can significantly improve your chances of approval.

Are there risks associated with short-term loans?

Yes, there are risks, including high-interest rates and fees that can accumulate if not paid on time. Additionally, rolling over loans can lead to a cycle of debt. It is crucial to borrow only what you can repay within the agreed timeframe.

How can I apply for a short-term loan?

Applying for a short-term loan is generally straightforward and can often be done online. You need to fill out an application form, submit necessary documentation, and wait for the lender's approval. Once approved, funds are usually deposited into your bank account quickly.

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Piedmont ZIP Codes

29673