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Best Online Short-term Loans in Taylors

Need cash in a hurry? Life's unexpected challenges don't wait, and neither should you. Finding yourself strapped for cash can be stressful, but our short-term loans offer the quick relief you need. We understand that emergencies happen, and waiting weeks for traditional loans just isn’t an option. With our best cash advance solutions, you can tackle financial hurdles with a simple and swift process. Leave the worry behind and get back to what matters most. Discover how friendly, fast, and hassle-free borrowing can be with our outstanding service. Apply today and conquer those short-term financial bumps effortlessly!

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Best Online Short-term Loans in Taylors

Bonanza Quick Loans
Loan agency
5.00
1 reviews

Address: 3058 Wade Hampton Blvd Unit 20, Taylors, SC 29687

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (864) 777-0003

Website: bonanzaquickloans.com

Services:

Business loans Title loans
World Finance
Loan agency
4.90
10 reviews

Address: 4800 Wade Hampton Blvd Suite D, Taylors, SC 29687

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (864) 874-7012

Website: loansbyworld.com/locations/south-carolina/greer/29650-1251/248

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Check `n Go
Loan agency
4.80
12 reviews

Address: 6140 W Wade Hampton Blvd, Taylors, SC 29687

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (864) 801-8700

Website: locations.checkngo.com/south-carolina/taylors/6140-w--wade-hampton-blvd

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Cashier's Checks Check Cashing Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Pay Loan Repayment Loans Originated Money Funds New Loan Paying Bills Personal Checks Refinance My Loan Retail Loans Retail Remote Refis And Reloans Tax Returns Unsecured Personal Loans
M&M Tax Service
Financial institution
4.60
10 reviews

Address: 3024 Wade Hampton Blvd, Taylors, SC 29687

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (864) 244-4773

Website: mmtax.com/stores/sc/taylors/3180+wade+hampton+blvd

Services:

Business tax services Cryptocurrency tax planning IRS audit representation Income tax return filing Income tax return preparation Irs problems consulting Tax problem consulting Check Cashing Current Year Tax Return ID.me IRS Account Assistance IRS Account Assistance IRS Child Tax Credit Assistance IRS Letter - Audit Assistance IRS Transcript Service Income Tax Return Instant Tax Refund Prior Year Tax Refund Tax Prep Starting At Tax Preparation Individual Tax Refund Advance Tax Refund Check Tax Refund Loans Tax Return Estimate Virtual Tax Services
Vivacity
Loan agency
3.40
3 reviews

Address: 5322 Wade Hampton Blvd Unit C, Taylors, SC 29687

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 712-0134

Vivacity
Loan agency

Address: 3400 Rutherford Rd Extension Suite D, Taylors, SC 29687

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 712-0134

Services:

Installment loans

Alternatives to Short-term Loans in Taylors

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

Check Into Cash
4.80
10 reviews

Short-term personal loans are a type of financing designed to be repaid within a short period, typically ranging from a few weeks to a few months. These loans are often unsecured, meaning you don't need to provide collateral to qualify. They are best used for immediate, small-scale financial needs like emergency expenses or quick purchases. One of the best options for a short-term personal loan might be from an online lender like LendingClub, known for its quick approval process and competitive interest rates, allowing you to access funds swiftly without the need for extensive paperwork.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, it can be used across various local service providers to address urgent needs. This financial assistance can cover medical expenses, car repairs, legal fees, funeral costs, and appliance services. Utilizing these local resources ensures timely support for essential services when immediate funds are necessary.

Car Wash
6 Cason Avenue, Taylors, SC 29687
+1 (864) 509-1777
Club & Association
255 Mill Street, Taylors, SC 29687
+1 (864) 244-8100
College/University
200 East Main Street, Taylors, SC 29687
+1 (864) 322-2717
Concert Hall
80 School Street, Taylors, SC 29687
Fitness Club & Center
250 Mill Street, Taylors, SC 29687
+1 (864) 907-5772
Hospital
5000 Old Spartanburg Road, Taylors, SC 29687
+1 (864) 292-6269
Library
316 West Main Street, Taylors, SC 29687
+1 (864) 268-5955
Movie Theater
3033 Wade Hampton Boulevard, Taylors, SC 29687
+1 (864) 292-7700
Museum
250 Mill Street, Taylors, SC 29687
+1 (864) 568-5028
Shopping Center
Taylors, SC 29687
+1 (864) 801-8128

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

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Taylors ZIP Codes

29609
29615
29650
29687