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Best Online Short-term Loans in Murrells Inlet

Stuck in a financial bind? Short on cash before payday? Our Best Cash Advance Short-term Loans are your quick and easy solution! Unexpected expenses can throw your budget off track, leaving you stressed and worried about how to make ends meet. Don't let financial hiccups keep you up at night. Our short-term loans provide fast funds to cover your immediate needs, freeing you from financial pressure. Apply today and get back on solid ground with our simple, user-friendly service designed to get cash in your hands when you need it most. Your financial peace of mind is just a click away!

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Best Online Short-term Loans in Murrells Inlet

World Finance
Loan agency
5.00
2 reviews

Address: 12270 Hwy 17 Bypass N Unit B, Murrells Inlet, SC 29576

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 874-6347

Website: loansbyworld.com/locations/south-carolina/murrells-inlet/29576/226

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
4.90
10 reviews

Address: 744 Mink Ave, Murrells Inlet, SC 29576

Phone Number: +1 (843) 357-8778

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Auto Repairs Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
Truist
Bank
2.30
2 reviews

Address: 656 Sunnyside Ave, Murrells Inlet, SC 29576

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (843) 652-5000

Website: truist.com/locations

Alternatives to Short-term Loans in Murrells Inlet

Short-term loans come in various forms, primarily including personal, installment, and title loans. Personal loans are unsecured and typically used for unforeseen expenses, offering flexibility in terms of use and repayment, but they often come with higher interest rates due to the lack of collateral. Installment loans require regular, scheduled payments and are generally tied to a fixed interest rate, making them predictable and easier to budget for over a specified term. Title loans, on the other hand, are secured loans where the borrower uses their vehicle’s title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid on time. Each of these short-term loan types comes with its own set of benefits and drawbacks, tailored to the borrower's specific financial needs and situations.

Best Personal Loan

BB&T Insurance Services
5.00
1 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Installment Loan

CCNB - Coastal Carolina National Bank
5.00
3 reviews

Installment loans allow borrowers to pay back a set loan amount with interest in fixed, scheduled payments. A prominent choice for installment loans is Upgrade. Upgrade offers competitive rates and transparent terms, allowing borrowers to understand their repayment process thoroughly. Additionally, Upgrade provides customizable loan features, including the ability to choose repayment timelines, empowering borrowers to manage their loan effectively.

Best Car Title Loan

SouthState Bank
4.60
3 reviews

Title loans are a short-term secured loan where the borrower uses their vehicle's title as collateral. These loans are typically available even to those with poor credit, but they come with high risks, like the potential loss of the vehicle if the loan is not repaid. Despite the risks, a reputable option for a title loan is TitleMax, which offers transparent terms and competitive rates compared to other title loan providers. TitleMax is known for its straightforward application process and efficient service, making it a suitable choice for those in urgent need of funds.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

Barbecue Restaurant
3574 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 353-6868
Car Repair and Service
875 Nicholas Street, Murrells Inlet, SC 29576
+1 (843) 902-7806
Car Wash
3741 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 662-1594
Club & Association
620 Collins Avenue, Murrells Inlet, SC 29576
+1 (843) 651-1807
Dentist
4539 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 491-5353
Do-It-Yourself Centers
12262 Highway 17 Bypass, Murrells Inlet, SC 29576
+1 (843) 357-3777
Doctor
12015 Highway 707, Murrells Inlet, SC 29576
Fitness Club & Center
5341 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 651-9959
Government Office
4450 Murrells Inlet Road, Murrells Inlet, SC 29576
+1 (843) 651-7373
Hospital
4070 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 652-1000
Hotel/Motel
5098 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 651-2550
Library
141-707 Garden City Connector, Murrells Inlet, SC 29576
+1 (843) 215-4700
Local Post Office
654 Bellamy Avenue, Murrells Inlet, SC 29576
+1 (843) 651-2422
Museum
3966 Spanner Way, Murrells Inlet, SC 29576
Pharmacy
4033 Highway 17 Business, Murrells Inlet, SC 29576
+1 (843) 651-5050

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

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Murrells Inlet ZIP Codes

29576